Ndiza Kuba Ngakanani Umqhubi Wengozi Ophezulu?

Iingcebiso zokuphuma kwiNkcazo yengozi ephezulu

Enye into enhle malunga nokuba ngumqhubi ophezulu kubungozi ayikuhlala ngonaphakade ukuba wenze ukhetho olufanelekileyo. Ukuqonda ukuba uza kuba ngumqhubi ophezulu kumngcipheko uza kukuvumela ukuba utshintshe kwinkqubo yomshuwalense engabizi ngokukhawuleza. Ubungakanani bexesha ocingelwa ukuba yingozi enkulu kuxhomekeke kwinto enokubeka ingozi enkulu ekuqaleni.

  • 01 Akukho Nnshurensi yangaphambili

    Ukuhlawula izinga eliphezulu kwi- inshorensi yakho ngenxa yokuba ungathethi i-inshorensi ixesha elide lixhalabisa abantu abaninzi. Inqwelo yomshuwalense imoto kubalulekile ukugcina ngamaxesha onke ngenxa yokukhutshwa komrhumo. Emva kokuba ufumane i- inshurensi yemoto kwakhona uya kuba uhlawula izinga lokubeka ingozi kwiinyanga ezili-6 eziqhubekayo.

    Iphulo: Emva kokuba ufumene umgaqo-nkqubo, kuyona nto inomdla ukugcina inkqubo efanayo kwinyanga ezintandathu. Ukutshintsha phambi kweenyanga ezintandathu, kuthethwa ukuba kuya kufuneka uqale iinyanga zakho ezintandathu ukwandisa ixesha ohlawula ngalo izinga eliphezulu lokubeka ingozi. Kunokwenzeka ukuba ungasebenzisa amanqaku amaninzi okuvakalisa ukubonisa ubungqina benyanga ezintandathu, kodwa ilahleko ngokuqhelekileyo ayilungele ukugcinwa.

  • 02 Amathikiti amaninzi

    Iminyaka emithathu yixesha eliqhelekileyo lokuphulwa okuncinci ukuchaphazela izinga lakho le- inshurensi . Ukuba unomngcipheko omkhulu ngenxa yamatikiti amaninzi okanye kwiingozi zephoso , ungabuyela kwisithinteli somntu okhethwayo xa uphulaphulo lwakho oludala. Emva kokuphulwa kweminyaka engama-3 ubudala ivela kwirekhodi yakho, nangona kufuneka ulinde ukuhlaziywa kwakho ukuze ubone ukuma kwinqanaba lakho ukuba uhlala kunye nomphathiswa ofanayo.

    Iphulo: Cela ummeli wakho we- inshorensi ukuba akunike imihla yokuphulwa kwakho konke. Ukutshintshela kumphathiswa okhethiweyo ngosuku emva kokuphulwa kwakho kwephulo kuyindlela enkulu yokugcina imali ngokukhawuleza.

    Icebiso: Akukho onke amaqumrhu e-inshorensi afanayo. Amanye amathakithi kuphela afunyenwe kwiminyaka emi-2 edlulileyo. Kodwa, ngokuqhelekileyo amathikithi amaninzi eli xesha lidluliselwa kwiminyaka emithathu.

  • 03 Ulwaphulo olukhulu

    Uphulo oluphambili olunjenge-DUI lunokuchaphazela izinga lakho le-inshorensi ukuya kwiminyaka emi-5 kwabanye abathwali bomshuwalense . Izikhokelo zengqiqo zifumaneka kunye nabathwali abambalwa bomshuwalense, kodwa isantya esikhethiweyo mhlawumbi asiyi kufumaneka kude kube yiminyaka emihlanu.

    Uphulo oluphambili ngokuqhelekileyo luza kunye nemfuneko eyongezelelweyo evela kurhulumente. Urhulumente ufuna ukwaziswa ngomshuwalense wakho kwixesha lonke. Ifayili ye- SR 22 kufuneka ifakwe kwi-inshurensi yemoto yomshuwalense. Kwakunjalo ukuba ubanjwe ukuqhutyelwa kwamapolisa ngaphandle kwe-inshurensi yemoto.

    Iphulo: Qala ukuyothenga ngeenxa yomshuwalense ongenayo imali enkulu ngenxa yokuphulwa okukhulu emva kweminyaka emithathu xa ithikithi lakho lingaphezu kweminyaka emithathu ubudala. Qala ukuthenga kwakhona emva kweminyaka emihlanu ukuqinisekisa ukuba ufumana inshurensi yemoto engancinci .

    Kunzima ukwenza ixesha kunye namazinga aphakamileyo omoya ophezulu wokuqhuba umqhubi. Abaninzi abaqhuba umngcipheko omkhulu bachitha ixesha elingaphezulu kwexesha elibiweyo eliphezulu kuba mngcipheko ngenxa yokuba abagcini ngokuqhubekayo . Ubungakanani bexesha elifunekayo ukuphuma kwimivuzo yomshuwalense ophezulu kunokuchaphazeleka kalula kwizenzo zakho. Amatikithi amaninzi kunye nokuphelelwa kolu hlobo kunokwandisa amazinga akho aphezulu. Gcina irekhodi lakho lokuqhuba kwaye ugcine umgaqo-nkqubo wakho we-inshorensi esebenza ngawo onke amaxesha ukuphepha kwizinga eliphezulu lokubeka ingozi.

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