Ukuba ufuna ukuhlawula ibhilikhi okanye umntu kodwa ungafuni ukuthwala imali, sebenzisa isheke yebhanki okanye unikele ngekhadi lakho lesikweletu, umyalelo weemali ukubheja phambili. Ukuzalisa umyalelo weemali kufana nokubhala isheke, kwaye uya kufuneka ukwazi igama lomvuzo, isixa olifunayo ukuhlawula, idilesi kunye neyiphi na iinkcukacha ezifanelekileyo njengenombolo ye-akhawunti.
Umrhumo ngamnye we-oda umrhumo wancinci. I-USPS kunye ne-Western Union imali yamanqanaba inefomathi eyahlukileyo, umzekelo.
Xa uthenga umyalelo wakho wemali uza kunika imali kumthengisi. Umbhalo owufumanayo uya kuba nexabiso eliprintiweyo kuwo, ngoko akuyi kudingeke ukuba uzalise olo lwazi.
Ukuzaliswa kwiibhloko
1. Faka ulwazi lomvuzo: Bhala igama lomntu okanye ishishini olihlawulayo ngemali. Eli candelo lingahle libhalwe "Bhatala umyalelo" okanye "Umvuzo." Gwema ukwenza iirekhodi zemali ezihlawulwa ngemali , njengoko ubeka ingozi ekulahlekelweni kwemali ukuba umyalelo wezimali ulahleke okanye ubiwe.
2. Idilesi yolwazi: Ezinye iilawutyala zemali zinendawo yokuba unikezele idilesi yakho yeposi, xa ummkeli efuna ukunxibelelana nawe nayiphi na imibuzo okanye imiba malunga nokuhlawulwa kwakho. Nangona kunjalo, ukuba unenkxalabo malunga nobumfihlo bakho, unokukwazi ukushiya le nkcazelo.
Buza umniki-myalelo weemali kunye nommkeli ofunekayo. I-oda ye-USPS yemali, icandelo leedilesi ngakwesobunxele yidilesi yommkeli, ngelixa ezinye iindleko zemali zisisebenzisa le ndawo kwidilesi yakho, ngoko uneendawo zombini iidilesi.
Iinkcukacha ezongezelelweyo: Unokufuna ukufaka iinkcukacha ezongezelelweyo ngemali yakho ukuze umrhumo uphathwa ngendlela eyiyo. Umzekelo, bhala inombolo yakho ye-akhawunti, ukuthengiselana okanye iinkcukacha zolawulo, okanye nayiphi na amanqaku aza kumnceda ummkeli ukuba avele apho kuvela khona intlawulo. Eli candelo lingahle libhalwe "Re:" okanye "Memo." Ukuba akukho ndawo yokufumana ulwazi olongezelelweyo, bhala nje kwindawo ethile phambi koxwebhu.
4. Isayinitsha: Ezinye iilawutyala zemali zidinga ukutyikitywa, kwaye ezinye azikho. Khangela icandelo elimatshiweyo "Isayinwa," "Umthengi," okanye "I-Drawer" ngaphambili kwirekhodi. Ungasayineli kwakhona umqulu ngenxa yolu phawu apho ummkeli ofumana khona iimpawu ukuxhasa umyalelo wemali .
Emva kokuba uzalisekile ukuzalisa umyalelo wakho wemali, gcina nayiphi na irisidi, ikopi zekhabhoni, kunye namanye amaxwebhu onayo xa uthengisa umyalelo wemali. Unokufuna ezi zinto ukuba kukho ingxaki ngentlawulo yakho. Ungadinga la maxwebhu ukuba ukhansele umyalelo weemali xa kuyimfuneko , kwaye unokuba luncedo xa ulandelela okanye uqinisekisa ukuhlawulwa .
Kutheni usebenzisa i-Money Orders?
Kubathengi: Iimali zemali yindlela ekhuselekileyo yokuhlawula. Unako ukuthumela i-imeyile, okanye unikezele kumntu, umqulu onokulandelwa kunye nokukhutshwa kuphela ngummkeli ofunyenweyo. Ukuqhathaniswa nokuhlola, iilawutyala zemali kukunceda ugcine ulwazi oluthile loluntu njengamanani akho e- bhanki yakho, idilesi yasekhaya, kunye negama lakho.
Ukuba ufuna ukuthenga umyalelo weemali, unokufumana kwindawo ezahlukeneyo kuquka iNtshona Union, iWalmart, okanye ibhanki rhoqo. Zindleko malunga nedola enye kubathengisi abaninzi, kodwa uya kuhlawula ngakumbi kwi-bhanki yakho okanye kwimanyano yemboleko.
Kubathengisi: Iimali zemali zihlala zikhuselekileyo inkokhelo yokuhlawula.
Abathengi kufuneka basebenzise imali elinganayo yokuthenga isixhobo, ngoko ayikwazi ukuhlawula njengetshekhi yomntu . Ngamanye amaxesha umyalelo weemali ugciniwe kwaye usetyenziswe kwizikhwabaniso eziqhelekileyo ze-intanethi , ngoko kulungile ukuba uqinisekise ukuba acacisa ibhanki yakho ngaphambi kokuchitha imali.
Imiba yeeMali
Nangona i-oda zeemali zithandwa kwaye zingabizi, unokufuna ukuphanda ezinye iindlela zokuhlawula. Ukuthengwa okukhulu okungafuna ukuba usebenzise amakhowudi amaninzi ngenxa yeemali zokulinganiselwa kwemali ngemirhumo yemali kunye nemirhumo, isheke se-cashashi singakhonzela iimfuno zakho.
Imiyalelo yemali ayikwazi ukufaka i-akhawunti yebhanki. Unokuphepha ukuhlawula umrhumo wemirhumo yemali rhoqo xa wenza inkokhelo xa unayo i-akhawunti yokugcina imali yakho, kunye kunye unokubhala ubheki bakho okanye usebenzise ikhadi lakho lokubambisa .