Ukuza kunye nesicwangciso sokuhlawula amatyala kubonakala kunzima, ngakumbi ukuba ungenayo imvelaphi yemali. Kodwa, ukuba ungasebenzisa ispredishithi, unokuceba ukuhlawula ityala lakho. Khuphela enye yezipredishithi zokunciphisa amatyala kwaye uqalise ngesicwangciso sakho.
Ngokuqinisekileyo, ezi ziimodeli zeespredishithi ezingasetyenziswa kunye ne-Microsoft Excel, i-OpenOffice Calc okanye i-Google docs. Izikhokelo zezipredishithi ezifomathiweyo zangaphambili ezifomatiweyo ezifakiwe, kwaye konke okufuneka ukwenze ukukhuphela i template kwaye uyivule. Vele uxoxe ngamanani ambalwa kwaye ispredishithi yenza izibalo kuwe. Ezinye zezikhetho ezidweliswe zibonisa kwakhona amacebo okujongana nemali-mboleko yakho, ikhadi lekhredithi kunye namanye amatyala.
Ukuba ufuna i-automation ezongeziweyo, khangela uluhlu lwam lwe- software yokucwangcisa amatyala , okanye ubone iipokethi zethu zokunciphisa iinkokhelo ze-iPhone ne-iPad okanye idivayisi ye-Android yeselula .
01 I-Vertex 42 Ukunciphisa amatyala kwi-Snowball Calculator kunye ne-Credit Repair Spreadsheet
Ngaba ufuna uncedo lokulungisa i-credit yakho? Khuphela i-Calculator Reduction Calculator - Ukulungiswa Kwemali ukuhlawula kuqala kwikhadi lekredithi ngalinye kumanqanaba athile anqunywe ngumlinganiselo wakho we- FICO . Emva kokuba le njongo ifinyelelwe, i-spreadsheet ibonisa indlela yokuqalisa ukuhlawula zonke izilinganiso zekhadi lesikweletu.
Khuphela ukunciphisa amatyala kwi-Snowball Calculator Ispredishithi
Khuphela i-Spreadsheet yeTyala lokuNciphisa nokuTyala
02 Squawkfox amatyala Ukunciphisa iSpredishithi
Uya kufuneka ube neengcamango malunga nokuba uza kuhlawula imali ngayiphi inyanga ukuhlawula amakhadi-ngetyala kunye namanye amatyala kwisinyathelo esilandelayo kule spreadsheet. Faka imali oye uyiceba okanye uhlahloye imali yokuhlawula ityala kwaye ispredishithi iya kukuxelela ukuba yeyiphi inxalenye yaloo mali kufuneka isetyenziswe njengemali eyongezelelweyo ekufuneka isetyenziswe kwibhilijithi enexabiso eliphezulu lezala.
Umbhali we-spreadsheet kunye ne-blog ye-Squawkfox, uKerry Taylor, wakhokhela i-$ 17,000 kwiingxowa-mboleko zabafundi ngaphezu kweenyanga ezintandathu usebenzisa le spreadsheet.
Khuphela i-Squawkfox Amatyala okunciphisa iSpredishithi
03 Yi-Your Excel Money DebtTracker Spreadsheet yakho
Emva kokuba zonke izikweletu zakho zingeniswe kwi-DebtTracker, unokutshintsha umbono ngokuhlenga amatyala ngohlobo (ikhadi lekhredithi, ukuthenga ngemali, iintlobo ezahlukeneyo zemali-mboleko), inzala yemali, inkokhelo encinci , kunye nezinye iindlela zokukhetha. Uhlobo olukhethekileyo luncedo xa usebenzisa isicwangciso somvuzo othile, njengetyala le- snowball .
Kukho ama-worksheets ayisithandathu kwi-DebtTracker, kubandakanya iifayile zokusebenzela i-Paydown kunye negrafu yokulandelela iziphumo zokuhlawula amatyala ngexesha. Iifayile ezenziwa zihlala kunye nedatha ethile ukuze ubone indlela abasebenza ngayo (thayipha ngaphezulu okanye ususe idatha xa wenza isicwangciso sakho), kunye nekhasi lokukhuphela liquka uqeqesho. Uya kufuna ukunika amandla macros kwi-Excel ukusebenzisa iSpredishithi yeDatTracker, echazwe kwakhona kwi-tutorial.
Khuphela i-Money Your DebtTracker
04 Ingakanani Umthamo Weendleko ZeSpredishithi Ukusuka Kwetyala Inkululeko Yokuziphendulela
Kukho ama-worksheets amathathu okulula okuwasebenzisa afunayo umyalelo omncinci, kodwa iNgakanani Iindleko ZeSpredishithi akenzi ezininzi zezibalo kuwe. Ngokomzekelo, awukwazi ukufumana inani lemali leedola elibelwe inkokhelo nganye yemboleko . Uya kufuneka ukwazi umgaqo kunye nomdla oya kuhlawula umboleko ngamnye kwiinyanga eziliqela. Uyakwazi ukudlala ngokwenza iintlawulo ezongezelelweyo ukuze ubone umphumo kwiShicilelo zeTotali okanye kwigrafu.
Gcwalisa iinkcukacha kumatyala akho nganye kwiphepha leDatha kwinyanga nganye, ngoko uza kubona iinqununu ezipheleleyo kunye nenzala ehlawulwa inyanga nganye kwaye ungasebenzisa igrafu ukubona xa uza kuphuma kwetyala. Le spreadsheet ifaka iphepha lokusebenzela elibizwa ngokuba nguPrinta olubonisa ukuphazamiseka kwenzalo yenyanga nentsuku zonke ezihlawulwe kwiincwadi ezinkulu ezibomvu. Ingcamango emva kwalokhu kukuphrinta eli phepha uze ulibeke kwindawo ethile apho uza kuyibona rhoqo, njengefriji, ukukhumbuza zakho injongo kunye nenkqubela.
Ukukhuphela Njani iindleko zeSpredishithi zeNdleko