Imida yokuLungisa iNgcaciso yoKhuseleko loLuntu
Kukho umda wexesha lokubika iingeniso zeNtlalo noKhuseleko kunye nokufumana iikhredithi malunga neenzuzo zeHlalo lezoKhuseleko kwixesha elizayo. Ixesha liyiminyaka emithathu, iinyanga ezintathu, kunye neentsuku ezi-15 emva kokuphela konyaka wekhalenda apho ufumana khona imali.
Ngethuba nje umvuzo wakho woLuntu lweNtlalo unikwa ingxelo ngeli xesha, uya kufumana ikhredithi malunga neenzuzo zeHlalo lezoKhuseleko kwixesha elizayo. Ukuba imali yakho engenayo ingabhengezwa ngethuba lixesha, awuyi kuhlanganisela nayiphi na iikhredithi zokuKhuseleko kweNtlalo kwingeniso engenakuchazwa.
Ukubuyiswa kweeNtlawulo zeRhafu kwixesha elifanelekileyo kubalulekile ukufumana iiCredits zokuKhuselwa kweNtlalo
Le minyaka emithathu yonyaka ibaluleke ngakumbi kubantu abaqeshwe ngabanye abafuna ukufakela iirejista zerhafu ezidlulileyo ngomhla we-15 ka-Apreli okanye abafuna ukulungiswa kokubuyiswa kwentlawulo yangaphambili.
Indlela yokuNikwa kweNtlalontle yeNtlalo iNgxelo
Imivuzo kunye nemali engenayo evela kwi-self-employment iyabalwa kwi-Social Security income. Imivuzo ibhalwa kuLawulo loKhuseleko loLuntu usebenzisa iFomu W-2 . Umvuzo wakho woKhuseleko lweNtlalo uza kuxelwa kwibhokisi 3 yeFom W-2 kunye nentlawulo yoLuntu lweNtlalo ohlawulwayo ichazwe kwibhokisi 4.
Abaqeshi kufuneka bafake iifom ze-W-2 kunye noLawulo loKhuseleko loLuntu kungadlulanga umhla wama-31 kuMnyaka wekhalenda wangaphambili.
Oko kuthetha ukuba umvuzo kufuneka uhlale unikwe ingxelo kwi-akhawunti yakho yeenjongo zokuKhuselwa koLuntu kule minyaka emithathu.
Ukufumana umsebenzi wokuziqhelisa (ukusebenza njengonkontileka ozimeleyo, i-freelancer, uqhuba ishishini lakho, okanye ifama), nangona kunjalo, zichaze ngokwabo. Imali ehlawulwayo ixelwa ngokusetyenziswa kweShedyuli C (kumashishini angewona asefama) okanye iShedyuli F (kumafama asebenza ngokuzimeleyo), afakwe kunye neFomu 1040 yakho.
Imali kuphela yemali evela kwiShedyuli C okanye u-F isibalo kwi-Social Security yakho. Intlawulo yeNhlalakahle yeNhlalakahle kunye neRhafu yoKhuseleko loLuntu ichongiwe ukusebenzisa iShedyuli SE. Abanye abantu abaqeshwe ngabanye badinga ixesha elide lokuqokelela yonke ingcaciso efunekayo ukuze bafake i-return tax tax.
Kwaye ngoko abanye abantu baphela ngokufakela emva kwexesha, ngamanye amaxesha emva komhla wokugqibela usuphelile. Kule meko, kubalulekile ukufakela ukubuyela kweerhafu ngaphambi kokuba umyinge wexesha lesithathu unyaka wokufumana iziqinisekiso zeNtlalo.
Umthetho emva kwexesha eli-3 lomda wexesha
Umthetho ophathelele ekubanjeni iibheno zakho zoKhuseleko loLuntu ufumaneka kwicandelo 205 (c) (1) loMthetho woKhuseleko loLuntu (obizwa ngokuba ngu-42 USC 405). Lo mthetho unikezela ixesha lokunciphisa iminyaka emithathu, inyanga ezintathu, kunye neentsuku ezilishumi elinesihlanu ukuseka imali yokufumana ingqesho ngenjongo yokufumana izikratshi zeNtlalo.
Imbuyekezo yeRhafu ayifakwanga ngaphakathi kwelo xesha lichithwe ukuba libe ubungqina bemivuzo ngenjongo yokuseka ukufaneleka kweNtlalo. Abagwebi baye babulawula ukuba imbuyekezo kufuneka ifakwe kwisithuba semali ukwenzela ukufumana iingxowa-mali zeNtlalo. Ukongeza, iCandelo 205 (c) (5) lichaza xa i-Income Security yabasebenzi ingalungiswa kwaye phantsi kweziphi iimeko.
Iingcebiso zokuqinisekisa ukuba ufumana iCredits yeNtlalo yoLuntu olufanelekileyo
Ulawulo loKhuselo loLuntu alusekho i-imeyile kwiNkcazo yoKhuseleko loLuntu. Ukuze ukhangele iNkcazo yoKhuseleko lweNtlalo, kufuneka ubhalise kwiwebhusayithi yoLawulo lweNtlalo.
Kufuneka ukhangele le ngxelo yonyaka ukuqinisekisa ukuba umvuzo wakho kunye nemali engenayo yokufumana umsebenzi ngokufanelekileyo iboniswe ngokufanelekileyo kule nkcazo. Ukuba imali yakho engenayo ayilungile, kuya kufuneka usebenze ngaphambi kokuba umda wexesha leminyaka emithathu iphelelwe ixesha ukuqinisekisa ukuba ufumana iitaliti yakho yonke imali yakho.
Kwakhona, ukuba awuzange ufake ingxelo yentela kwaye usebenze ngokuzenzekelayo, kufuneka uqiniseke ukuba ufayile phambi kokuba ixesha liphelelwa yisikhathi. Isiqingatha seminyaka emi-3, iinyanga ezintathu, kunye neentsuku ezili-15 zinika umntu oqeshwe ngumntu oza kusebenza kude kube ngu-Apreli 15 wesithathu kunyaka kwaye ufumana i-credit yeenjongo zokukhuselwa kweNtlalo.
Ziziphi iiKredited Security Security?
Unyaka ngamnye, abantu bafumana inamba ethile "yezikweletu" ngokusekelwe kumvuzo kunye nomvuzo wokufumana umsebenzi. Abantu banokufumana ama-credits amane eNkcazo yoLuntu ngonyaka kwaye baya kufuna ukufumana ubuncinane ubuncwane abangama-40 kwixesha lokuphila kwabo ukuze bakwazi ukufumana izibonelelo zomhlalaphantsi. Kuthetha ukuthini, ngaba abantu abaqeshwe ngabasebenzi abafuna iikhredithi ezongezelelweyo kwiinjongo zoKhuselo lweNtlalo kufuneka bafake kwi-3-months, 3-months-and-15-day-time period.