Indlela Elinganisa Ngayo Kwiiqela Ezininzi
Inkampani yomshuwalense we-Allstate inikeza imigca yemveliso kwi-inshurensi yomshuwalense ukusuka kwi-inshurensi yasekhaya, inshuwalense yemoto, inshuwalense yezempilo kunye neminye imizila yemveliso
Uzinzile kwaye unokwethenjelwa yi-Allstate yinshurensi?
Ngokusekelwe kwimbali yabo ende, u-Allstate unako ukuguqulwa kunye neemfuno zomthengi wanamhlanje kwaye unikele ngemveliso ukuhlangabezana neemfuno zanamhlanje. Ngezantsi siza kubandakanya imiba emininzi apho yonke i-Allstate ihlaziywa ukuzinza kwemali kunye namandla kunye nokwaneliseka kwabathengi kwiindawo ezifana neemangalo kunye nomnikelo wemveliso. Skrolela phantsi ukujonga ukulinganisa kunye nokuphononongwa onomdla kakhulu ekufundeni malunga ne-Allstate.
Ukulinganisa i-Allstate kwi-Surveys eyahlukeneyo: Izilinganiso ezisekelwe kubathengi
Nangona iinkampani ze-inshorensi zenza inkonzo yangaphakathi yabathengi zangaphakathi kunye nokuhlolwa kwongqinisiso lwamabango, kubonakala ukuba abathengi banako ukuthumela izibuyekezo zabo ezizimeleyo kwiiwebhusayithi ezahlukeneyo okanye kwiGoogle nakwiinkampani zendawo.
Ezi mphononongo kufuneka zichazwe xa zikhangele ukhetho lwe-inshorensi. Kwakhona kunceda ukujonga izifundo ezizimeleyo ezithatha isicacisi sezinto ezifunyenwe ngokubanzi ziinkampani zomshuwalense kwiindawo ezahlukeneyo. Omnye umzekelo wokufunda ngokuzimeleyo uluhlu lweengxelo kunye nokulinganiswa ngu-JD Power.
Ngezantsi ziyi-JD Power for Allstate xa kuthelekiswa namanye amabharensi kwizifundo ezine ezilandelayo. Izilinganiso ezisetyenziswe kwiJD Power Circle Scoring Legend zi:
- NGAPHAKATHI KWEZIHLOKO
- KUKHULU KUNYE
- NGEZIKHONO
- ZONKE
Isilinganiselo soBonke kwiNqwelo-mali ye- Car Insurance Ukuneliseka ngokupheleleyo
- Isiqhelo soKwaneliseka ngokubanzi: ISIGABA ESIFUNDWAYO
- Isaziso sokuQala sokuQala kweSilawuli sokulahleka: NGEZIKHONO
- Isilinganiselo soNxibelelwano lweeNkonzo zonke: NGEZIKHONO
- Isilinganiselo sovavanyo lwe-Allstate
- Inkqubo yoLungiso loLungiso lwe-Allstate: NGEZIKHONO
- I-Allstate Car Rental Experience Rating: EZIQONDILE KUNYE
- Isalathiso sokuHlaliswa kweeNkcazo zokuBala: NGEZIKHONO
Iziphumo ezipheleleyo zilungileyo, zibeka uphawu olungcono kuninzi kwiindidi eziphambili kunye nomyinge.
Ukuphononongwa kwe-Allstate Rating yeeNkcazo ze-inshurensi yePropati
Kwisifundo esifanayo nguJD Power, i-US Property Insurance Claim Study (2016), u-Allstate ufumene "NGEZIKHONO" kwiimali zomshuwalense yepropati kuzo zonke izilinganiso. Ezi ndawo zilandelayo zilinganisiwe ekuhlaziyweni:
- Ukwaneliseka kwabathengi bonke
- Ukulahlekelwa kokuqala kweSaziso
- Ukusebenzisana Kweenkonzo
- Inkqubo yokulinganisa
- Inkqubo yokulungisa
- Kuhlala
Abathengi banamathemba aphezulu kwibango, kwaye ngokunjalo. I- inshurensi yepropati yepropati ingaba yintonga ye-inshorensi ukuba ingalawulwa kakuhle kwaye idale uxinzelelo olunzulu kumthengi.
Iingxelo zomshuwalense yasekhaya zinokungaphumeleli kokulindela kumanqanaba athile, ngokukodwa xa umntu engayifumana i- inshorensi engcono kakhulu yokufumana i- inshurensi . Ukuphila nge-inshuwalense yepropati yinkcitho kunzima, ngoko-Allstate ukuba afumane ukulinganiswa okulinganayo kulolu cwaningo kwaye ahlaziywe malunga nomyinge ngokwenene ungumqondiso ohloniphekileyo wokufumana umsebenzi. Ukuba inani elininzi labantu kwiingqungquthela zaphoxeka okanye zingonwabanga inkonzo zentlawulo okanye zifunyanwe zilahlekile iziganeko kunye nokuvunyelwa okanye zixhaswe, mhlawumbi ziya kuboniswa kwiziphumo. Ngokubanzi ukuhlaziywa konke okusekelwe kule data kubonakala kukuhle.
I-Allstate Isumer Overall Rating - Iingxelo zabathengi kwi-Intengiso ye-inshurensi
Kule nkcazo jikelele yabathengi abathengwa nge-inshurensi, u-Allstate unikeza ithuba lokuthenga i-standard, njengoko kuboniswe kwi-JD
Isifundo soThengwa lweNtshurensi yamandla (2016). Kuyaphawuleka ukuba amava ambalwa kulezi zigaba iholwa ngummeli wendawo, ngoko ukulinganiswa kuya kusekelwe kumava ngamnye kummandla. Nangona kuyathakazelisa ukubona indlela i-Allstate efanisa ngayo nakwezinye iinkampani, ndicinga ukuba impendulo yolu hlobo lokuhlaziywa kufuneka ixhomekeke ekuhambeni kokungqinelana kwiimarike, kwaye ndiza kulungelelanisa oku kuhambisane nokuhlolwa kwe-agent yakho yangingqi kwezinye iindawo zokuhlaziywa ezifana ne-Google ezingachaza iziphumo kwi-arhente yangempela onokuyenza nayo.
- I-Allstate jikelele yokuThengwa kweeNkcazo Ixabiso: I-REEST
- I-Allstate Policy Offerings Ukulinganisa: NGEZIKHONO
- I-Allstate Intengo yokunikezelwa kwexabiso: ISIHLOKO
- Isalathisi se-Agent Local: ISIGABA
- I-Allstate yeZiko leeNkxaso zoLuntu: ISIHLOKO
- I-Allstate Inkampani ye-Intanethi I-Intanethi: INGXELO
Unokukhangela iphepha ezimbini kweli nqaku ukuze ufunde ukuhlaziywa kwe-Allstate yomshuwalense.
Ixabiso leeMfuno zeeNkcazo zeeNkonzo kunye noHlabathi lwe-Allstate
Kwiingxelo ezihlukeneyo kunye nokulinganisa, u-Allstate akazange alwe naliphi na ama-JD Power's rewards. Nangona kunjalo, xa sibona izilinganiso zamabango, ngokuqinisekileyo zibeka phezulu kunamava abo. Kwezinye iimeko, i-inshurensi yenkampani ye-inshorensi ayikwazi ukuba yinto enqabileyo, kodwa ndizakubeka ubunzima obuninzi kumxhasi kumanyathelo okulungisa kunye nokusingatha ukususela ekubeni yilapho inkampani yomshuwalense inokukwazi ukuhambisa inkonzo yayo ephezulu. Ukuba uvuyiswa ngamava okuthenga, kodwa udideke kakhulu kwibango, ixabiso alikho apho. Ukulinganisa konke kwi-JD Power zengxelo ezimalunga neemfuno zamangqangi ziphakathi, kwaye azizange zibonise nayiphi na imiba engundoqo enxulumene nalabo baphando. Oku kuphawulekayo. Ukuba unokuhamba ukusuka kwibango ukucinga izinto kuhamba kakuhle kwaye ufumene oko wathenjiswayo xa uthenge umgaqo-nkqubo wakho womshuwalense, kuhle kakhulu.
Ukuphononongwa kohlobo lwe-Intshurensi yonke i-Offers ne-Customer Service Capability
I-Allstate inikeza uluhlu olubanzi lweemveliso ezibavumela ukuba bakhonze ngokupheleleyo abathengi babo kwiinkalo ezahlukeneyo ze-inshorensi. Oku kunikeza ithuba lokwakha ubudlelwane obuqilileyo kunye nama-Allstate Agents, kunye nethuba elifanelekileyo kumniki-inshurensi we-one stop stop. Uluhlu olubanzi lweemveliso lunikeza inzuzo kubasebenzisi ngaphezu kwezinye iinkampani zomshuwalense ezinokufumaneka kwemveliso engaphantsi. Funda kabanzi malunga nale nxalenye yecandelo: "Ngendlela enokuyenza ngayo yonke inkonzo yabo abathengi?".
I-Allstate Insurance Distribution Model Model
I-Allstate inikeza ithuba elifanelekileyo kumthengi ukufumana iingcebiso ze-inshorensi efanelekileyo kwindawo kunye neengcali ze-arhente yendawo ngenxa yokuba inethiwekhi yabo yokunikezela kunye nokuthengiswa kwe-inshurensi nenkonzo kusekelwe kwi-inshorensi yendawo yomshuwalense. Nangona ukusebenzisana ne-arhente kunokunika iingxaki kwezinye iimeko, i-Allstate iye yaphumelela ekukhonzeni abathengi ngaphezu kweminyaka engama-85 mhlawumbi ngenxa yeminikelo enkonzo enkulu kunye nokukwazi ukulungelelanisa neemfuno zabasebenzisi bomshuwalense ngokuhamba kwesikhathi.
Ngenxa yokuba i-Allstate ixhomekeke kwi-arhente kwinqanaba lendawo, impumelelo yesithili kwinkonzo ikhokelwa yi-ejenti ojongene nayo, kulungile ukuphanda udumo kunye nenkqubela yenkampani yakho yomshuwalense kwindawo yakho, umzekelo, kwiingxelo ezifana nale enye, apho ubona ukungafani okukhulu kwintlupheko yokukhetha umthengi kwi- inshurensi yemoto . ekubeni inkonzo inokuxhomekeke kwimisebenzi yesithili. Inkampani yenkampani yinshurensi inikeza izikhokelo, ukubhala phantsi, kunye neminikelo yemveliso, kodwa i-agent yakho isoloko inendima yokudlala ngendlela umthengi abona ngayo inkonzo.
Iingqinisiso ze-Allstate yomshuwalense kwiiNtsholongwane zeInnsurance
Ukulinganiswa kwamandla onke emali kumandla kwaye kuzinzile kuzo zonke izahlulo.
Ukuqonda iziPhene zeMali zokuHlola ukuHlola iNqaku eliPhezulu lonke
Iimali zokulinganisa Amandla akhombisa ukukhangela kwemali yenkampani ye-inshorensi ukunikela kwizinga lemali okanye amandla abo okuhlangabezana nezibophelelo zezimali. Ngalansi ixabiso lika-Allstate kumacandelo abo kunye nabanikezeli bamanani abahlukeneyo bemali. Njengoko uyakubona, i-Allstate ibambelela ngamandla emali kwiimarike ze-inshurensi kunye nokukwazi. Ukulinganiswa kwamandla kwezezimali ze-Allstate akuyi kudideka njengengcaciso malunga namava enkqubo yamabango kodwa kubonisa ukuba inkampani inamandla okwaneleyo ukuxhasa ingozi yemali kwi-inshurensi ayithathileyo. Kule nqanaba, izilinganiso ze-Allstate zibonisa ukuba zisesikweni esinamandla kakhulu ukuhlawula kumabango kwaye uncediswe ngemali ukwenza njalo kwiimeko eziqhelekileyo. Ukulinganiswa kwamandla onke kwi-Allstate kuthethwa ukuba kusetyenziswe njengendlela yokubonisa amandla abo okunikezela ngemali kwaye ibonakalise ukuba bangenye yeenkampani ezinkulu ze-inshorensi njengoko kuchaziwe kwicandelo elingentla apha: "Yeka indlela esomeleleyo ngayo yonke i-Allstate". Oku kubonakalisa ukulawulwa kwemali kwenkampani kwaye yinto enye kuphela, ebaluleke kakhulu kunoma iyiphi nayiphi na inkampani yeenkonzo zezimali.
Izilinganiso zeMali zeMali zonke
I-inshurensi engcono kakhulu + (okwesibini ephezulu kwiindidi ezili-16)
I-S & P ye-Global Ratings (yangaphambili i-Standard & Poors) I-AA- (yesine ephezulu kwiindidi ezingama-22)
Inkonzo ye-Moody's Investors Service Aa3 (yekota yesine ephezulu)
I-Allstate Ubomi beeNtshumo zeMali zeMali
I-inshurensi engcono kakhulu + (okwesibini ephezulu kwiindidi ezili-16)
I-S & P ye-Global Ratings A + (yeyona ntlanu yezona zigaba ezili-22)
Inkonzo ye-Moody Investors Service A1 (iinqununu eziphezulu ezi-21 eziphezulu)
I-Allstate Assurance Inkampani Inkcitho yeeMali
I-inshurensi engcono kakhulu + (okwesibini ephezulu kwiindidi ezili-16)
I-S & P ye-Global Ratings Ngokwewebhusayithi ye-Allstate: n / a
Inkonzo ye-Moody Investors Service A1 (iinqununu eziphezulu ezi-21 eziphezulu)
Iimali zokulinganiswa kwamandla ziyimpawu ebalulekileyo yokuqonda ukuba inkampani ye-inshorensi ingenza kakuhle kumabango, kwaye ihlawule ilahleko ezinkulu. Oku kubaluleke ngokukodwa xa kwenzeka ilahleko ezilahlekileyo apho iindawo ezinkulu zichaphazelekayo kwaye amabango amaninzi afakwa ngokukhawuleza.
I-Allstate Slogan kunye nokuHlola
Igama elithi Allstate liyaziwa kakhulu eMelika, isiqhelo sabo siphumelele kakhulu "Uhlala kwiindawo ezilungileyo". esi sikhulu sinokubonakala ngokulula ngabantu abaninzi baseMerika okwenza kube yimpumelelo kakhulu. I-Allstate ithembele kakhulu kwiintengiso ngeentengiso zeTV kunye kunye nenkxaso.
Izikhalazo Zonke Ngexesha - Iingxelo kunye neMidiya
Njengawe nayiphi na inkampani yomshuwalense, u-Allstate uye waba nesabelo sayo sezikhalazo eziye zafumana ingqalelo kwimidiya.
U-Allstate uye waba nezikhalazo zamakhasimende ezidlulileyo zokunikela "i-premium ephantsi, ekhangayo" ukufumana abathengi abatsha ukutshintshela ku-Allstate. Oku kuyinto eqhelekileyo kunye nabaninzi baso-inshurensi, ngoko nangona kubonakala kungenakulungele ukwandisa iipresom emva kokuba inkampani yinshurensi ithole umthengi omtsha, izaphulelo zoshishino ezintsha okanye iinkqubo zokukhuthaza ukufumana abathengi abatsha akuyona nto into ekumele ibenokuyicinga ukuba iyingozi xa isetyenziselwa isizathu .
Izikhalazo ezibhekiselele ku-Allstate azizange zithintele ukuba khona kwenkampani kwaye i-Allstate isalokhu ikhethekileyo yintengiso yomshuwalense ngenxa yobuninzi babo beminikelo kunye neenkqubo ezikhethekileyo ezifana " nokuxolelwa kwengozi ."
Ukuhlaziywa koBugcino boBugcisa boBugcisa beNkcazo kunye neNkonzo yabathengi
I-Allstate ibonisa nokuzibophezela kwabo ekusebenzeni abathengi babo ngokunikela ngewebhusayithi epheleleyo ebonelela abathengi banako ukwenza izinto ezininzi kwi-intanethi, kwaye kubaluleke kakhulu ukukwazi ukulawula izimangalo zabo ze- inshurensi kunye nokuhlawula.
Ngaba yonke inkampani efanelekileyo?
Iindawo zonke zigxininise uxanduva lwezentlalo kwaye lusebenza ekubuyiseni kuluntu. Ngokutsho kwewebhusayithi yabo yonke i-Allstate, Ngo-2014, i-Allstate Foundation yanikezela i-12,524,420 i-dollar kwiingeniso-nzuzo kulo lonke ilizwe. Baye batyala imali kwi-teknoloji ukunceda abathengi babo kwaye banike ixabiso elongezelelweyo kwiintsapho kunye nabaxumi, njengenkqubo abayiphuhlileyo ukukunceda abaqhubi abasha. I-Allstate iphinde ixhase iziganeko ezinjengo-WE DAY, ukuqhuba utshintsho nokukhuthaza ulutsha.
I-Allstate inikeza amathuba okudibanisa nabathengi kwiintanethi zentlalo
Ukuhlaziywa kobukho beentlalo kubonakalisa ukubandakanya okusebenzayo kunye nokufikelela. U-Allstate wenze imizamo yokudibanisa nabathengi kunye nokubonelela ngolwazi kuwo onke amaqonga asekuhlaleni, kuquka:
- Youtube
Kuphi indawo efanelekileyo yokuthenga i-inshurensi ye-Allstate?
- I-Allstate inikeza iindidi ezahlukeneyo ze-inshurensi yomntu kunye neyona nto eyaziwayo yi-auto, ikhaya, kunye ne- inshorensi yobomi .
- Ininshurensi evela ku-Allstate inokuthengwa yi-Agent yomshuwalense ye-Allstate okanye kwi-intanethi.
- Bonke abathengi be-Allstate banokufikelela kwiwebhusayithi egcweleyo apho bangenza iintlawulo kwaye baxele amabango anokuba luncedo olukhulu
Ngaba unesandla esilungileyo kunye no-Allstate?
Ngokubanzi, i-Allstate inikeza uluhlu oluninzi lweemveliso. Amava abo ase-inshurensi anokungafani kwaye axhomekeke kumandla kunye nezakhono zenkonzo zamagosa asekuhlaleni kunye neqela leempendulo zempendulo, kodwa inkampani ngokwayo inamandla ngokwezimali njengoko sihlaziywe ngamandla okulinganisa imali. I-Allstate iye yajikeleza ngeendlela ezininzi kwaye ibone isabelo esikhulu samabango. I-Allstate iguqukile kunye neemfuno zabathengi ukuba banikeze imigca yemveliso ekhulayo kunye nokubonelela ngamava eenkonzo zamakhasimende ezedijithali. I-Allstate ibandakanyeka kuluntu. Ngokubanzi, i-Allstate yinkampani eneshurensi elungileyo kwaye elomeleleyo. Nayiphi na inkampani yomshuwalense iya kuba namava amanzima kodwa isekelwe kumyinge, i-Allstate yenza kakuhle kwaye ibonisa ukuba xa uthetha ngokusesikweni kwaye uthenge umkhiqizo ofanelekileyo kwiimfuno zakho, ukuba banako ukunikezela ibango kwaye banikele amava anelisayo.
Ukuhlaziywa kweMveliso yonke kunye neGunya lokuThengiswa kwabathengi ngeNkonzo ngokupheleleyo
Inxalenye ebalulekileyo yokunikezelwa kwabaklayenti yikhono lenkampani lokuphendula kwiinkalo ezahlukeneyo zabathengi. Uluhlu olubanzi lweemveliso zomshuwalense yomntu ngamnye Unikezelo lwee-Allstate lunikeza ithuba ukuba i-agentise isebenze ngokugcwele iinkonzo zabashuwalense.
Ukuhlaziywa kwe-Allstate: IiNzuzo zoMnikelo oMkhulu weMveliso
Izixhobo ezahlukeneyo ze-Allstate kunye neminikelo enokuba yinzuzo ekuthengiseni iimveliso zomshuwalense ukufumana izaphulelo, kunye nokudala ithuba lokukwakha ubudlelwane obuqinileyo ne-agent oya kuqonda umfanekiso opheleleyo weimfuno zakho ze-inshorensi kwaye ngubani omele alwe nawe xa kwenzeka ibango okanye imeko enzima. Ukongeza, i-Allstate inikezela ngeendawo ezahlukeneyo ze-inshurensi kunye nabagibeli.
- Insurance Insurance
- Uncedo lweNdlela
- Intshurensi yasekhaya
- Abanini bemali yomshuwalense
- Condo Insurance
- Inqwelo-mshoni
- Iinshurensi Yabashishini
- Insurance Insurance
- Motorhome Insurance
- Inqwelo-mali ye-Snowmobile
- I-ATV Insurance
- Iinshurensi Yabashishini
- I-Pet Insurance
- Yomshuwalense
- Umqeshi weNgxowa-mali
- Umhlalaphantsi kunye noTyalo-mali
- I-inshurensi yonyango kunye nempilo
- Inshorensi yobomi
Ukuhlaziywa kweeNtsholongwane zikaNtsholongwane
I-Allstate inshurensi isebenzayo ngokusebenzisa ama-agent abathunjiweyo, ngoko ke abasesikweni sokunikezela nayiphi na imveliso ngaphandle komgca womkhiqizo we-Allstate. Oku kuthetha ukuba ukuba ezinye iinkampani zomshuwalense zinokukukhonza kangcono, i-Agent Allstate ayikho nasiphi na isithuba sokunikela ezinye iindlela. I-Agent Allstate inqatshelwe kumgca woMkhiqizo we-Allstate. Umthengisi we-inshurensi unokunikezela ngenzuzo kumaziko athenjwa ngokubanzi ngenxa yokuba afumaneke kwimveliso ye-inshorensi emininzi kwaye akakwazi ukukhangela iimveliso zodwa kunye neenkampani ezahlukeneyo kodwa abuye awele amanani okujonga. Oku kuthethiwa, ama-Agent Allstate afumaneke kwiinkalo ezahlukeneyo zeemveliso kwaye ngenxa yobukho bazo kunye nokugxila kumthengi, banokunikela uluhlu oluhle lweemveliso kunye neengcebiso ngaphakathi kwenkampani.