Iinkonzo kunye neNgcaliso yoLwazi
Yintoni Ukujonga kwiCash?
Ikhefu ehlawulwa kwikheshi inegama elithi "Cash" kumgca apho ubhalela khona igama lakho . Ngenxa yokuba isheke asihlawulwa kumntu othile okanye intlangano, nabani na onayo iteksi banako imali okanye bafake isheke.
Uninzi luhlola luhlawulwa kumntu. Ingxenye yenkqubo yokubhalwa isheke ibeka uluhlu obani kufuneka bafumane iimali. Le nyathelo yenza uhlolo luphephe ngaphezu kwekheshi kuba kuphela umntu oqeshwe ngegama ovumelekileyo ukuba afake okanye aphathe isheke (nangona ingasayinwa komnye umntu, esiza kuxubusha ngezantsi). Isheke ehlawulelwe "uMthengisi" usebenza ngendlela efanayo: nabani na othwele (okanye "ukuthwala") loxwebhu unokuyifaka.
Ukubhalela olu hlobo lokutshekisha, bhala nje "iCash" endaweni yokubiza igama.
Nje ngeCash
Ikhishekhi ehlawulwa ngemali (ngaphezulu okanye ngaphantsi) njengemali - nabani na onokuyisebenzisa. Ukuba isheke ilahleka, umntu owufumanayo unokuyihlawula okanye ayifake ngaphandle kokuba uyeke ukuhlawulwa kwisheke kuqala. Ngokufanayo, ummkeli unako ukunika iteksi kumnye umntu.
Kutheni Ubhala Ingqalelo kwiCash?
Umvuzo ongaziwayo: Ukubhalwa isheke ehlawulwa kwikheshi kuyisisombululo esilula ukuba awukwazi ukuba ngubani omele enze itekethi ehlawulwayo. Umzekelo, unokwazi ukuba kufuneka ubhale isheke somlinganiselo othile kodwa awuqinisekanga ngegama elifanelekileyo lomthengisi .
Ungabhala isheke, uyifake esikhwameni sakho, kwaye ushiye i-checkbook yakho ekhaya.
Ukuzihlawula: ungasebenzisa kwakhona "imali" ukuba ufuna ukubhala isheke uze ufumane imali. Kodwa mhlawumbi kulula ukurhoxisa imali kwi-ATM (awuyi kukhangela isheke, kwaye akudingeki ulinde umxeleli).
Kutheni ungakhokheli kwiCash?
Ibungozi engozini: iireki ezihlawulwa ngemali ngokuqhelekileyo yinto engalunganga kuba ungenayo nayiphi na indlela yokulawula ngubani obeka okanye ochopha isheke. Ukuba ilahleka okanye ibiwe, wena kunye neebhanki yakho kuya kufuneka ugcine iso lokukhwabanisa. Ukuba awukwazi ukuwufumana ngexesha, kuya kufuneka uvelise isenzo somthetho malunga nabani na abafaka isheke ukuze bafumane imali yakho. Ngokukodwa ukuba uthumele isheke ngeposi (okanye ukuba ibhankishi yakho kunye ne-mail ithengise nge-intlawulo ye-bill ye-intanethi ), kukho ithuba elikhulu lamasela.
Iibhanki ezisezantsi: ezinye iibhanki azithandi ukuhlola ezihlawulwa ngemali, esinye esinye isizathu sokuphepha ukuzisebenzisa. Amabhanki angenalo ukuyihlonela ngokupheleleyo okanye ukubeka ixesha elide kwiimali . Amabhanki anganqwenela ukubonelela ngeteksi ehlawulwa ngemali. Ngokomzekelo, ukuba uthengisa imoto esetyenziswayo kumthengi ongaziwayo, iibhanki azizimisele ukukunika iteksi yecashier ngaphandle kokuba unegama elithile lomthengi.
Iphepha lephepha: isheke ngaphandle komrhumo kwenza kube nzima ukugcina iirekhodi kunye neengxelo zokuthengiselana. Kusenokwenzeka, kodwa igama lomphawuli ekubhaliseni kwakho lenza izinto zibe lula. Awudingi ukucacisa umqondiso wesiphi na umntu okanye uzibuze ukuba ngubani na wakho imali.
Izicombululo ezingcono? Esikhundleni sokubhalwa isheke ukuba nabani na onako ukwenza imali, vele ushiye umgca wecala elingenanto. Emva kokuba wazi ukuba uyayigcwalisa kakuhle, ungazalisa umvuzo. Ikhonkco eyenziwa ngemali ikhuselekile njengetshekhi kunye negama le-payee lingenanto nantoni-nokuba nayiphi indlela, inokuthintana nanoma ubani (kodwa ubuncinane akuyi kubhala ngesandla xa umntu eba isheke kwaye ezele igama). Enye indlela yokwenza iikopi ezihlawulelwa kuwe kwaye usayine ingqwalasela kuye nawuphi na ofunayo xa wazi ukuba ngubani ojongene naye. Le ndlela i bhetele kumbono wokhuseleko, kodwa ngezinye iinkcukacha ibhanki ayithandi ukuhlola esayinwe ngaphezulu (oko kuthetha ukuba kuya kufuneka uqale ngaphaya).
Ukuxhomekeka kwi-Check Out Out to Cash
Ukuba ufumana itekethi ehlawulwa ngemali, yifake nje nje ukuba unokwenza enye ithekishe.
Vunyelwa ngokusayinela ngenombolo yakho nenombolo yakho ye-akhawunti , kwaye uyinike kwibhanki yakho. Ukuba ufuna ukuhlawula isheke (endaweni yokusifaka kwi-akhawunti yakho) unokufuneka uhambe ebhanki leyo ifunyenwe ngayo imali. Khangela igama lebhanki kwisheke uze ufumane isebe elisondeleyo.
Gcina ukhumbule ukuba iibhanki ziyakwazi ukulahla oku kuhlola okanye zifuna ixesha elide lokubamba. Ukuba kunokwenzeka, cela ukuba nayiphi iitsheki ozifumanayo zibandakanya igama lakho okanye igama lakho lebhizinisi. Nika imiyalelo elula kunomntu obhalayo ekuhloliseni kuwe ukuze bangalingeki ukuba bathathe amancinci.