Iimpazamo ezinzima kakhulu ze-akhawunti zokuThola kwaye zichane

Iintlobo zeeNkcazo zeMali kunye nendlela yokuzikhusela

Uya kwenza iimpazamo zokubaluleka ngexesha elide ukwenzela ukuba ukwazi indlela yokufumanisa ezi ngxaki kubaluleke kakhulu ukuphuhlisa kungakhathaliseki ukuba yiyiphi i-software yesofthiwe esetyenziswayo kwi shishini lakho elincinci. Uyakwazi ukufumana iimpazamo ezininzi ngokuphonononga ibhalansi yezilingo lakho. Nangona kunjalo, uya kufumanisa ukuba akukho zonke iiphoso zokuphendula ezichaphazela ibhalansi yezilingo. Ngesi sizathu, kubalulekile ukufunda ngezi ntlobo zeephotho zokuphendula ukuze ufumane kwaye uzilungise.

Kufuneka uqaphele ukuba ezi zininzi iimpazamo zinzima kakhulu ukuzichonga nokulungisa.

Iphutha lokungavumi

Iphutha lokushiya lenzekile xa ukuthengiswa kushiywe ngokupheleleyo kwiincwadi zenkampani yakho. Unokulibala ukufaka intengiso okanye ukufaka ukuthengiswa kwemveliso okanye inkonzo. Ezi zintengiselwano zinzima ukuzibona. Ngako oko, kufuneka uqinisekise ukuba unesimo esiqinileyo sokungena kwezi ntengiso ngexesha elifanelekileyo. Isizathu esivakalayo sokuba ezi ntengiso zingeniswa kukuba amaxwebhu (njenge-invoyisi yomthengisi) alahleka. Akunakwenzeka ukuba ulahlekelwe okanye ungawafaki ngokucacileyo la maxwebhu axhasayo xa ufaka ngexesha elifanelekileyo kwi-software yakho yesofthiwe yenkcazo ngokukhawuleza.

Iphutha lokuguquka

Iphutha lokuguqulwa lwenzeka xa kuthengiswa okumele kuthunyelwe njenge-debit ithunyelwe njengekhredithi. Umzekelo, ungangena i-invoyisi njengentlawulo okanye ukubuyiselwa imali.

Awuyi kuqaphela le mpazamo kwibhalansi yakho yesilingo kuba ibhalansi yesilingo iya kuhlala isalathisi.

Iphutha lo Mgaqo

Iphutha lomgaqo livela xa wena okanye umgcini wakho wencwadi ungenzi ngokungafanelekanga umgaqo-siseko. Unokuhlawula ixabiso elifanele lirekhodiwe njengezixhobo. Iimpahla kunye neendleko zombini zibhalwa kwiincwadi njengemali-mboleko ukwenzela ukuba le yiphutha lobugcisa.

Iphutha leKomishini

Impazamo yekhomishoni ibonakala ukuba ufaka umthengi kwiklasi echanekileyo kodwa i- ledger . Ngokomzekelo, uya kwenza le mpazamo xa ufaka inkokhelo kwi-invoyisi engafanelekanga. Ibhalansi yezilingo iya kubonisa imali efanelekileyo ehlawulwa kumthengi, kodwa iikhompyutyana zabathengi ngabanye aziyi kuchaneka.

Iimpazamo zokungeniswa kweeNkxaso

Iphutha lokungena ngokuxhamlayo lwenzeka xa kukho impazamo xa ufaka umthengi. Umzekelo, ukuba uboleka umthengi i-$ 5,000 kodwa faka kuphela i-$ 500 nje ngemali mboleko kunye ne-$ 500 yokurhoxisa kwi-akhawunti yakho yemali, ngoko uya kufumanisa ukuba le mpazamo ithathwa kwi-balance balance. Ibhalansi yakho yesilingo iya kuchaneka. Indlela eqhelekileyo yokufumanisa ezi mpazamo kukuqhuba ukuxolelana kwengxelo. Ukuqhubeka nomzekelo wangaphambili, uya kuwufumana le mpazamo xa wenza ukuxolelana kwebhanki yakho. Uya kufumanisa ukuba uza kuba ngu-4 500 emfutshane yemali kwi- akhawunti yakho yasebhanki , kwaye uya kukwazi ukulungisa iphutha.

Ukuthintela iimpazamo

Uya kufuneka uhlakulele ulawulo olufanelekileyo lwangaphakathi kunye neenkqubo zokufumana iimpazamo. Ngokomzekelo, uya kufuna ukuqinisekisa ukuba zonke iifom zakho ziyahambelana ukuze abasebenzi bafike kwixesha eliqhelekileyo xa befaka ulwazi kwi-software yakho yesofthiwe.

Uya kufuna kwakhona ukuqinisekisa ukuba unabasebenzi abaneleyo ukukwazi ukulawula umthwalo womsebenzi. Ukungathobeli phantsi kuya kubangela ukukhathala komsebenzi, okuya kubangela ukukhathala kwabasebenzi, ukusebenza ngokukhawuleza, kunye neephostiki ezininzi.

Ukujonga Iimpazamo

Ngoxa uthanda ukuphuhlisa iindlela zokukhusela amaphutha xa kunokwenzeka, iziphene ezichazwe ngasentla ziya kwenzeka ngezikhathi ezithile. Awukwazi ukukhusela zonke iziphene ukuba zenzeke. Kufuneka uqhube ukudibanisa okuhlukeneyo kwinyanga kunye nonyaka ukuphela ukufumana iimpazamo ezininzi ukuze zilungiswe. Ukuxolelana kweBhanki , umzekelo, kufuneka kwenziwe ngenyanga. Iimpahla ezinokuthi zilungelelaniswe kuphela ngonyaka ukwenzela ukuba uqinisekise ukuba uye wabhalela inani elichanekileyo lokunciphisa iindleko. Uya kufumana ukuba ukhangele iindlela zokuthintela iimpazamo kwaye ube nomsebenzi wokwenza ukuphononongwa kunye nokuxolelana kwamarekhodi akho ebhaliweyo ukuba ibhizinisi lakho liya kuqhuba kakuhle kwaye uza kunciphisa inani leephene zakho zokubhala.