Yintoni i-RV Insurance? Inkcazo epheleleyo yeeNtlobo zeRV

I-RV Insurance Break

Ngeentlobo ezininzi ezahlukeneyo zezithuthi zokuzonwabisa, kukho umgaqo omnye umgaqo-nkqubo awunakukwazi ukuphatha iintlobo ezininzi zeenqwelo zokuzonwabisa. Kodwa ngelo xesha, abaninzi abantu abaneenkampu ezininzi - kwaye ukuba unako ukukwazi ukwenza oko, mhlawumbi unenkxalabo enkulu kunokuba ukwazi ukufumana i-inshorensi ngokufanelekileyo kubo. Iinqwelo zokuzonwabisa, ezibizwa ngokuba yi-RVs, ziza zonke iimo kunye nobukhulu.

Ii-Motorhomes, amavili amahlanu, i-campup campers, kunye neendlela zokuhamba ngeendlela zonke zeeRV. I-inshurensi ye-RV ingahlawulwa okanye ingafuneki kuye kuxhomekeke kukuphi uhlobo lwe-RV.

Uhlobo oluphambili kwiimfuno zokukhawuleza lulula: ukuba uyayifumana, i-inshorensi mhlawumbi inokuzikhethela, kwaye ukuba i-self-contained / ungayifumana kwi-A ukuya kwinqanaba B ngaphandle koloncedo lwesinye isithuthi, mhlawumbi kuya kufuneka ukuba uthenge yomshuwalense. Faka enye indlela, nayiphina imoto oqhuba ngayo kwindlela kufuneka ikhusele, kwaye iquka ii-motor. Uya kufunwa ukuba ube necala elincinci kwilizwe lakho ukuze uqhube ngokusemthethweni endleleni. Uninzi oluphezulu lufumaneka kwaye lukhethwa ngaphandle kokuba lufunwa ngumboleki.

Umgangatho woPhuculo lwasekhaya

• UkuLawulwa kweBhodi kunye nokuLawulwa kweMpahla
• Umqhubi weNqwelo
• UkuKhuselwa koKhuseleko lwaBantu (PIP)
• Ukulimala kwePropati
• Khuselo lweMpahla
• Epheleleyo
• Ulungelelaniso

Ekubeni ama-campers ahlonywa emva kwesithuthi kwaye aqhutyelwa yiyo, i-inshurensi ye-RV ikhethwa ngokukhethekileyo ngokwemiqathango eminingi yelizwe.

Umboleki kuphela onokufuna ukugqithiswa okupheleleyo ukuze kuthinteke umdla walo, ngoko ke ukuba uthetha imali mboleko ukuthenga i-RV yakho, unokubheka ukuba uya kufunwa ukuba ube negalelo elipheleleyo. Ngomncedisi omtsha, kuyacetyiswa ukuba uqhube ugcino olupheleleyo ukuze ungalahlekelwa utsalo-mali; Nangona kunjalo, ukuba unayo imali ebolekileyo, ukukhutshwa kwindlela yokuzikhethela.

Umgangatho wokuPasa kweeNkampu

Umonakalo owenziwe ngomzimba wenkampu ufana nemoto.

• Epheleleyo
• Ulungelelaniso

Udidi oluKhethekileyo

Ngaphandle kwesethi esimiselweyo yokubhengezwa kwimigaqo-nkqubo ye-RV, iinkampani zihlala zibonelela ngeenkonzo ezizodwa. Inkcazo ekhethekileyo iyakwenzeka ngokufanelekileyo ngexesha lokulahleka. Izinto ongenakuzicingela phambi kwebango ezifana nezixhobo zesiko kunye nempembelelo yakho siqu kungabiza xa ungenayo i-coverage efakwe kumgaqo wakho we-RV. Uninzi iinkampani zinikezela ngeenkonzo ezizodwa kwizixhobo zombini kunye neenkampu.

• Ukutshintsha kweMali epheleleyo
• Zixhobo zoLuntu
• Uncedo lweNdlela
• Ikhefu lokuLawula
• I ziphumo Zomntu

Ukutshintshwa kwelahleko ngokupheleleyo kudlalwa kuphela kwiiRV ezingazange zihlawulelwe ngeyodwa. Amanye ama-RV aqinisekisiwe ngexabiso elivunyelweneyo okanye ixabiso langempela lemali. Ibango linzima ngokwaneleyo, qiniseka ukuba uyazi indlela umgaqo-nkqubo wakho womshuwalense we-RV ufundwa ngayo ukuze ungamangaliswa ngexesha lokulahleka.

Izixhobo ezizifakela ngokweziko zibaluleke kakhulu kwii-RV kunye neendawo eziqhelekileyo. Ukuba ubuye uphucula umgangatho wakho wangaphakathi okanye ukhohlise ngaphandle ungathanda ukwandisa umda ozenzekelayo. Umgaqo-nkqubo oqhelekileyo udla ngeemitha ezili-1000 zemali. Ngomlinganiselo ophezulu lwezixhobo zesiko, kulula ukuhamba umda osemgangathweni.

Khumbula ukuba ulungelelanisa i-RV yakho; ugcine umkhondo wendlela otyalo-mali ngayo kwizixhobo eziqhelekileyo.

Iimbopheleleko zeholide ziqhelekileyo zifakwe kunye nomda ohleliweyo we-R10 000 ngexesha elide lijongene nokukhawulelana okubanzi kunye nokudibanisa . Ihlawulela kwimida emiselweyo yokulimala komzimba kunye nomonakalo wepropathi ngenxa yengozi eyenzekayo ngelixa i-RV isetyenziselwa ukuhlala kweholide yesikhashana. Imida ephakamileyo iyafumaneka. Iimbopheleleko zeholide zihlala zifumaneka kuphela kubasebenzisi bokuzonwabisa.

Incediso yendlela iquka ukukhutshwa kweRV abakhubazekile. Inika umrhumo kwisixhobo sokulungisa esifanelekileyo esiseduze kunye nomsebenzi ofunekayo ngexesha kunye nendawo yokukhubazeka xa iRV ikhutshaziwe ngenxa yokuba:

• Ukuchithwa kwamatshini okanye umbane
• Ukuhluleka kwebhetri
• Itayari eligqabhukile
• Ukukhutshwa
• Ukubonelela ngokwaneleyo kweoli yeoli, amanzi, okanye ezinye izifo zamanzi

• Ukugqithwa kwekhephu, udaka, amanzi, okanye isanti ngaphakathi kweenyawo ezili-100 zomgwaqo

Iziphumo zomntu aziqhelekanga zifakwe kumgaqo-RV. Iimpembelelo zokubhengezwa ziza kugubungela izinto zakho kwilahleko efihliweyo ngexesha uhlala eholide kwi-RV. Umgaqo-nkqubo womnini umninimzi unokugubungela izinto zakho; nangona kunjalo, i- deductible yakho iya kusebenza. Hlola umgaqo-nkqubo womnini-mali ukuze uqinisekise ubungqina, ngakumbi ukuba uhlala uhamba ngemida yelizwe. Uninzi lwabahlali bezindlu kunye neenqwerensi zokuqeshisa i-inshorensi ayinakukugubungela ngelixa uhlala ezintlanu zedolophu yaseNew York (iManhattan, iBrooklyn, iSten Island, i-Queens, okanye i-Bronx), ngoko kuya kufuneka uqikelele / qhagamshelana nengcali yinshorensi. ukuba uqhuba nge-Big Apple kwi-RV yakho.

Inkcazo ekhethekileyo yileyo, ekhethekileyo. Akukho nto iphosakeleyo ngokuqinisekisa i-RV kunye nokuphuma kuzo zonke izinto ezingaphezulu. Yenza oko ufuna ukucaca kwi- arhente yakho xa uthengela umgaqo-nkqubo ukuze ungakhokheli okongeziweyo kuzo zonke iintsimbi kunye neengcingo , nangona njengoko kuchazwe ngentla apha zifakwe ngokuzenzekelayo ngaphandle kwerhafu eyongeziweyo.

Ii-RV zihlobo oluthandwayo lweholide kubantu abaninzi baseMerika. Kuyindawo enkulu yokuphunyuka ebomini nasekuhlaleni. Jabulela ixesha lakho lekhefu ngaphandle kokukhathazeka malunga nokulahleka. Yazi ukuba ufuna i-inshurensi ye-RV , kwaye yiyiphi inqaku lokuthenga xa ukwenza.