Nangona uhlala kwimeko engenazo iimfuno zokubambisa ubuncinci kubaqhubi, usoloko ufuna ukubonelela ubungqina bomshuwalense okanye u-inshuwalense, kuxhomekeke kwimeko.
Kodwa oko akuthethi ukuba kufuneka uthenge umgaqo-nkqubo we-inshurensi phambi kokuba imoto ibhaliswe.
Ukuze ubhalise isithuthi sakho, kuya kufuneka ukuba ube nesihloko sothutho, ibhilidi yentengiso kunye nobungqina bentlawulo yentlawulo, ilayisenisi yakho yomqhubi kunye nekhadi lakho le- ID yomshuwalense okanye enye ifomu ebonisa ubungqina bomshuwalense. Uyakuphinda ufumane ukuhlolwa kweemoto (ukuqinisekisa ukuba isithuthi sakho sihlangabezana nemigangatho ethile yokukhupha) kwaye uhlawule imali phambi kokuba i-DMV ikunike iipleyiti zakho zeelayisenisi. Kodwa kwezinye iimeko, ungabhalisa imoto yakho kuqala uze ulandele uxwebhu olubonelela ubungqina bomshuwalense ngexesha elimiselweyo. Ukuba awuboneleli ngcaciso ye-inshorensi ngomhla wokugqibela, ukubhaliswa kwakho kuya kunqunyulwa-kwaye izahlwayo ziya kuba nzima.
Ukuba ubhaliso lwakho lumiselwe, awuvumelekanga ngokusemthethweni ukuba uqhube isithuthi kuyo nayiphi na indlela yoluntu de uze unikezele ngolwazi lwe-inshorensi kwaye unqunyulwe ukususwa.
Ngaba Ndiyakwazi Ukubhalisa Imoto Yami Ukuba Inqwelo-mali Yam Ivela Kwamanye Urhulumente?
Ukuba uhamba nje ukusuka kwilizwe ukuya kwilizwe, i-inshurensi yakho iyakukufihla apho uya khona. Kodwa ukuba uhamba kwilizwe elitsha, kuya kufuneka urejise isithuthi sakho kwindawo esitsha-ngexesha elifutshane.
Ngaphambi kokuba wenze njalo, kuya kufuneka ukuba unikezele ubungqina besikhokelo soxanduva ukusuka kwimeko ohlala kuyo ngoku.
Yintoni eyenzekayo Ukuba i-inshurensi yam iphela emva kokuba ndibhalise imoto yam?
Ukuba ucinga ukuba unokukhansela umshuwalense wakho wemoto ngaphandle kokubona i-DMV, cinga kwakhona. Akunjalo nje kuphela ukubeka ingqalelo kwi-inshorensi yakho kwi-intanethi , kodwa iinkampani zomshuwalense ngumthetho kufuneka zivumele i-DMV ukuba iyakwazi ukuyeka ukufumana ingqalelo kubo. Kwiindawo ezininzi, uya kuba nethuba lokuthenga i-inshorensi entsha kwaye uhambise ubungqina bomshuwalense phambi kokuba i-DMV imise ukubhaliswa kwakho, kodwa qiniseka ukuba uyazi imimiselo yelizwe lakho elithile.
Ndingakwazi Ukubhalisa Imoto Yami Ngaphandle Kwelayisense yoMqhubi?
Ngokumangalisayo, kwiindawo ezininzi, impendulo nguwe ewe! Kodwa inkqubo inzima.
Njengoko sele sixoxe ngazo, ukuze ubhalise isithuthi sakho kufuneka ubonise ukuba unayo isithuthi kwaye ikhushulwa. Ufuna kwakhona uhlobo lwe-ID ngokwakho, apho abantu abaninzi bathetha ilayisensi yomqhubi evumelekileyo.
Kodwa ukuba awuyena umqhubi welayisenisi, kusekusemthethweni ukuba uthenge isithuthi. Inxalenye ekhohlakeleyo, ngokwemfuneko yendlela yokubhalisa imoto yakho, iya kufumana ubungqina bomshuwalense.
Uninzi lweenkampani zomshuwalense zisebenzisa i-rekhodi yakho yokuqhuba njengendlela ebalulekileyo yokuqaphela indlela eyingozi ngayo umqhubi-kwaye ke unokukuhlawulisa kangakanani ngenyanga ngenyanga.
Ukuba ungekho imbali yokuqhuba, kuya kuba nzima kunkampani ze-inshorensi ukuba ufumanise ukuba ungakuhlawulisa kangakanani, kwaye ukuba awunayo ilayisenisi evumelekileyo ngenxa yokuba eyakho inqunyanyisiwe okanye iyachithwa, amathuba okuqinisekisa ukukhutshwa kwe-inshurensi yemoto ncinane ukuya kwelinye.
Ngamanye amaxesha, ukuba awunayo ilayisenisi yokuqhuba kodwa ufuna ukuba umgaqo-nkqubo we-inshorensi ube egameni lakho kungakhathaliseki, uya kuba nako ukuthenga umgaqo-nkqubo we- inshorensi kwisithuthi uze uzibeke njengomqhubi ngaphandle. Ewe, kunokuba kunengqondo ukuba nabani na oya kuqhuba isithuthi bathathe ipolisi yomshuwalense, kwaye babhalise isithuthi, ngegama labo. Kodwa kwiimeko ezithile, njengomntu osekhulile okanye umntu okhubazekile onesithuthi kwaye uqeshe omnye umntu ukuba aqhube kuyo, ngaphandle kokuzibandakanya nomgaqo-nkqubo we-inshurensi wenza ingqiqo.