Okokuqala, qwa lasela iimeko ezikufutshane kwaye ubuze: Ngaba ndikhuselekile? Ukuba awuqinisekanga, okokuqala kuqala kukulibala imoto uze ufike ukhuseleko. Xa, kwaye xa kuphela, unesiqiniseko sokungabi nengozi yangangoko, unokubuza umbuzo wesibini: Yintoni endiyenzayo ngoku ukuba umntu uphukile emotweni yam?
Nolu uluhlu lwamanyathelo okuqwalasela. Umyalelo onokuwathatha ngawo uhlukahluka ngokweemeko ezithile. Ngamanye amagama, sebenzisa ukuqonda kwakho.
Inyathelo 1: Shayela Amapolisa
Isiqalo sakho sokuqala mhlawumbi siza kubamba ifowuni yakho kwaye ubize amapolisa. Yithemba ukuba isiko. Ngokucinga ukuba wenze uvavanyo lokukhusela ngokukhawuleza kwaye awukho nasengozini esichengileyo, kufuneka usebenzise inombolo engeyona yongxamiseko. Sebenzisa 9-1-1 kuphela ukuba awukwazi ukufumana impendulo kwinqanaba eliqhelekileyo. Ukuba ugcinwe kwindawo yokupaka, unokufuna ukufumana ukhuseleko ngenkathi ulindele ukuba amapolisa afike.
Kwakhona, gcinani engqondweni ukuba isithuthi sakho sisesicaleni sobugebengu, ngoko umelana nokukhuphaza ngaphakathi ngaphakathi ukuze ubone oko kuwonakele okanye ukulahleka, okanye ukuthintela nantoni na, ngenxa yolu hlobo.
Emva kokufika kwamapolisa, qiniseka ukuba ufaka ingxelo yepolisa. Kufuneka ukuba ufanele ukuba, nangona igosa lakho liza kubakhokelela kulo.
Ngaphandle, oko kukuthi, wena usezidolophini ezinkulu apho amapolisa azange aphendule ngokuzenzekelayo kwi-break-ins ins. Ukuba kunjalo, uya kufuneka uye kwisikhululo samapolisa esiseduze kunye nelayisenisi yakho kunye nokubhalisa ukuze ufake ifayile yakho ingxelo. Ungavumeli ukuba islayidi. Kubalulekile. Okona kuncinci, uya kuwufuna kumphathi wakho womshuwalense - kufuneka ukuba ube neengxelo zamapolisa ukuba uceba ukufaka ibango le-inshurensi . Qinisekisa ukuba ingxelo ibonisa zonke izinto ezonakalisiweyo okanye ezibiwe, zombini ngaphakathi nangemoto yakho-nokuba ingaba izinto ngokwazo ziqinisekisiwe, unokukwazi ukubuyisela izinto emva kokuba i-vandal ifunyenwe.
Inyathelo 2: Bhala Ubungqina - Thatha Imifanekiso
Uyazi ukuba kufuneka uhlale uthatha imifanekiso xa usengozini, ingakumbi ukuba uya kufaka ibango le-inshurensi. Okufanayo kuya kwithuba lokungena. Kwaye sijamelane nalo, oku kulula ukuyenza le mihla, enikwe ukuba yonke ifoni yeplanethi inekhamera ekwakhiwe. Ngendlela, kufuneka uqwalasele ukuba uhlala uqhuba ikhamera elahliwe kwisithuthi sakho, nje ukuba ungomnye wabantu abathathu abangenayo ifowuni okanye (ndiloyiko ukuthetha) yakho ifowuni eyebiwe ekuphumeni.
Qinisekisa ukuthatha imifanekiso yomonakalo, ngaphakathi nangaphandle.
Inyathelo lesi-3: Faka ifayile yebango kunye ne-Insurer yakho?
Ndibeke uphawu lombuzo kule ndawo ngesizathu. Ngokuqinisekileyo umele ukhangele umgaqo-nkqubo wakho ukuze ubone ukuba yintoni efunyenweyo noko kungenjalo. Ukuba unesiqinisekiso esiphezulu , umgcini wakho womshuwalense uya kufuneka akhokhe umonakalo emotweni yakho, kodwa awuyi kuhlawulwa nayiphi na into evulekileyo elalilele kuyo ngaphakathi, njengama-purses, iifowuni, ii-laptops, ii-iPod, njl. Kuzo zinto, kufuneka ukhangele kubanikazi bezindlu okanye i-inshurensi yomgaqo-nkqubo womshuwalense. Uyakufuna kwakhona ukucacisa ukuba kuya kuba yindleko kangakanani ukulungisa umonakalo kwimoto yakho ngaphambi kokufaka ibango. Akukufanelekanga ukuba umonakalo wakho wonkcitho uya kuhlawula ixabiso elingaphantsi kwexabiso lemali echithwayo . Kodwa nangona umonakalo ungadluli kwi-deductible yakho, unokufuna ukucinga ngokubahlawula ngaphandle kwe-pocket , ekunikezelwa ukuba ukufaka ibango kunokubangela iiprayimari eziphezulu.
Kungakhathaliseki ukuba yintoni, ingcinga efanelekileyo ukuqhagamshelana nomshuwalense wakho kwaye ubazise malunga nekhefu ukuze ukwazi ukufumana ukuba yeyiphi inkcazelo oyakuyifuna ukubonelela xa ukhetha ukufaka ibango.
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Ukuba ucinga ukuba ukungena kungabangela ukubiwa kwezobunikazi, njengokuba kunjalo nawaphi na ukuchonga okanye amakhadi enkredithi / debit kubanjwe, qiniseka ukuba nangoko uqhagamshelane nabanini bekhadi lakho lesikweletu, amabhanki, ababolekisi, kunye nawaphi na amashishini okanye i-arhente zinokuchaphazeleka. Ungaphinda ufune ukucinga ngokuthenga inkonzo yesikhashana elandelela kunye neengxelo nayiphi na imisebenzi engafanelekanga echaphazelekayo kumanqaku akho . Ukongezelela, ngokuqinisekileyo, tshintsha ilayisenisi yakho yokuqhuba, iKhadi leKhuseleko loLuntu kunye nawo onke amanye amaxwebhu abalulekileyo abiwe ngokukhawuleza.