Ukucaciswa ngokukhawuleza kweShedyuli I-Limings Bond Purchase Limits
I-Series Series I-Old Series I-Savings Bond Yonyaka yokuThengwa kokuThengwa
Ngaphambi kokunyuka kokubanjiswa kwee-bhujithali (iphepha loLondolozo lwamabhondi alondolozo alusayi kunikwa njengoko ihlabathi liye lafudukela kwisitoreji sekhompyutheni yekhompyutha), iSebe leNondyebo lenze izinto ezinzima ngokucacileyo ngokubeka iChungechunge I- saving savings bond bond limits based on the way you uthenge iibhondi zakho. Ngaloo mihla, wavunyelwa ukuthenga ukuya kuma-10 000 kwi-Series I yokubophelela iibhondi, kodwa akukho ngaphaya kwama-5,000 ayi-$ ingaba ngohlobo lweebhanki zamaphepha kunye ne-5,000 kwiibhondi ze-digital ezibhalisiweyo kwi-website ye-TreasuryDirect. Oku kwenza ukugcinwa kwimiqulu yamaphepha akho kwintlekele. Ndiyabulela ukulunga, akusekho.
Iingqungquthela ezintsha ze-Series I I-Savings Bond yonyaka yokuthenga
Ekubeni umgaqo-nkqubo wangoku uqala ukusebenza ngoJanuwari 1, 2012, abatyali-mali banokuyithandayo umda wonyaka we-R10 000 kwi-Series I I-bonds yokuthengwa kwempahla, konke okufuneka ibhaliswe ngekhompyutha nge-Treasury Direct.
Qaphela ukuba lo luhlu lwama-$ 10,000 I-bond yokonga imali yonyaka yokuthenga yongeziweyo kwongezwa kwi-E000 ye-EE yokugcina imali ye-EE yokugcina umyinge wonyaka wokuthenga. Ngamanye amagama, unako ukuxhamla kokubili, ubeke i-20,000 yee-20,000 kwiintlobo ezimbini zokubophelela.
Ukufumana Iingqungquthela zeeNgqungquthela Iimali zokuThengwa kweeNyaka zokuThengwa kweBond
Enye ingxaki kwinkqubo yoxanduva lokugcina imali kunzima ukuba iintsapho eziphezulu zengeniso zityhale ipesenteji enkulu yomvuzo wabo kwiimali zokugcina imali ngenxa yemida yokuthenga yonyaka.
Ukuba utshatile kwaye unabantwana, wena kunye neqabane lakho nonke nilungele ukuthenga izibophelelo, kukunika amandla okutyalomali ukuya kuma-20,000 e-$ kwi-Series Series I-bonds yokugcina (okanye i-$ 40,000 ngokupheleleyo xa ukhetha ukubeka i-$ 20,000 Izibophelelo ze-EE zoLondolozo). Le miqathango iphinde iwele phantsi kwe-exemption tax exemption , ngoko ke wena kunye nomlingane wakho ungathengisa i-$ 10,000 nganye yexabiso leChungechunge I-bonds yolondolozo kubo bonke abantwana bakho, ngokugqithiseleyo imali engama-20,000 kwi-20 000 ngaphandle kwemiphumo yerhafu minyaka yonke. Oku kuvumela iindwendwe eziphezulu ukufumana imali eninzi kwi-Series I i-bonds yokugcina ngaphandle kokushaya imida yokuthenga yonyaka.
Ukubanjwa? Uchungechunge Iibhondi zokugcina ezizithengayo kubantwana kwi-akhawunti yokugcinwa kweNgcaciso ye-Nondyebo zikho izipho ezingenakuguquka. Awukwazi ukuyithatha imali nangona uyayisebenzisa kwizinto ocinga ukuba zilungele. Ukuba ukwenza, unokuphelela entolongweni okanye ujongene nomthetho-mthetho, oya kulahlekelwa ngumntu xa umntwana wakho enquma ukukumangalela ukubuyisela, nangona uchithe imali kwiindleko zabo zonyango !
Ukusebenzisa iiAkhawunti zeeNkcazo ekunyuseni iChungechunge Iimali eziPhezulu zokuThengwa
Enye inqubo yokwandisa imida yokuthenga kwi-Series I iimbophelelo zokulondoloza ukuvula ii-akhawunti ze-TreasuryDirect egameni lakho ishishini lentsapho, ubambiswano, inkampani ejongene nemfanelo, okanye elinye iqumrhu elifanelekileyo.
Njengoko ufunde kwiChungechunge Iimali zeeMali zokuLondoloza iimfuno ezifanelekileyo, ezi ntlobo zee-akhawunti ziye zavunyelwa ukususela ngo-Apreli 2009. Oko kuthetha ukuba ungathenga i-Series I-savings yakho, lakho iqabane kunye nabantwana bakho, kwaye emva koko ujike kwaye uthenge ngaphezulu ngokusebenzisa inkampani eyayilawulwa yinkampani okanye ubambiswano. Ewe, imigaqo ihlala ihamba kwaye kufuneka uhlolisise ingcali yerhafu efanelekileyo onokumthembayo nentembelo.
Okunye malunga neChungechunge I-Savings Bond
Unokufunda isiKhokelo sethu sokuTyala imali kwiiNkcazo zeMali zoLondolozo . Oku kuya kukuhamba ngeetoni zeenkcukacha malunga nokugcinwa kweekhonkco, ngokukodwa uchungechunge lwam ubophelelo olulondolozo, kubandakanywa nendlela ongayongeza ngayo kwipotfoliyo yakho, imida yokuthenga yonyaka, iimfuno zobunikazi, iintlawulo zerhafu, kunye nokunye okuninzi.