Amaphepha abalulekileyo okufumana emva kokufa komntu

01 Ulwazi lwexabiso

1. Iingxelo zeAkhawunti - Kubandakanywa i-akhawunti yebhanki, ii-akhawunti ze-brokerage, kunye ne-akhawunti yomhlalaphantsi (IRAs, 401 (k) kunye neenyanga) ubuncinane kwiinyanga ezimbalwa ngaphambi kokufa.
2. Iimigaqo-nkqubo ze-inshorensi yobomi - Qaphela ukuba kwimigaqo-nkqubo emininzi inkampani yomshuwalense iya kufuna ukubuyiswa kwenqubomgomo yokuqala.
3. Iimpawu zeeNkxaso-mboleko - Kwi-inshorensi yobomi, i-akhawunti yomhlalaphantsi, ehlawulwa kwiakhawunti yokufa kunye nokudluliselwa kwiakhawunti yokufa .
4. Imisebenzi yeZakhiwo zangaphandle - Kukho ukungaqondi kakuhle okukufunekayo, kodwa ikopi ilungile.
5. IziThuthi zeeMoto kunye neenqanawa - Iimpawu zokuqala ziya kufuneka zidlulise isihloko somthetho.
6. Izitokethi zeBhanki kunye neBond - Kwiimpahla okanye iibhonki ezigcinwe kwifomu yesitifiketi, isatifikethi sokuqala siya kufuneka ukuba udlulise isihloko somthetho.

02 Ukugcinwa kweeNgxelo zeShishini

Ukuba umntu ohloniphekileyo unebhizinisi elisondeleyo, iikopi okanye iimvelaphi ezilandelayo ziza ku funeka:

1. IiNkampani ze-Corporate, LLC okanye iiNtsebenziswano - Oku kubandakanya iikopi ze-charter yenkampani okanye amanqaku ombutho kunye nemizuzu; ikopi yesivumelwano somnini-sabelo, isivumelwano sokusebenza, okanye isivumelwano sobambiswano; imizuzu yokubhala iingxelo kunye nezigqibo; kunye nesitokethi sokuqala okanye izitifiketi ze-LLC ukuhambisa isihloko somthetho.
2. Iingxelo zeAkhawunti - Kubandakanya iibhanki zebhanki, ii-akhawunti ze-brokerage, kunye ne-akhawunti yomhlala phantsi ubuncinane kwiinyanga ezimbalwa ngaphambi kokufa.
3. IziThuthi zeeMoto kunye neenqanawa - Iimpawu zokuqala ziya kufunwa ukuba isihloko siya kuhanjiswa.
4. Izivumelwano - Kubandakanywa ukuqeshisa, izibophelelo kunye nezivumelwano zengqesho.
5. Iimvume zoRhwebo - kuquka iilayisenisi zengingqi nezeseburhulumenteni.
6. Ukubuyiswa kweRhafu yeNgeniso - Ukubuyiselwa kwe- Federal kunye ne-state kwiminyaka emithathu edluleyo.

03 Izivumelwano

Iikopi okanye iimvelaphi zezivumelwano ezilandelayo ziya ku funeka:

1. Izivumelwano ezingaphandle - kuquka nezilungiso.
2. Izivumelwano ezingasemva - kuquka nezilungiso.
3. Imali -Kubandakanya iimboleko zemali, imigangatho ye-credit, kunye ne-mortgages, kunye neenkcukacha zokuqala zokuthengisa .
4. Ukuqeshiswa - Kubandakanya indawo yokuhlala kunye nokuqeshisa imoto.

04 iBill

Iikopi zee bhili zilandelayo ziya kufuneka:

1. Bills Bills
2. Iibhilile zefowuni
3. Iibhilidi zeKhadi leMatyala
4. Imali-mboleko kunye neMali-mboleko Yomntu - kuquka nemigca yemboleko
5. Iingxowa-mali zeRhafu zeMpahla
6. Iigqeba zeeNgcaciso zeSikolo
7. Bills Medical
8. UBill Funeral

05 Amaphepha oCwangciso lweZakhiwo

Ukuba i-decedent inesicwangciso sezinto, iikopi okanye iimvelaphi zala maxwebhu alandelayo ziya kufuneka:

1. Intando yokugqibela neTestamente kunye neCodicil (ii) Iintando zokuqala kunye ne-codicil ziya kufunwa kuba ukuba i-original ayifumaneki, ngoko kucatshangelwa ukuba i-decedent yabatshabalalisa,
2. I-Trust Living Revocable and Amendment (s) - Ngokuqhelekileyo ikopi yethenda okanye isichibiyelo yinto efunekayo.

06 Ukubuyiswa kweerhafu

Iikopi zale ntlawulo zerhafu zilandelayo ziya kufuneka:

1. Ukubuyiswa kweRhafu yeNkxaso- mali kunye nombuso kwiminyaka emithathu edlulileyo
2. Ukubuyiselwa kweRhafu yeSipho - umbuso kunye nombuso

07 Izatifikethi zokufa

Iimpawu ezininzi, izatifikethi zokufa zokuqala ziya kufuneka ukuba zilungise imicimbi yokugqibela. Ndiyincoma ukuba ulandele ubuncinane ubuncinane beshumi.

08 Izinyathelo zokuthatha emva kokufa komntu

Emva kokuba onke amaphepha afanelekileyo amaphepha afumaneka, bhekisa kumanqaku alandelayo ukukhetha ukuba wenze ntoni ngokulandelayo:

• Othandekayo Wakho Ufile kwaye I-Owes Credit Card Ityala - Ngoku Yintoni?
• Ngubani onoxanduva lokuhlawula iindleko zomntu osweleyo?
• Kufuneka nini iNkqubo?
• Isisombululo seNyathelo ngeNqanaba lokuSungula iMpahla
• Isisombululo seNyathelo ngeNqanaba lokuSungula iTrust