Andinayo Imoto
Ukungenawo imoto kunokukhokelela ukuba ukholelwe ukuba awuyidingi inshuwalense yemoto. Nangona kunjalo, ukuba ungumqhubi welayisenisi , i-inshurensi yemoto isadingeka. Awunakho imoto ngexesha elithile ngenxa yezizathu ezininzi.
Ukuba ngumqhubi weselula , uqoqosho okanye indawo yakho yasezidolophini ingafumana indlela yobunini bemoto. Kufuneka ugcine i-inshurensi yemoto ngezizathu ezilandelayo.
- Ungadinga uxanduva . Umyinge wexanduva awunakuyimfuneko ukuba ungeke ufike emva kwevili, kodwa ukuba unokuqhuba imoto yomnye umntu, unokufunyanwa ngengozi.
- Kwaye nabagibeli bemoto badinga ukukhutshwa kwonyango. Ubungakanani bonyango xa kwenzeka ukulimala kwingozi yemoto kubalulekile. Ngamanye amaxesha i-inshurensi yempilo yomshuwalense yonyango izakukhusela ukulimala kweengozi zemoto, kodwa iinkampani zomshuwalense ezininzi zezempilo zithintela izingozi zemoto.
- Gwema izinga lokubeka ingozi xa uthenga imoto yakho elandelayo. I-Lapsing kwi-inshurensi yemoto yakho malunga nayiphi na isizathu ithetha ukuba uya kuba yingozi enkulu xa uza kuthenga ithorensi yemoto.
Enye indlela yokukunceda uhlale ugciniwe ngelixa ungenawo isithuthi kufuneka udibaniswe njengomqhubi kumngane okanye kumalungu omndeni wentsapho.
Omnye uza kuba kukuthenga umgaqo - nkqubo womshuwalense wemoto ongeyena umnikazi we-inshurensi engabizi ngaphantsi komgaqo-nkqubo weminshuwalense yemveli kodwa uqhubeka unikezela ukuxhamla . Iimigaqo-nkqubo ezingezoMnini-mali zingabonakalisi umonakalo emzimbeni nasiphi na isithuthi.
Ndiqeshisa iCar
Ukuba uqeshisa imoto , uyafuna imshuwalense yemoto.
Ngokuqinisekileyo awunayo imoto eqashisayo; Nangona kunjalo, unembopheleleko yokuqinisekisa oko ngelixa ulifa lakho. Akukuphela nje yintengiso yomshuwalense, kufuneka ube negalelo elipheleleyo. I-inshurensi ye-Gap iphinde ikhuthazwe kwaye ifunwa rhoqo xa iqeshisa imoto.
Andikwazi Ukuthintela Inqwelo-mali Yomshuwalense
Kungaba nzima ukulawula iindleko eziphezulu zemali-mali yomshuwalense . Kubalulekile ukwenza i- inshurensi yemoto enye yeebhilile eziphambili. Kuchasene nomthetho ukuqhuba imoto ngaphandle kwomshuwalense. Ukunciphisa ubuncinci bakho kwizinga elincinci, uthengise ixabiso lentengo ye- inshurensi yemoto , kwaye ugweme iimali ezongezelelweyo zeenkonzo ngokuhlawula ngexesha. Ekuhambeni kwexesha, ukukhansela i-inshurensi yemoto yakho ayiyi kukugcina imali. Ingozi eyingozi, ukuphulwa kwendlela, okanye izinga lokushushumbisa ingozi yomshuwalense liya kukushiya ufuna ukuba ugcine nje i-inshurensi yemoto yakho.
Ndiyagula kwaye Andikwazi ukuGcina
Nangona xa ugula okanye ukhubazekile ixesha elide kufuneka ugcine inshuwalense yemoto. Gcina i-inshorensi kwisithuthi sakho ngokukodwa ukuba unabantu abathile bayigxotha. Okanye, faka kuhlu njengomqhubi kumngane okanye kumalungu omndeni wosapho ukuphepha iizinga eliphezulu lokubeka ingozi esikhathini esizayo. Ukuba ubalulwe kumgaqo-nkqubo womnye uya kunika ne-medical careage xa kufuneka yengozi yemoto .
Inqwelo Yami Iyaphula
Kuyafana nezinye iimeko, ukuba unomoto omnye kwaye uyaqhekeka uya kufuna ukugcina inshuwalense yemoto kuwo. Ngethemba, imoto yakho ayiyi kuba phantsi ixesha elide. Ukwandisa ukunikwa kwengcaciso kwimoto efuna ukulungiswa kweiveki ezimbalwa kuninzi kuncinci kunokuthenga umgaqo-mngcipheko ophezulu ngenxa yokulahleka.
Ndithengise Imoto Yami kwaye Andifumaneki Indawo
Kusebenza okufanayo ukuba uphakathi kweemoto ngexesha elifutshane. Ukulungele ukucutha ukufikelela kwakho kwinqanaba elincinci kwaye ugcine iindleko zokurhoxisa umgaqo wakho. Enye apha kuya kuba kuluhlu njengomqhubi kumhlobo okanye umhlobo wentsapho yomshuwalense wenqwelo yomshuwalense uze ufumane enye indawo.
Ndiya kuSebenza eMkhosini
Abasebenzi basebenzi bempi abasemsebenzini abafunwa ukuba babe ne-inshorensi yemoto ngelixa besetyenziswe ngaphandle kwee-overseas.
Inqwelo yentsapho, eqhutyelwa yintsapho ekhaya kuya kubonakala ifuna ukuba i-insured. Lo mzekelo kukuba abantu abangatshatanga, okanye indoda kunye nomfazi bobabini babesebenzisa kwaye bashiya imoto yabo emva. Umncedisi wezempi obuyelayo akabheki njengengozi ephezulu xa eza kuthenga i-inshurensi yemoto kwakhona.
Njengoko ubona, akunqabile ukuba ungayidingi inshuwalense yemoto. Yiyo yonke imbopheleleko yomqhubi welayisenisi yokugcina uhlobo lomshuwalense wemoto. Ingaba iludweliswe njengomqhubi kumgaqo womnye umntu okanye uthabatha umgaqo-nkqubo ongeyena umnikazi, ubuncinane uyazi ukuba uya kugutyungelwa. Kwaye awuyi kunyanzelwa ukuba uhlawule ixabiso le-inshorensi ephakamileyo xa uhamba ukufumana i-inshurensi kwixesha elizayo.