7 Imibuzo Yokubuza Umthengi Ingxelo

Imibuzo ephezulu ye-7 kuMthengi Impendulo

Yilungele imibuzo yakho xa ucela impendulo yomthengi. © Big Stock Photo

Akunabo bonke abathengisi abacela impendulo yomthengi, okanye abo bathengisa. Nangona kunjalo, umbuzo obaluleke kakhulu umthengisi wekhaya unokucela umthengi oye wagqiba ukujonga indlu "Ucinga ntoni na?" Inyaniso baninzi abathengisi basekhaya (kunye nee-agent zabo) banqikaza ukufumana ingxelo yomthengi emva kokuboniswa . Ngoba? Abanye abantu abazi ukuba yiyiphi imibuzo ekumele bayicele, kwaye abanye, baninzi, banako ukuva iimpendulo.

Ngamanye amaxesha amanxusa ayanqikaza ukuhambisa iindaba ezimbi kumthengisi.

Abafuni ukuba umdayisi adlulise umthunywa.

Ingxelo yomthengi ibalulekile. Ngaphandle kwayo, abathengisi basekhaya abayi kukwazi oko benzayo kwaye oko kuphuculwe. Kungenxa yoko, emva koko konke, akubalulekanga ukuba umthengisi ucinga ntoni. Ingumbono womthengi ebalulekileyo.

Nazi iisampuli imibuzo ongayisebenzisa ukufumana impendulo yomthengi:

1) Iyintoni Ukupasa Kwakho Konke?

Abathengi baya kukuxelela inyaniso kodwa bawuthabathele ngokuncoma abacinga ukuba ufuna ukuva kuba akukho mntu ufuna ukukucaphukisa. Basenokusebenzisa izichasti ezinobuthakathaka okanye benze iingxelo ezinjenge- "Kuyinto enhle," okanye "Ndiyithandile," kungenxa yoko unokufuna ukucingisisa. Kwimeko nayiphi na, nayiphi na impendulo oyifumayo, musa ukulwa okanye ukuphikisana nomthengi, bawabonge nje ngegalelo labo kunye nokujonga ikhaya lakho.

2) Uyilinganisa njani le Ndlu Nabanye Ngaba Ucinga?

Lo mbuzo uya kuvumela umthengi athethe malunga naluphi uhlobo lwekhaya abafuna ukuthenga kunye nendlela eyakho inqwaba ukuya kwikhaya elifanelekileyo abayifunayo.

Ungaphinde ufunde amaqiniso ngamanye amakhaya kwimarike. Umzekelo, unokufumanisa ukuba ikhaya lakho linokutshatyalaliswa kangcono elangeni kunabanye kwicala eliphambene nesitalato, kuba ukuhamba ngokubaluleka kubalulekile kubathengi abaninzi, okanye ukuba imifanekiso yakho yesikwere ibonakala inkulu kunamakhaya afana neenyawo eziqhelekileyo. mmelwane.

3) Yintoni oyithandayo ininzi malunga nalekhaya?

Ikhaya lakho linokuba neempawu ezintle ozilibeleyo okanye ongazange ucinge ukuba zenze umehluko omkhulu kumthengi. Ukuba umthengi uxhaphaza malunga nento ethile ongayiqondiyo, zikhululeke ukubuza isizathu sokuba kubalulekile kumthengi. Umzekelo, umthengi unokuthi ikhitshi ihle. Ukuba awuceli ukuba kutheni uvakalelwa ngaloo ndlela, awuyi kufunda ukuba i-skylights yikhilo yinto ephezulu yokuthengisa, ongayibhekisela kwabanye abathengi abangenakuzibona.

4) Yintoni oyithandayo okuNyantsi ngeliKhaya?

Umthengi unokuthetha ngombala wegumbi okanye mhlawumbi imfucuza yakho imele ithathe indawo. Emva koko ubuza umthengi olandelayo oko acinga ngako ngombala weendonga okanye iphephethi. Emva kokuba uqokelele imibono eyaneleyo kwaye uvelele ukuphawula okufanayo ngokugqithiseleyo, unokufuna ukucubungula umzobo, ukususa iphephethi okanye ukunika isibonelelo sokubumba kwizinto zakho zokuthengisa ekhaya .

5) Iyini Ingqiqo Yakho Yexabiso?

Ukuba umthengi uthe ixabiso liphezulu kakhulu, buza ukuba likwinqanaba lentengo lomthengi. Ngamanye amaxesha abathengi abakwazi ukuhlawula intlawulo oyicelayo kodwa ufuna ukujonga ekhaya ngaphandle kwayo. Buza ukuba ixabiso lifanisa njani namanye amakhaya kuloo xabiso lexabiso ukucacisa isiseko sesitetim sokuthi ixabiso liphezulu kakhulu.

Ngokuqhelekileyo umthengi uya kukuxelela ukuba ixabiso liphantsi kakhulu. Ukuba wonke umntu uthe ixabiso liphezulu kakhulu, mhlawumbi kufuneka ulungelelanise. Buza abathengi ukuba yiyiphi intengo abacinga ukuba kufanelekile.

6) Uzibona njani Uhlala Kule Ndlu?

Ukuba abathengi baqala ukukuxelela apho babeza kufaka khona igumbi lokulala, unokuba nomthengi onomdla. Unokuxoxa ngeendlela ezahlukeneyo ozilungiselele ifenitshala ekhaya ngeli minyaka.

Nangona kunjalo, ukuba umthengi uthi, "andiyi," kubuza isizathu. Ingaba yimpendulo elula njengokuba umthengi ufuna igumbi lokulala ezintathu kunye ne-office space, kodwa awunayo igumbi elongezelelweyo kwiofisi. Unokwazi ukubonisa enye indawo ekhaya apho umthengi angasetha i-ofisi, engabonakali lula kubantu abaninzi.

7) Yintoni eya kuthatha ukuba uyithenge le khaya namhlanje?

Xa ucela umbuzo obhaliweyo kwaye unobungqingili njengaye, abathengi bakho banokuthi baveze iinjongo zabo zokuthenga nokucacisa indlela ikhaya lakho elidibana ngayo okanye lingayifani neenjongo zabo.

Uya kufunda indlela onokuphucula ngayo ukubonakala kwekhaya lakho nendlela yokuhlangabezana neemfuno zomthengi. Umthengi unokufuna ukuhamba phakathi kweeveki ezimbini kwaye uthetha ukuba makhaya asemakhaya anomdla; ukuba kunjalo, unokuqinisekisa ukuba umthengi uya kuba nako ukuvala ngokukhawuleza ngokutshintshela isipho namhlanje.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.