Eminye Imithetho Yentela Ephawulekayo Yithatha Impumelelo Ngo-2017
Unokuba ungacingi ngerhafu njengento eguqukayo kunye neyanyanisekiyo - imigaqo yimiyalelo, emva kwayo yonke, kwaye kubonakala sengathi ikhona kwindawo yokuhlala ngonaphakade kwabo baye bahlawula irhafu kwithuba elithile. Kodwa zitshintshe ngezikhathi, kwaye ngamanye amaxesha zenza ngokukhawuleza. Le yimiba ekupheleni konyaka we-2016, kwaye iminye imithetho isesigxina nje ngo-2017.
01 Uhlengahlengiso olunxulumene nemveliso
Masiqale ngeenguqu ezilula eziza kwenzeka njalo ngonyaka. Amanyathelo omrhumo omrhumo amaninzi afakwe kwi-intlation, oku kuthetha ukuba unokwanda okanye ukunciphisa ngokuzenzekelayo njengoko unyaka owodwa ujikelezayo ukuya kutsho. Ezinye zitshintsha xa iCongress ihamba ukuze iguqulwe ukuba ihambe ngokuhambelana nemozulu yezoqoqosho. Kukho nawuphi na, ezi ziyizihlomelo ezisisiseko ngo-2017.
UMongameli uTrump utshintsha utshintsho lweerhafu ngokubhekiselele kubakaki beerhafu kunye nokuncitshiswa okuqhelekileyo kwakungakaze kwenzeke phakathi konyaka. Iibakaki zerhafu zihlala zifanayo kwi-10, 15, 25, 28, 33, 35 kunye ne-39.6 ekhulwini. Utshintsho olubalulekileyo kuphela olubhekiselele apha lubhekiselele kulowo owela kuloo bhakethi yerhafu ye-39.6. Ngomhla we-2017, umyinge wemali ukwandiswa ukusuka kwi-$ 415,050 ukuya kwii-418,400 zamaRhafu kubahlawuli berhafu abangabodwa, ukusuka kwi-466,950 ukuya kwii-470,700 zamawaka kubathengi abatshatileyo abafakela ukubuyiswa okuhlangeneyo. Abathengi abaneemali kule miqobo bawela kwibhakethi yerhafu ephezulu. Umda wezinye iibhanki zerhafu zihlala kwibala le-$ 50 ngenxa yohlu liselo lokunyuka kwamaxabiso, kunye ne-$ 100 kulabo abatshatileyo kunye nokufakela ngokubambisana.
Ukuncitshiswa okuqhelekileyo kwenyuka ngokukhawuleza, ngokunjalo-ngokulinganayo i-$ 50 kuphela kwiimeko ezininzi. Zibekwe kwiiRandi 6,350 kubahlawuli berhafu abangabodwa kunye nabahlawuli berhafu abatshatileyo abafakela ukubuya okuhlukeneyo, kwi-12,700 yee-$ kulabo abatshatileyo nokufakela ngokubambisana, kunye ne-9,350 yee-dollar kulabo abafanelekayo njengenhloko yendlu.
Umlinganiselo wokuxolelwa ngokwawo uhlala unamathele kwi-$ 4,050 ngo-2017, nangona iinqununu zokufumana umvuzo wokukwazi ukuthatha itshintshe. I-phase-out iqala ngemali engenayo ehlawulweyo ye-$ 261,500 ngo-2017 - ukuba unayo ingeniso eninzi, awukwazi ukubanga zonke ukuxolelwa. Ipheliswa ngokupheleleyo kubantu abanama-AGI angama-384,000 okanye ngaphezulu.
02 Isigwebo soThutho se-Obamacare
Kwakusetyenziselwa ukuba abahlawuli berhafu bafanele baveze kumgca we-61 kwimbuyekezo yabo yentlawulo ye-1040 ingaba babene-inshurensi kunyaka werhafu okanye ngaba bafanelekile ukuxolelwa. I-IRS ihlose ukugatya ngokuzenzekelayo imbuyekezo efunyenwe ngo-2017 ukuba lo mgca wawushiywe ungenanto. Ngamanye amagama, ukujongana nalo kwakuyimfuneko.
Ngeke kwenzeke ngoku ngokubulela kwinqanaba lolawulo lukaMongameli uTrump olawula ukuba i-arhente karhulumente "igunya lokusebenzisa kunye nokuqonda okukhoyo kubo ukunciphisa umthwalo ..." I-IRS iphendule ngokukhupha ingxelo ukuba ayiyi kukhanyela ngokuzenzekelayo imbuyekezo engenamigca engacacanga 61, nangona Waqaphelisa ukuba abo abangenayo i-inshorensi bahlawuliswe ihlawulo. Umahluko omkhulu apha kukuba i-IRS iya kufuneka ibenze nzima ngakumbi ukuba ifumene ngubani onomshuwalense kwaye ongenalo. Ukugqiba umgca 61 ngoku "ukhetho."
03 Inkcitho yokuThengiswa kweMali yokuThuthwa kweMali
I-Congress yanyuka i-Bill Bill 3590 ngasekupheleni kwe-2016 kumgudu wokuthintela oku. Ukongeza, i-HR 3590 yayiza kubuyisa wonke umntu kwizinga leepesenti ezingama-7.5. Hayi, ibhilikhwe iphumelele iNdlu kodwa ayiyiyo i-Senate. Ukususela ngo-2017, wonke umntu ulawulwa yiyo-10 yepesenti.
04 I-Premium deduction ye-Insurance Mortum Premium
05 I-Ups-Line-Line-Tuition and Fees Deduction
Isifundo kunye nemirhumo eyancitshiswayo enye yashiya ekupheleni konyaka we-2016, kwaye le nto yayiyinto enhle kakhulu. Awuzange ufune ukuyibiza-yavela kwingeniso yakho engenayo njengoluhlengahlengiso "ngenhla komgca" kwiphepha lokuqala lokubuyela kwakho kwentlawulo yakho ye-1040. Ungayithatha kwaye uthathe ukutsalwa okuqhelekileyo okanye wenze ezinye izihlomelo. Incede ekuqaliseni i-AGI yakho, apho iqela lokuphumla kwerhafu elincinci liphantsi.
Ngelishwa, liye lapheliswa ekuqaleni ko-2017. Awusayi kuphinda uthathe isaphulelo semali okanye iifizi ezifanele ukuhlawula ngenxa yakho okanye abaxhomekeke kuyo. I-American Opportunity Tax Tax kunye ne-Lifetime Learning Tax Credit yona isaphila kodwa iyaxhomekeka kwimida yokuphuma kwimiqathango kunye nezinye izithintelo ezikhusela bonke abahlawuli berhafu ukuba babangeke. Wonke umntu unokufaka isicelo sokufundiswa kunye nokuhlawulwa kwemirhumo, nangona kunjalo, nokuba ngaba abafanelanga ukufumana iikhredithi - kodwa ababikho.
06 Ukukhutshwa kweNkcazo yokuThengwa kwemali
Ukuhlawulwa kwetyala lokuhlala ngaphandle kwenqununu ukukhusela oku kungavumeli ukuba kwenzeke oku. Kwavumela abahlawuli berhafu ukuba bangabikho kwi-2 million yezigidi kwixoxwa lokuxolelwa ngokuxhomekeka kumlinganiselo wokungabikho kokungabikho komthetho ngaphambi kokungabonakaliswa-umlinganiselo apho iindleko zabo zonke zigqithise ixabiso lilonke leempahla zabo.
Ngomnyaka we-2017, le mpazamo yerhafu nayo ihambe, ubuncinane ubuncinane kwinxenye. Ukuba ungene kwisivumelwano sokuqhawula esibhaliweyo esikulo nyaka ka-2016, unokuthi ufune ukukhutshwa kwesi sixa ngo-2017, kodwa kungekhona emva koko.
07 I-Credit Income Tax Income
Iindaba ezilungileyo kukuba i-EITC ephezulu ikhuphukela kuma-6,318 ngo-2017 kubahlawuli berhafu abatshatileyo abanezingane ezintathu okanye ngaphezulu abafanelekileyo xa befake i-return joint, kunye nabanye abahlawuli berhafu abafanelekileyo baya kubona ukwanda okwenziwe ngo-2017.