Iimoto Zomlilo Wemoto
- I-Arson: Ayisoloko iva ngeemoto ezibekwe ngomlilo kodwa ngenjongo yokuba ziza kuthatyathwa njengezinto ezonakalisayo . Ingxelo yepolisa iya kufuneka ifakwe kwaye igosa elipheleleyo liza kubhenca isithuthi sakho.
- Umlilo weGaraji: Umlilo wegaraji ungabangela umonakalo omkhulu kungekhona kuphela kwikhaya lakho nakubomi kodwa nezithuthi zakho. Ukuba imoto yakho imiswe kwigaraji kwaye igcina umonakalo emlilweni, umgaqo-nkqubo wakho womshuwalense wendawo yindawo kuphela uza kuhlawulwa kwaye kufuneka ube negalelo elibanzi. Imigaqo-nkqubo yomninikhaya ayigcini imoto.
- Injini yoMlilo: Ngamanye amaxesha izithuthi zeenqwelo zithuthi zingabamba umlilo ngenxa yengxaki. Nangona imigaqo yomshuwalense wemoto ayigqubuthe ukusilela komatshini, umlilo uhlukile. Ngokomzekelo, ukuba uqhuba umgwaqo omkhulu kwaye injini iya kugqitywa ngamatangatye efihliweyo iya kubandakanya iindleko zokulungisa isithuthi sakho. Okanye, unakho ukulahlekelwa ngokupheleleyo kwizandla zakho. Ngayiphi na indlela indlela umgaqo-nkqubo wakho womshuwalense wemoto uza kuhlawula ngayo ixabiso lenkokhelo yesithuthi sakho ekunciphiseni.
- Ingozi Yesikolo: Ngokuqhelekileyo kuthatha ingozi enkulu ukuqala umlilo, kodwa ngelishwa, kwenzeka. Ukuba wawunokungqubana kunye nomlilo waqala, mhlawumbi unengcamango efanelekileyo yokuphonononga imeko nge- adjuster claims yakho. Ingaba ingozi iya kuwela phantsi kwe-collision okanye epheleleyo iya kuhluka ngohlobo lwakho kunye ne- inshurensi yakho. Ukuba awuzange ube ne- collision coverage kumgaqo-nkqubo wakho womshuwalense, kukho ithuba elihle ukuba unokuthi uphaqwe ngaphandle nje kokuba unemibuzo ebanzi.
Ukuba awunayo nayiphi indlela yokufaka umlilo wakho emotweni, qinisekisa ukubiza iziphathamandla ezifanelekileyo ngokukhawuleza. Ngokuvamile imoto yemoto yenza ukuba imoto ibe yintlawulo epheleleyo. Ukuba neenkcukacha ezipheleleyo zingenza imeko ekhohlakeleyo yokuthwala ngokukwazi ukuba akuyi ku funeka uhlawule zonke iindleko ngokwakho.
Kuhlala kukulungele ukuqonda ukuba yintoni umgaqo-nkqubo wakho womshuwalense we-inshurensi ngaphambi kokuba ulahleko lwenzeke ukuze ungamangali imeko yebango.