Iingxowa ezikhuselekanga Musa ukubonelela ngoKhuseleko lweMpahla!
Ukuthembela kokuphila okuphazamisayo kunamathuba amaninzi, kodwa akuncedi nhlobo indlela yokukhusela impahla. Nasi isizathu:
I-Trust ekhunjulwayo ayiyikunikezela ngokuKhuselwa kweeMpahla kuba iyakhutshwa
Umboleki-mboleko, umnini-mvume okanye umntu ode naye naye angathatha indawo ephathekayo yokuhlala ethemba ngenxa yokuthembela akusiyo isigxina.
Ngokungafani nentembelo engaphendukiyo, unokutshintsha imimiselo yesivumelwano sokubamba inkolo ngasiphi na ixesha. Unokubeka ixabiso kwi-trust kwaye uwathathe. Umboleki-mali, inkundla yomtshato okanye inkundla yokuqhawula umtshato unokukunyanzela ukuba uthathe impahla ngaphandle kwetrasti yakho ukuhlawula izigwebo kunye nezinye iintlobo zamatyala kunye nezibophelelo. Imali kunye / okanye iimpahla ezikhoyo zikhoyo ngokusemthethweni kuwe. Kuphela ukuthembela okungenakutshintsho kubakhupha ekufikeleleni kwakho ngokusisigxina.
Akukho Khuselo lwe-Asset ngenxa yokuba Usenayo ipropati
Kuzo zonke iinjongo kunye neenjongo, usenayo i-asethi enexabiso elibizwa ngegama lokukholelwa kwakho kokuphila okuthethiweyo ngenxa yokuba udale ithemba kwaye uxhaswe ngepropati yakho. Uyenzile ukwenzela inzuzo yakho njengomxhamli we-trust kunye ne-trustee. Oko unakho, umbolekisi angathatha.
Ezinye iinketho zoCwangciso loKhuselo lweAsset
Ukukhusela i-Asset ingaba yinkqubo eyinkimbinkimbi kuba iquka ukuhlalutya iimfuno zakho zemali zexesha elide kunye neenjongo zakho zokucwangcisa umhlaba.
Kufuneka ubeke isikhundla okanye uphinde ufake indawo yakho ukuze uqinisekise ukuba ukhutshwe kubango bamatyala. Ngokuxhomekeke kwimithetho yombuso wakho, ezinye iindlela zokucwangcisa i-asethi zingabandakanya:
- Ukutshala imali kwiindawo zakho zokuhlala eziphambili - ezinye iindawo zibonelela ngokukhululeka kwemakhaya ekuthintela ababolekisi ukuba baphoxise ukuthengiswa kwekhaya lakho ukuze banelise amatyala akho
- Ukuthenga i-inshorensi yobomi eqokelela ixabiso lemali
- Iimali ze-akhawunti yomhlala-phantsi, kuquka ii-IRA kunye nama-401k-I-akhawunti ye-ERISA-abaqeqeshelwa umhlala-phantsi ngokufanelekileyo ikhuselekile kubathengi
- Ukuthengwa kwemali
- Ukusekwa kweenkampani ezinxulumene nokuxhamla kwintsapho okanye ubundlelwane obuncinane kunye nokudlulisela ubunini beefayili kule mibutho esemthethweni
- Ukubamba impahla kwigama lomntu oyedwa okanye ngabaqeshi ngokubanzi, kodwa oku akuyi kukhusela impahla evela kubathengi bamatyala ahlangeneyo okanye xa umtshato uqeshwe
- Ukudala enye okanye ezininzi ezingenakuthenjwa-ezi zinto zithembisa ukukhusela i-asethi. Akukho myalelo uthi kufuneka ubeke zonke iimpahla zakho kwi-trust xa usenza enye, ngoko unokubeka izinto eziphambili kwi-one okanye ngaphezulu kwezi zithemba, ushiya ibhalansi yepropati yakho kwi-trust you reverable
Nangona ukuthembela kokuphila okuphazamisayo kunika ipropati yakho akukho khuselo lwamafa kwaye akukho nto ikhusela ipropati yakho kumabango akho mboleki okanye umtshato oqhawula umtshato, awukho ngaphandle kokhetho. Kuya kufuneka uhambe amanyathelo ambalwa ngaphaya kwekhokelo lakho lokuphila eliyisisiseko elikhuselekile ukudala iplani yecebo eliphambili eliza kunika icebo elibanzi lokukhusela i-asethi. A