Ngaphambi kokuba Utshintshe amabhanki

Iingcebiso ezimbalwa zokugweba iintloko

Ngamanye amaxesha izinto azisebenzi. Unokudinga ukutshintsha ibhanki ngezihlandlo xa ufumanisa ukuba awukho ibhanki kwiziko elifanelekileyo. Mhlawumbi uye wasenda kwindawo entsha kwaye udinga ibhanki yendawo. Naluphi na imeko, qiniseka ukuba uyazi ukuba ungena ngaphi phambi kokuba wenze utshintsho.

Ngaba Kuyafaneleka?

Kulungile, ngoko awunelisekanga ngebhanki yakho. Unokuthukuthela, udidekile, kwaye ufumane ngaphantsi komyinge wesizwe.

Kodwa ngaba kunengqondo ukutshintsha ibhanki? Kubalulekile ukuthatha umbuzo obalulekileyo ngaphambi kokuba uqhubeke phambili. Ukutshintshe ibhanki kuyinkqubo ebalulekileyo, iimpazamo ziza kuhlawula imali, kwaye ungeke ulunge ngakumbi emva komtshini.

Qinisekisa ukuba kulungele i-hsle. Oku kunokufuna ukuba uphando ngeebhanki, wenze ezinye izibalo, kwaye uqikelele ikamva.

Ukuba ushintshela amaxabiso okugcina angcono, sebenzisa amanani athile kumbala wokubala wokubala umdla wokufumana ukuba ungakanani na oya kuzuza (kwaye ukhumbule ukuba imali ayinakufumana nayiphi na intsuku iintsuku xa utshintshe ibhanki). Ingaba inzala eyongezelelweyo ixabise ixesha eliya kuthatha ukutshintsha?

Ukuba ufuna ukutshintsha iibhanki ukuphepha iimali, qiniseka ukuba kukhethwe ngokufanelekileyo. Qala ngokuvumela ibhanki yakho yangoku ukuba ungayithandi imirhumo, kwaye ubuze ukuba zeziphi izinto ozikhethayo. Bangaba nemveliso eyahlukeneyo (amanqanaba enkonzo) ayifumanekanga ukuba awukwazi, okanye unokukwazi ukufumana umrhumo wokuhlawula imali ngokubeka idiphozithi ngqo kwi-akhawunti yakho.

Ukuhambisa imali yakho kunokukufumana into engcono, kodwa qaphela ukuba iirhafu kunye nemigaqo-nkqubo inokutshintsha kungekudala emva kokuba utshintshe ibhanki. Ibhanki yakho entsha inokukhawuleza ibe yinto engathandekiyo njengebhanki yakho endala - yenza kuphela utshintsho ukuba uphuma phambili. Uphande ibhanki entsha ukuze ubone iinkcukacha kwiimirhumo, kwaye ufumane ukuba unembali yokuhlala iqhuba amazinga okukhuphisana (awufuni ukuwa kwizinga le-teaser).

Hlola iindlela

Emva kokuba unqume ukutshintshe ibhanki, kuya kufuneka ufumane enye indawo. Thatha ixesha lakho apha; ufuna ukukhetha kakuhle ukuze unqande ukuphinda uqhube kwakhona ngelixa elizayo. Izinto zingatshintshwa ukususela ekugqibeleni uvula i-akhawunti, ngoko gcina ingqondo evulekile. Qinisekisa ukuqwalasela iindidi zabaviwa, kuquka:

• Imanyano yematyala
• Iibhanki zendawo
• Iibhanki ezinkulu zelizwe
• Ibhanki e

Yiyiphi efanelekileyo? Kuya kuxhomekeke kuwe nakwiimfuno zakho. Ukuba ufuna ukufumana ibhanki eya kukuvuyisa, kufuneka wenze umsebenzi ophantsi wesikolo. Unokufumana iingcebiso kunye neengcamango ezivela kubahlobo, amalungu omndeni, kunye nokuhlaziywa kwe-intanethi , kodwa ekugqibeleni kufuneka wenze isigqibo sokuba ufuna ntoni kwaye ngubani onokukunika.

• Indlela yokukhetha iBhanki
• Amabhanki kunye neeNkonyunithi zeMatyala - Yiyiphi eyona nto iphezulu

Hlanganisa Iinkcukacha

Uya kulahlekelwa ukufikelela kwiinkcukacha ezininzi ezibalulekileyo xa utshintshe ibhanki. Ngeke ukwazi ukuphenya ngeembali ze-akhawunti yakho endala ukuba ufuna ukuphanda umthengi okanye uqinisekise ukuba uhlawule into ethile. Khuphela yonke into oyifunayo emva kokuthengiswa kwakho kokugqibela kuhlasela i-akhawunti.

Khumbula ukuba:

• Khuphela izitatimende ezisemthethweni (ngokukodwa ukuba ufuna ukubhala i-asethi ngokuthenga ikhaya kwikamva elizayo)
• Fumana imifanekiso yokuhlola okubalulekileyo (unokufuneka ubize i-bhanki uze ucele imifanekiso ukuba ibe ngaphezu kweenyanga ezimbalwa ukususela kwisheke)

• Ukukhuphela okanye ukuthumela izinto kwi-software yakho yemali

Xa usukulungele ukuqhubela phambili, landela uluhlu lwethu lokuhlola:

• Indlela yokutshintshe amabhanki