Ukujongana Nesithuthuthu Esibiweyo Emva kokutshatyalaliswa kweNkunkuma
UkuBela koBuThuthi
Inkqubo yebango yokuba isithuthuthu iyafana kakhulu nelobi ebiwe . Okokuqala, kufuneka uqaphele ukuba uthenge ingxelo epheleleyo kwi- motyhuse yomshuwalense nkqubo . Ingqiqo yokhuseleko oluthengiweyo xa isithuthuthu sakho sigcinwa ukukhusela kule ndawo echanekileyo, ukweba. Kuqhelekileyo kuthengwa kunye nexanduva ngelixa ugibele isithuthuthu sakho. Ngaphandle kokubanzi oludweliswe kwipolisi yomqhubi we-motorcycle , awuyi kuba negalelo kwaye kuya kufuneka ukuba nethemba lokuba amapolisa enze inkqubela ekufumaneni imoto yakho.
UkuQala koPolisa
Xa usalinde ixesha elide, mhlawumbi unokuba isithuthuthu sakho siya kufunyanwa. Ukulinda kuphela kunika izigebengu ixesha elide ukuhambisa ibhayisiki yakho eyebiweyo kude nangaphezulu. Qinisekisa ukuba ubiza amapolisa kwaye ufake ingxelo yengxelo ngokukhawuleza xa uhlala kwindawo ephephile.
Faka ifowuni yeBela
Ngokucinga ukuba unobume obubanzi obufanelekileyo kumgaqo-nkqubo wakho, kufuneka ufake isicelo sakho sokubamba ngesithuthuthu ngokukhawuleza.
Ulwazi olufunekayo ukufakela ibango lubandakanya umzekelo wokwenza imodeli kunye nemizila yesithuthuthu sakho, indawo ebiwe kuyo, umhla kunye nexesha elibiwe, kunye nenombolo yokubika yamapolisa. Zonke iibango zentlawulo zifuna ukuba ingxelo yepolisa ifakwe.
Imibuzo yokubuza i-Adjuster yeziBango
Iimpendulo kuzo zonke le mibuzo zixhomekeka kwiinkcukacha zomgaqo-nkqubo wakho womshuwalense, kodwa zilapha iimpendulo eziqhelekileyo:
- Kuya kuthatha ixesha elingakanani ukugqiba ibango? Ibango lebabi lingathatha ixesha elininzi ukuqhuba. Enye, inkampani yomshuwalense ukuba amapolisa athembayo aya kubuyisa ibhayisikili ebiwe. Ixesha elinikeziweyo eliqhelekileyo lokubuyisela leentsuku ezingama-30.
A
- Uya kubala njani umvuzo? Iikhukhi nazo zingaba namawaka eedola zesixhobo. Amaxwebhu amaninzi onayo kwizixhobo eziqhelekileyo yinkqubo ehambelana nemibango yakho. Hlanganisa zonke iifoto zakho kunye neerisithi zesithuthuthu sakho ukuze unike izilungiso zamabango . Uninzi lwemigaqo-nkqubo ye-motorcycle ngokuzenzekelayo lubandakanya umda ophantsi lwezixhobo zesiko . Ukuba wenze ukwenziwa ngokwezikhulu kwisithuthuthu sakho, sinethemba lokuba unyuse ukufikelela kwenkxaso yakho.
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- Ziziphi iimaphepha kufuneka zizaliswe? Isihloko siya kufuneka sisayinwe kwiinkampani zomshuwalense. Ukuba unemboleko, ibhanki iya kufuneka kwakhona isayine kuyo. Ukuba unetyala elingaphezulu kwexabiso langempela lemali yebhayisiki, sinethemba lokuba unayo i- inshurensi ye-gap ukukhawuleza umahluko.
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- Ingaba uyazi ukuba i-deductible yakho? Ukugqithiswa ngokubanzi kwiithuthuthu kudla ngokuza kutsalwa. Nangona kunjalo, abathwali be-inshurensi abangaphezulu kunye nabanikezelayo bachitha okanye bachithe iinqununu xa uhamba unyaka okanye ngaphezulu ngaphandle kwebango. Kucingwa ukuba iibhendi ezongezelelweyo kunye neengcingo zihlobo lwengxelo , kodwa xa kuziwa kwiithuthuthu zingakhiwa ngokuzenzekelayo kwipolisi yakho.
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- Okwangoku, i-Allstate, i- Nationwide , i- Progressive , kunye ne-Safeco yonke inikezela ukunciphisa ama-deductibles kunye nezinye iinkampani ziphuma kunye nenketho. Esinye isikhumbuzo esibalulekileyo ekunciphiseni okuncitshiswayo kufuneka ukuba ucele i-coverage kwaye uhlawule imali eyongezelelweyo ukuyifumana. Hlola kunye ne-arhente yakho, ummeli wenkonzo yamakhasimende, okanye iphepha lakho lokubhengeza ukuze ubone oko okufunyenwe ngokubanzi kwisithuthuthu sakho. Ukuba i-moto yakho yebhayisiki ibango liba yintlawulo yelahleko epheleleyo , oku kuthetha ukuba ibhayisikili ayifumanekanga, i-deductible iya kususwa kwixabiso lemali. Awudingi ukuhlawula ngokwenyama i-deductible kwinkampani yomshuwalense.
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Ukweba ngePiyutha kunye nokuPhinda
Njengoko kushiwo ngaphambili, iziphumo zesithuthuthu sakho esasibiweyo zifunyenwe. Ukuba ifunyenwe ngemonakalo, i-coverage epheleleyo iya kugubungela iindleko zokulungisa ngaphandle kokuncitshiswa kwakho.
Ukuba ibhasikiyali ifunyenwe emva kokuba uphumelele kwinkqubo yamabango onke ekulahlekelweni , inkampani yomshuwalense iya kuba ngumnikazi wesithuthuthu. Inketho yokuba uyithenge kwakhona ingaba yinto enokwenzeka ukuba ucele umququzeleli wakho we-inshurensi.
Ukweba ngesithuthuthu akuyona into oyifunayo ukuhlangabezana nayo. Izithuthuthu ezininzi zinokubaluleka kakhulu. Ukuqhelaniswa ngokuqhelekileyo kukusoloko kukhethwa ngokufanelekileyo xa kufika ixesha lokuthenga i-inshorensi. Yenza nantoni na enokuyenza ukukhusela isithuthuthu sebhayisiki kwindawo yokuqala kwaye wazi ukuba unomshwalense wakho we- motorcycle ukukugubungela njengento yokugqibela.