Iisiseko zeBond

Ukuba ungumtsha kwihlabathi leebhondi, kulula ukutshatyalaliswa. Ukutyalomali kweBond kunokuzaliswa ngeelwimi ezingaqhelekanga, ingcamango engaqhelekanga (cinga izibophelelo zeentlekele ) kunye nentetho eninzi malunga nezibalo kunye nezoqoqosho kunokuba uzakufumana kwiofisi ye-stock broker.

Izinto Eziphezulu Ukukwazi Ngezibonelelo

Kodwa musa ukudimazeka. Iibhonkco aziyiyo imfihlelo njengoko zingabonakala. Nantsi uluhlu lwezinto ezili-10 eziphezulu zokukwazi malunga nezibophelelo.

1. Iibhondi azikho nje ezinzima njengoko zibonakala ngathi. Nangona izihloko ezininzi ezisebenzisayo ukuzichaza - izibambiso zokufumana inzuzo, izixhobo zetyala, ukugcinwa kweetyala, njl - iibhondi azikho ngaphezu kwe-IOU enefestile apho imigqaliselo, umhla wokuhlawula, kunye nomyinge wenzalo ubhalwe ngokucophelela uxwebhu olusemthethweni.
2. Iibhondi zibizwa ngokuba yokhuseleko. Yaye loo nto idumela ngokufanelekileyo. Kodwa oko akuthethi ukuba izibophelelo zingenasengozini. Enyanisweni, utyalo-mali abatywalayo bathe bakhathazeke ngezinto abathengi-zimali abazange bazixhalabele ngayo, njengemali yokunyuka kwamaxabiso kunye nobungozi bokungcola .
3. Iibhonki zihambela kwindlela eyahlukileyo yemilinganiselo. Xa amaxabiso aphakama, iibhondi ziyawa. Kwaye ngokuthe ngqo. Ukuba uthenge intambo kwaye uyibambe ide ikhule, ukunyuka kwamaxabiso omyinge kwaye ukuguquka kwintengo yebhondi ayiyi kuba nantoni. Kodwa ukuba uthengisa i-bond yakho ngaphambi kokuba ikhule, ixabiso eliyithatha liya kuba lihambelana kakhulu nenani lentlalo.

1. Izibhonkco zinzima kakhulu kuneendawo. Nangona isitokethi singena kuphela kwiintlobo ezahlukeneyo kwaye zinikwe kuphela ngamashishini karhulumente, iibhondi zithengiswa ngamashishini, urhulumente wephondo, i-arhente ezixhaswe nguRhulumente, izixeko, amazwe kunye nabanye oogunyaziwe karhulumente. Iibhondi nazo ziza kwiintlobo ezingapheliyo-ezivela kwiincinci zesikhashana eziya kwiibhondi ezithatha iminyaka engama-30 ukukhula.

1. Njengoko kunzima njengezibophelelo, kunceda ukuba uqaphele ukuba zonke iibhondi ezikhutshwe kwi-US ziwela kwelinye leentlobo ezintathu. Okokuqala, kukho ityala elikhuselekileyo lenkokheli kaRhulumente kunye namaziko ayo. Okwesibini, kukho izibophelelo ezikhuselekileyo ezithengiswa ngamashishini, izixeko kunye namazwe. Ezi zimbini iintlobo zibizwa ngokuba "kwibakala lotyalo-mali." Okwesithathu, kukho izibophelelo eziyingozi ezithengiswa ziinkampani ezifanayo, izixeko kunye namazwe. Ezi zibophelelo zibizwa ngezantsi-utyalo-mali-bhondi, okanye izibophelelo ezingenanto.
2. Kulula ukuxelela ngokukhangela ukuba ingaba ibhondi ibakala lotyalo-mali okanye i-junk (kunye nalapho iwela khona ukuqhubeka phakathi kwezi zibini. Izilinganiso ezingekho phantsi kunye ne-Fitch Ratings, shicilela "amabakala" alula kuzo zonke iimeko zetyala.
3. I-key to understanding the market market is in understanding the financial curve ebizwa ngokuba yi- curve isivuno , ebonisa ukubonakaliswa kobudlelwane phakathi kwezinga lesenzalo apho i-bond ehlawula kwaye xa loo mboleko ikhula. Emva kokuba ufunde ukufunda iirveve (kwaye ubale ukusabalala phakathi kweengcingo), unokwenza uqhathaniso olunolwazi phakathi kwemiba ekhonkco.
4. Kukho iklasi epheleleyo yekhonkco ejoliswe ekunikeni ukubuyiselwa kweerhafu. Izixeko kwaye zikhupha izibhanki zikamasipala, okanye i-munis, ukunyusa imali yokuhlawula izikolo, iindlela ezibukhali kunye nokubulawa kwamanye amaprojekthi. Kwaye inzala yentlawulo kwiimbopheleleko ikhululekile irhafu yentlawulo. Kodwa nangona ikhefu lekhefu, i- munis ayilona wonke umntu.

1. Imarike yeebhanki iyisiseko sezinye iimarike eziyinkimbinkimbi. Abalimi-mali be-Savvy bangazithenga ikusasa kunye neendlela ezinxulumene nezibophelelo njengoko zikwazi ukuzenza kwiimpahla. Imarike yebhanki iye yavelisa iimali-mali ezingenakubalwa. Kule ndawo, eyaziwa kakhulu yi- swaps ye-credit default , eye isetyenziselwa ukukhusela abatyalo-mali kwi-risk risk.
2. Uninzi lweemarike ezimanyeneyo zenzeke kwikhonkco le-opaque, elingathandekiyo eWall Street apho abatshali-mali abancinci banokutshatyalaliswa kakhulu. Iimarike zesekondari, okanye i-market-counter-market, ayinyanzeliswa kubaphathi-mali abaqhelekileyo. Izinto azifani nje ngokuba zibuhlungu njengokuba zikhona. Kodwa ayikho indawo yokuqhuba ngaphandle kokuba uzimisele ukwenza uphando oluninzi kunye nokuthetha okuninzi. Ngaloo ndlela ininzi lwabatyalomali baqwalasela i-debt in investment, ukuthenga i-bond joint bond yindlela yokuhamba . Iimali zeBond zikhululekile kumngcipheko wobungozi bomntu ngamnye. Abatyalo-mali bangasebenzisa ukudibanisa ukubamba kwabo (into engenakwenzeka kunoma ubani ngaphandle kobutyebi ukukwenza kunye nezibophelelo ngabanye.) Kulula kakhulu ukufumanisa ukuba imirhumo kunye nemithwalo (iikomishishini zentengiso) kunaliphi na i-fund. Kwaye kukho iimali zeemali ezingayithinteli umthwalo kwaye zigcine iimali ezincinci.