Ukukhulisa iiphothifoliyo zakho zokutsalwa ngeentsuku zentsuku.
Ngubani Umvuzo Wokuthembeka I-American Express Card i-For
- Abathengi abathembekileyo abafuna ukwandisa iiphothifoliyo zabo ngeendleko zekhadi lesikweletu.
I-Credit Rating iyadingeka
- Okulungileyo kukuhle kakhulu (700+).
Mayelana neMbuyekezo Yokwethembeka kwi-American Express Card
Iinkonzo
- Imivuzo yokubuyisela imali-mali ephuma kwi-akhawunti yakho yotyalomali.
- Akukho mda kumvuzo owenziweyo.
- Amaphuzu angabuye ahlawulelwe imali, ukuhamba, amakhadi wesipho, kunye nempahla.
Umxhasi
- Kumele ube nekhredithi ephezulu kakhulu ukuze ufaneleke.
Mivuzo
- Amanqaku amabini nge dollar kuyo yonke intengo.
APR
- 13.99% ekuthengeni.
- 0% kwiinyanga ezisixhenxe zokuqala kwi-balance transfers, ngoko izinga lokuthenga.
- Umgwebo APR: akukho.
Imali
- Akukho ntlawulo yonyaka.
- Imali yokudlulisela imali: 4% yemali.
- Imali yokuhlawula emva kwexesha elide: Ukufikelela kwi-$ 35.
- Imali yentlawulo ebuyisiwe: Kufike kwi-$ 25.
Imivuzo Yokuthembeka I-American Express Card Review
Ikhadi le-Fidelity Rewards le-American Express lifana neKhadi leSiginesha ye-Visa yesigxina se-Investment Rewards, kunye nohlobo olulodwa olukhulu: ufumana u-2% wemali emva kokuthenga kwakho, xa kuthelekiswa ne-1.5% ngekhadi leVisa.
Ngaphandle koko, bafana ngokufanayo. Akukho mrhumo wonyaka, kwaye u-13.99% we- APR uthenga. Uya kufuna into enhle kwi-credit ukuze ufaneleke. Kukhona u-APR% 0% ekuhanjisweni kwemali kwiinyanga eziyisixhenxe zokuqala; Imali yokudluliselwa kwemali ibingama-4% ekhulwini.
Ikhadi le-Amex livela kwiintlobo ezintathu, kuxhomekeke kukuphi uhlobo lwe-akhawunti ye-Fidelity. Imivuzo Yotyalo-mali Yokwethembeka I-American Express Card ibeka umvuzo wakho kwi-akhawunti yakho ye-MySmart Cash okanye i-akhawunti yakho ye-brokerage. Imali Yomhlalaphansi Yokwethembeka I-American Express Card ibeka imali yakho kwi-IRA yokuthembeka njengomnikelo wonyaka wangoku.
I-Investment Fidelity Investments 529 Iikholeji zeeKholeji I-American Express Card ibeka imali yokufumana imali kwi-akhawunti eyodwa okanye ngaphezulu kwe-Fidelity ephathwayo ye-519. Amalungu entsapho - cinga oomkhulu kunye nezinye izihlobo - banokudibanisa amakhadi abo kwi-akhawunti ye-529 ukuze bafumane umvuzo ongaphezulu. Ungakwazi ukwahlula umvuzo wakho phakathi kwama-akhawunti amaninzi.
Emva kokuba ufumana iinqanaba ezi-5,000 - ngokuchitha i-$ 2,500 - uza kufumana i-$ 50 kwimbuyekezo echithwe kwi-akhawunti yakho ye-Fidelity. Ungakhetha kwakhona ukukhulula amaphupha akho ekuhambeni ngaphandle kwimihla yokuyeka, iimpahla kunye neziqinisekiso zesipho. Akukho mingeni malunga nokuba uninzi lweemali ezizifumanayo, nangona amaphulo aphela emva kweminyaka emihlanu.
I ngcebiso
Ngokucacileyo enye indlela engcono kwiKhadi lokuTyikitya lokuTyala loTywala lwe-Fidelity Investment, ngenxa yokuba ihlawula ipesenti zomvuzo ezimbini ngokumalunga no-1.5%. Ngaphandle koko, amakhadi ayenjalo ngokufanayo. Ewe, ukuba ukhetha uVisa ngaphezu kwe-Amex, ngoko kufuneka ufumane elinye ikhadi.