Mhlawumbi ungomnye weenhlanhla ezimbalwa ezinamawaka eedola ezifunekayo ukuthenga imoto egcinwe ngqo ebhankini - kwaye ukuba kunjalo, vuyisana!
Kodwa ukuba unjengabantu abaninzi, imoto entsha iya kuza kuphela xa uthabatha imboleko yemoto .
Ngelixa ungathatha umthengisi phezulu kwisibonelelo sakhe somgca wekhredithi ukuze uthenge isithuthi, unokukrokrela ukuba unokufumana into engcono kwenye indawo-kwaye mhlawumbi ulungile. Uvale kumhlobo ukuba banesantya esiphezulu ngokukhangela imali mboleko ngemali ngokuLendingTree, kwaye unomdla wokuba ungayisebenzisi ukuba ufumane umboleko wakho. Ngaba u fanele
Ukwenziwa kweMali yeMali yeMali
Ngaphambi kokuba sixoxe nge-LendingTree kwaye nokuba akunjalo, kuyabalulekile ukuqonda into engenayo kwaye iphuma kwimali-mboleko yemoto. Iindleko ezipheleleyo zemboleko iya kuba yimalini obolekayo (inqununu) ngaphezu kwenkcitho oya kuhlawula ngayo ilungelo lokusebenzisa imali yomnye umntu ukuhlawula imoto yakho (inzala). Ukuphakanyiswa kwentlawulo yakho kunye nexabiso elincinci, inqununu inqununu iya kuba.
Ukuphakama kwakho amanqaku ekhredithi kwaye, ngokuqhelekileyo, kufutshane ubude bemali mboleko, inqanaba lakho lemali liphantsi.
Yintoni UkubolekaTree and How It Works?
Cinga nje ngeenkonzo zokudibanisa. Ngokuchasene nemboleko yemveli evela kwisiko lezemali, i-LendingTree ikuvumela ukuba uyithenge. Kuyinto yokutshintshiselana nge-intanethi evumela ukuba uqhathanise amanani okuboleka imali evela kumaqabane ahlukeneyo asebenza nabo - amabhanki, ababolekisi, kunye nabalingani beentengo zemboleko.
I-LendingTree ayikho isikhungo sezemali kwaye ayenzi imali mboleko ngokwabo-kunoko, inkonzo abanikezelayo yi-hub ye-brokerage yokwenza imali yokufumana iimboleko. I-LendingTree yasungulwa ngo-1998 kwaye iququzelele izicelo ezingaphezulu kwezigidi ezingama-32 zezicelo zemali mboleko ukususela.
Kutheni Ndifuna Ukusebenzisa ImaliTree?
Ukuba uphuma edolophini kwaye ufuna ukuhlala ehotele, amathuba - ukuba ungumhambi owaziyo-ukuba uye wasebenzisa indawo ye-aggregator ye-fare ukuze ufumane i-best deal. Xa uthengisa utyalo-mali olukhulu njengemali-mboleko yemoto , izigodo ziphezulu - umahluko phakathi kwemimiselo yemali-mboleko eyahlukeneyo ayiyi kuyenza okanye iphule ikusasa lakho lemali, kodwa imali ebolekileyo inokukugcina iwaka lamawaka eedola ngaphezu koboleko bakho. Abantu abaninzi bafumana inkonzo ye-LendingTree isebenza ukuba ibe luncedo kuba yenza ukuthengwa kwemali mboleko kube lula.
Ngaba iCredit Club kunye neLendingTree efanayo?
I-Nkonti yeLending idibana nabantu abafuna imali mboleko kunye nabantu abajongene nemali mboleko. UkubolekisaTree matches nabantu abafuna imali mboleko ngeemali zeemali ezifuna imali mboleko. Ngamanye amazwi, I-Club yokubolekisa ibambisana nabafana abancinci kunye nabantwana abancinane xa i-LendingTree ibambisana nabafana abancinci.
Ngaba Andifanele Ndiyithathe nje iNgxowa-mali eyinikwe yona kwi-Dealership?
Ngaba unokuthatha isiluleko somgulane ohlawulelwa ngokusekelwe kumgangatho wokunyamekela isigulane okanye ukuhlawulwa ngokusekelwe kwimivuzo emininzi eya kuyenza? Ngokubanzi, abathengisi bemoto baya kunika inkxaso-mali eya kuthi ihlawulwe ngendlela engaphezulu kwemali-mboleko kwiziko lezemali, ngoko thabatha isipho sabo sokuba yintoni: isibonelelo enokufanisa kunye nezinye iimali-mboleko ozivunyelweyo.
Kutheni ndifanele ndizithengele iNgxowa-mali yeMoto?
Uphando olongezelelweyo owenzayo, ngcono amathuba akho okufumana imimiselo engcono kumboleko wakho. Ukuba uyazi ukuba unjani uhlobo lwemoto ofuna ukuyithenga kunye nokuba ungakanani imali oya kukwazi ukuyibeka phantsi ekuhambeni, unokukwazi ukufumana imvume yangaphambili kwimali mboleko kwiLendingTree - kwaye uya kuba kwisithuba esipheleleyo sokuqhuba i-bargain hard on the trader auto.
Nangona kunjalo, kukulungele ukuthenga ngeenxa yokubolekwa kwemali mboleko kwi-one falling swoop, njengokuba umlinganiselo wakho wekhredithi uhlolwe kaninzi ngokufuna iincatshulwa ezininzi kwiimali-mboleko ezahlukeneyo ngexesha elifutshane liyakubonisa ukuba i-arhente yokubika ngetyala enesifiso semali - kwaye inokuchaphazela kakubi amanqaku akho.
Ngaba Ukuboleka Kukho Ingozi?
Umngcipheko kuphela owuthathayo xa usebenzisa iLendingTree ukujonga iimali-mboleko kukuba i-score score yakho iya kuhlawulwa - kwaye oku kuyenzeka kuphela ukuba wenza uninzi lokufuna imali ngexesha elifutshane.
Kuthatha ixesha elide ukuthatha i-Car Loan Quote?
Ndayithatha ukuze ndiqhube i-drive yovavanyo ngokukhawuleza nje ngenxa yenu-kwaye ndiyamangaliswa. Kwandithatha malunga nemizuzu engama-4 ukuphendula uphando olufutshane olufunekayo ukubona amaxabiso omshuwalense wemoto. Bacela igama lakho, idilesi ekhoyo, ingeniso, impahla kunye nohlobo lwenqwelo-moya oyithengayo ukongezelela ulwazi malunga nokuba ungathanda ukuhlawulwa kunye nenani lokuhlawula unako ukukwenza.
Kuthiwani Ukuba Unesikolo Esibi?
Kwimimandla efanelekileyo, singenza zonke iintlawulo zekhadi lamatyala ngexesha kwaye singalokothi sithwale imali, sibe nemali engenayo, kwaye singayiboleki imali eninzi. Nangona kunjalo, ubomi abufezekanga, kwaye amathuba, akuyiyo amanqaku ekhredithi. Ukuba unenye indlela yokuhamba ngokuthembekileyo kwaye akufuneki ukuthenga imoto entsha ngokukhawuleza, ngokuqinisekileyo ingcamango enhle ukugxila ekuhlawuleni ibhalansi yamanye amatyala, ukwenza iintlawulo ngexesha, ukugcina imali yokuhlawula imali yakho isithuthi kunye nokuphucula amanqaku akho. Ukuba ungeke ulinde ukuthenga isethi esitsha sevili, ungadikibali - kusekho izinto onokuzenza ukuze ufumane imboleko yemoto ngetyala elibi . Zama ukufumana isithuthi esithengi kakhulu esinokukufumana ngokukhuselekileyo apho ufuna ukuhamba khona. Cinga ukucela umhlobo okanye isihlobo esinokuzinza ngokwezezimali ukuxhasa ngemali mboleko yakho . Ukuba zonke izinto ziyahluleka, nangona ngokuqinisekileyo uya kuhlawula umyinge ophezulu, kuya kubakho ukuba kubekho amaziko emali anikezela ngemali mboleko kubantu "abanomdla" abanamazinga aphantsi akhredithi - kwaye i-LendingTree inokuhlala idibanisa nale nkampani kwiziko labo.
Ngaba Ndiza Kugcina Imali Ukufumana Imali Yemali Ngokuthenga Umthi Wokuboleka?
Kuya kuxhomekeka njalo, izinto ezininzi. Ukususela phakathi no-Julayi 2017, umboleko wemoto ephakathi kwemali-mboleko yeminyaka engama-60 ukuthenga imoto entsha yafika ngenani lentlalo elikufutshane ne-4.48 iphesenti, kwaye umyinge wesilinganiso semali yokuthengwa kwemoto yayingu-714, ngokweBhanethi.com . Ngokutsho kweLendingTree, ukuba umlinganiselo wakho wekhredithi ngu-695 kwaye ukhangele ukuthatha i-mboleko yemali eyi-25 000 yeenyanga ezingama-60, inzala yakho inzala ingaba ngaphantsi kwama-3.19 ekhulwini - ukugcinwa kweedola ezili-1 ngaphezu kwexesha eli-5 leminyaka yakho mboleko. Nangona kunjalo, njengoko uyazi, isikhangiso esithatha isantya sakho "singaphantsi" sihluke kakhulu kwisibhengezo esithi isantya sakho siya kuba "sezantsi". Njengawo nawuphi na uhlobo lomboleko, ukuphucula umlinganiselo wakho wekhredithi, ukulungelelaniswa kwenzalo yakho yenzalo kuba kuba abantu abaneengxelo zemali eziphezulu bahlale bebhekwa njengengozi ephantsi.
UkubolekisaKwenziwe Kanjani Ukuthenga Imali?
Musa ukuxhalabisa - kukhululekile ukuthenga i-mboleko yemoto. I-LendingTree yenza imali yayo rhoqo xa idibanisa umboleki-mboleko kwi-lendee ngendlela yokuhlawulwa kwemali ehlawulwa ngababolekisi rhoqo xa umntu efaka isicelo somboleko ofumene isicelo ngokukhangela kwi-LendingTree.