Ngaba Ndifuna Ukubambisana?

Ukukhetha i-inshorensi yakho inxalenye ebalulekileyo yokumisela nokuthenga umgaqo-nkqubo womshuwalense womshuwalense. Ukugqiba ukuba ngaba ungayithengi i-collision coverage kwisithuthi sakho kufuneka unikwe ingqalelo ngokucokisekileyo. Ukubambisana kwendlela yokukhusela kukukhusela isithuthi sakho malunga nokulahlekelwa ngumonakalo ochaphazelekayo okubandakanya ezinye iinqwelo, iimfumba, okanye ezinye izinto ezingaphiliyo ezifana nebhokisi leposi, igalaji okanye ipolisi.

  • 01 Imimiselo yelizwe ayifuni ukukhawulelana nokugqithisa.

    Imithetho yomshuwalense wemoto yombuso iyahluka ukusuka kummandla ukuya kwilizwe. Akukho rhulumente ludinga ukuba abashayeli baqhube ukukhawulelana ngokubambisana njengenxalenye yemfuno zabo ezincinci . Ukukhawulelana kwamagqabantshintshi kukhethwa ngokwemiqathango yelizwe.
  • 02 Ngaba unomboleko kwi sithuthi?

    Ukufunyaniswa kwexesha elilodwa kuyadingeka xa unomboleko kwisithuthi. Umboleki-mboleko ufuna ukukhusela umdla wakhe kwaye benze njalo ngokufuna ukugqithiswa kwe-collision kwisithuthi ngamaxesha onke. Ukuba ukhetha ukungazithengi i-collision coverage, umnini-mboleko uzakuthenga ukuthengwa kwe-collision for you and add it to your balance loan . Ukuba nomthengi kuthengwa ukuxelwa kwakho ngokuqhelekileyo kuyabiza kunokuba uthenge ngokwakho.
  • 03 Umninimzi wakho uyazi njani ukuba unobungozi bokudibanisa?

    Ababolekisi bafumana iinkcukacha ezivela kwiinkampani zomshuwalense ukuba zibhalwe njengelahleko ekhethiweyo kwisithuthi esithile kwimigaqo yomshuwalense wemoto. Imbalelwano ibandakanya ukuqinisekiswa kwenkcazo kunye nomgaqo osebenzayo. Ukuba ufanele ususe ukukhutshwa okanye ukhansele umgaqo-nkqubo kwisithuthi esityhutyhileyo, inkampani yakho yomshuwalense iza kwazisa i- loss payer eyaziwa ngokuba ngumboleki.
  • 04 Bala zonke iindleko zezithuthi kunye neendleko zokukhawulelana.

    Ukuba awunalo mboleko kwi sithuthi sakho, ukukhethwa kwe-collision coverage okanye akukho ukukhawulelana ngokukhawuleza kufike kuwe. Kufuneka ulinganise iimeko zakho ukuze ubone ukuba unokuthi udibanise ukulahlekelwa kwesithuthi sakho xa kudibene nawe, okanye ukuba ufuna uncedo oluvela kumntu wesithathu njengenkampani yomshuwalense.

    Bala inani lezithuthi zakho ngokusebenzisa i-Kelley Blue Book okanye i-NADA Njengaxesha elide lemoto, ixabiso liyancipha. Abantu abaninzi bayamangaliswa ukubona ukubaluleka kwenqwelo yabo. Kuqhelekile ukuba abantu bacinge ukuba imoto yabo ibaluleke ngaphezu kwexabiso lenene. Ukukwazi ukuba imoto yakho iyafaneleka kukunceda ukuba ulinganise ukuba iindleko zokukhawulelana ngokukhawuleza zifanelekile ukuhlawula imali.

    Buza ummeli wakho we-inshorensi okanye ukhangele iphepha lakho lokumemezela ukuze ufumane iindleko zokukhawulelana. Kulula ukuba uyayiphula phantsi indlela ozenza ngayo iintlawulo zakho. Ukufumana ukugcinwa kwenyanga yakho xa uhlawula inyanga zonke, okanye ukufumanisa iinyanga ezi-ezintandathu zokulondoloza xa uhlawula umyinge wonyaka.

    Ihlala isezantsi kwinqanaba lakho lokuthuthuzela kunye ne-akhawunti yakho yasebhanki. Ukuba uhlala ehlawula ukuhlawula kwaye unokukwazi ukufumana iindleko zomshuwalense wemoto, kungenokuba kukufanele ukugcina umgca wokubambisana. Umgaqo omhle wesohlwayo kukuba ukuba iindleko zokukhawulelana nge-collision ziyi-25 ekhulwini zezithuthi zakho zixabisa rhoqo emva kweenyanga ezintandathu, mhlawumbi ixesha lokuyeka ukuhlawula ukukhawulelana. Cinga nje kwiminyaka emibili ixesha ugcine imali eyaneleyo yokugubungela iindleko zokulahlekelwa ngokupheleleyo kwezithuthi zakho.

  • 05 Hlola ingozi yakho yokuba yingozi.

    Ziziphi amathuba okuba udibene? Ngaba uqhuba imoto yakho encinci? Ngaba uqhube iminyaka engama-10 kunye nokungabi nengozi? Imbali yakho yokuqhuba ibonakaliso elungileyo yebango lebango elizayo. Ukuba umngcipheko wakho uphantsi, ukuyeka ukukhawulelana kwintlanzi kunokuba yindlela enkulu yokugcina imali eyongezelelweyo.

    Enye into ekufuneka uyiqwalasele kukuba kwiindawo ezininzi, unokufumana isithuthi sakho silungiswe ukuba ingozi ayiyonto yakho kwaye uyazi ukuba ubani owabangela ukuba afake ibango malunga nomgaqo-nkqubo wesithuthi. Ukubambisana kwendlela yokusebenza ngokubambisana kusebenza kuphela xa uphosakele engozini okanye ubandakanyeke kwingozi kwaye ubalekele ngengozi. Yisinye isizathu esenza ukuba ngaba ungumqhubi oqaphileyo, ungadingi ukukhawulelana. Abashayeli baseMichigan benemithetho eyahlukeneyo yokuqwalasela kwaye mhlawumbi abayi kufuna ukwenza isigqibo sokuyeka ukukhawulelana ngokukhawuleza.

    Ukuthengwa kwe-collision coverage isisigqibo somntu ongekho mntu unokukulungiselela. Ungayishiyi kwi- inshente yakho ye- inshorensi , okanye ugcine ukukhawulelana ngumbango ngenxa yokuba uMalume uYohane ufunga ngalo. Ukuba nolwazi olufanelekileyo kunokukugcina imali eninzi xa kuziwa ngomshuwalense wemoto. Yenza uphando oluncinane uze ubone ukuba yiyiphi inqaku elifanelekileyo kunaloo nentsapho yakho.