Ukuchitha iiDeductibles Work?

Iinkampani ezininzi ze-inshorensi ziqala ukunikezela ngokunciphisa ama-deductibles. Iimveliso zorhwebo azipheli, kwaye ngokwenene ayinikeli ulwazi oluninzi. Inyiyo emva kokunciphisa i-deductibles kukuba ngumvuzo wabaqhubi abalungileyo. Ukuba unyaka wengozi-mali, i-deductible yakho iya kunciphisa i-$ 50- $ 100. Makhe sibone ngokufutshane malunga nale nkonzo yomshuwalense eyongezelelweyo ukuze sibone ukuba kuyimfuneko kumnini wemoto engumndilili.

Ingaba isebenza kanjani

Izinzuzo

Ukuchitha iiDeductibles akupheli

Iintengiso ze-Allstate kunye neSizwe lonke zivakalisa iindleko zokulahleka ezidityanisiweyo; Nangona kunjalo, abahluleki ukukhankanya kufuneka ucele i-coverage kwaye uhlawule imali ukuze uyifumane. Ndimele ndivume ukuba izipapasho zikhohlisa. Ukuba ubiza i-quote evela kwi-Allstate okanye kwilizwe lonke ungacinga ngezibhengezo ezithi zifakwe ngokuzenzekelayo kuzo zonke iinkqubo zazo.

Hayi, uxolisa ukugqithisa ibhola lakho, kodwa kufuneka ucele kwaye uhlawule ngakumbi ukuze ufumane.

Iindleko ziyahlukahluka ngokubhekiselele kwizithuthi ezininzi eziziphetheyo. Kodwa ukuba unike umzekelo, masithi nje bekuya kuba yi-$ 5 ngaphezulu kwinyanga yokuchitha inkunkuma. Kwii-5 ngeenyanga, kwiinyanga ezili-12, uhlawule imali engama-60 engama-100 eyi-100 yekhredithi ukuba unako okanye ungayisebenzisi.

Ndicinga ukuba ungcono ekukhusuleni imali yakho ukuze uzuzwe ngokwakho. Ukulondoloza idola engama-60 ngonyaka kungenakho ibango lokwenza ifayile yile mveliso engcono. Abantu baqulunqwa ngcamango yeefowuni zenyanga eziphantsi kunye nokuhlawula isamba esikhulu semali. Ukugcina imali yikhono omele usebenze rhoqo. Ukuba ulwela ukugcina iqanda leenyoni, olu khetho lunokuba lunengqiqo. Khumbula nje, akusiyo i-perk yamahhala.

Ukuthenga i-Intshurensi yemoto

Xa lixesha lokuthenga i-inshuwalense yemoto, qhubeka uchithe ukuxhoma kwiingxowa-mali. Kukhethwa ngumntu ukuba uthanda ukuhamba nayo. Kodwa awufuni ukuthelekisa enye inkampani enganikezeli ngokubhengezwa ngexabiso. Hlola intlawulo ngokukhawulelana okufanayo kwi-nganye uze udibanise ekukhutshweni kwexabiso xa kufumaneka.

Uncedo olungakumbi ngeDeductibles

Iideductibles zidideka. Ingaba ziphela okanye ayikho imibuzo engapheliyo.

Yazi i-inshurensi yemoto ehluthayo ingcono.