Ingumcimbi wexesha ade umntwana wakho abuyele nawe, esebenze ngokugcwele, ukhuselekileyo kwaye ephilileyo, ulungele ukushayela indlela evulekile.
Emva koko ufumana ifowuni. Ingummeli wakho womshuwalense wemoto kwaye uneendaba ezimbi. Umnikezeli wakho we-inshorensi uye waqinisekisa ukuba imoto yakho "ilahleko elipheleleyo" kwaye isendleleni eya kwi-hep junk. Uphazamiseke, kwaye emva kwengqondo yakho, uyazi ukuba ngandlela-thile, kufuneka kubekho indlela yokuqinisekisa ukuba uhambo lwakho oluxabisekileyo luya kubuya kuwe.
Kuphela ukucinga, kunene? Akunjalo. Kukhona ithuba elihle kakhulu lokuba unako ukuyeka iloli ye-tow ngaphambi kokuba uhlasele ididi yelvage kwaye uzise imoto yakho ekhaya. Ngoko, ukuba uyazibuza ukuba unako ukugcina ilahleko yakho yelahleko imoto , impendulo mhlawumbi ngu "ewe". Umbuzo omkhulu ukuzibuza, nangona kunjalo, ngaba: Ngaba ndifuna ngokwenene?
Kuthetha ukuthini "ukulahlekelwa ngokupheleleyo"?
Kukho isizathu sokuba ummeli wakho we-inshorensi ecinga ukuba uya kulungeleka ukuthumela kwakho ukuphazamisa imoto kwi-junkyard-isizathu sokuba abanikezeli bee-inshorensi bayabhalela imoto njengelahleko elipheleleyo kuba ayikufanelekanga imali eya kuthatha ukuyilungisa.
Iinkcazo ezicacileyo ziyakwazi ukuhluka ukusuka kummandla ukuya kwilizwe kunye nakwimishurensi kwi-insurer, kodwa ngokuqhelekileyo, isithuthi "ilahleko elipheleleyo" xa iindleko zokulungisa zikhulu kunexabiso layo lemali ngexesha leengozi. Ukongezelela, ukuba umgcini-mali wakho unquma ukuba umonakalo kwimoto yakho inkulu kangangokuthi ayikwazi ukulungiswa ngokukhuselekileyo, kuya kuthathwa njengelahleko epheleleyo , iindleko ezingekho eceleni - ukuba kunjalo, kufuneka uchithe ilahleko zakho kunye nexabiso lokubonga tshekisha inkampani yakho yomshuwalense ikuthumela.
Kwiinkoliso ezininzi, xa umgcini wakho womshuwalense ethatha isigqibo sokubhala isithuthi sakho njengelahleko elipheleleyo, isihloko salo "sichazwa" njenge-salvage kwaye, ngokuqinisekileyo, yinto enhle kakhulu. Umphathiswa wakho uya kugqiba ixabiso lenkokhelo yemali yakho (ekuqwalaseleni ukwenziwa kwayo kunye nomzekelo, i-mileage, imeko, kunye neenketho) kwaye usike isheke. Emva koko baya kwithengisa isithuthi sokuxabisa kwayo.
Izizathu Ongazifuna Ukugcina Ilahleko Yakho Yonke
Kukho izizathu ezininzi zokuba ungathanda ukugcina isithuthi emva kokuba ubizwa ngelahleko epheleleyo. Mhlawumbi unqwenela ukuzithengisa ngokwakho kwiindawo zokuzigcina. Okanye udale ucezu lwe-kinetic. Isizathu esona sizathu kukuba, ukholelwa ukuba sinokulungiswa kwaye sibuyiselwe kwindawo ekhuselekile. Kwaye unokuba ulungile. Kodwa kukho imigaqo emininzi omele uyiqwalasele ngokungakumbi xa wenza isigqibo sakho.
Hlola iindleko zoKhusela
Kufuneka uqaphelisise isithuthi ukujonga ukuba ziza kuhlawulwa kangakanani. Ukuba awuyena umatshini wobuchwepheshe, qi ni sekise ukuba ufumane umbono. Iphutha ekuqikeleleni ukulungiswa kwakho kungabulala - ngokwezemali, oko kukuthi.
Ngaba uya kukwazi ukuphinda uhlole i-DMV?
Cinga ngobunzima obunokujamelana nayo ekufumaneni i-DMV ukuba ivume ukulungiswa kunye nokutshintsha kwakhona isihloko esithi "kwakhiwe kabusha".
Kuya kufuneka ufumane isithuthi sakho esilungisiweyo, kwaye xa bengasayiniswanga, awuyi kukwazi ukuqhuba imoto yakho kwiindlela zomphakathi.
I-inshurensi ye-inshurensi
Unokuba neengxaki zokufumana umthengisi ozimisele ukuqinisekisa ukuba isithuthi sakho silungisiwe - kwaye ngokuqinisekileyo uya kufumana ukuba akunakwenzeka ukufumana i-insurer ekulungele ukuqinisekisa isithuthi sakho ngaphambi kokulungiswa. Iinkampani ze-inshurensi ziyanqika ukubhala umgaqo-nkqubo emotweni xa ushicilelwe isithuthi se-salvage.
Ngaba unako ukugcina ilahleko lakho lonke ukuzithengisa?
Ukuvuselela kabusha i-salvage kwakhona kungakhohlisa. Kwaye ukuba unako ukuthengisa, ungalindeli ukufumana imali eninzi kuyo.
Ukuba Unomdlalo ...
Ukuba awukwazi ukunyamekela ukuba uyingxenye yalo, kwaye urhulumente wakho akawuthinteli (abanye bayakwenza), kufuneka ube nako ukulungiselela ilungiselelo lakho kunye ne-insurer yakho ukuze ugcine ukuphahlazeka kwakho.
Umphathiswa wakho uya kugqiba inkokhelo kwingxelo yakho yengozi ngendlela efana ngayo ukuba ungayigcinanga imoto yakho, ngaphandle kokuba imali yokuhlawulela iya kuyancipha ngexabiso lentengiso.
Musa ukulibala imali yakho
Ngaphambi kokuba uvuyiswe kakhulu ngokuzisa umntwana wakho ekhaya, qiniseka ukuba unayo. Khumbula ukuba ukuba isithuthi sifikiweyo okanye siqeshwe, akunakunakho ukugcina-enye inqaku le-bill (ngokuqhelekileyo isikhungo sezemali) iya kuba neyokugqibela yokuthetha.