Indlela yokuthenga nge-Intanethi ngaphandle kweKhadi leMali

© Sam Edwards / OJO Izithombe / Getty

Ukuthenga nge-Intanethi enye yezona ndlela ezifanelekileyo kakhulu zokuthenga. Unokuqhathanisa amaxabiso omsebenzi ongcono, funda izibuyekezo phambi kokuba uthenge, kwaye ungalokothi uzibonakalise ukuba uphumelele kuluntu. Kodwa, ukwenza ukuthengwa kwe-intanethi, kufuneka ube nendlela yokuhlawula eyamkelwe kwi-intanethi. Oku kuthethwa ngekhadi lesikweletu , kodwa kukho iindlela zokuthenga i-intanethi ngaphandle kwekhadi lesikweletu .

Amakhadi atyala angasetyenziselwa ukuthenga i-intanethi ngokukhawuleza ukuba ikhadi linayo iVisa okanye i-MasterCard logo. Faka ifowuni yekhadi eli-16 kunye nomhla wokuphelelwa yisikhathi, ikhowudi yekhuseleko, kunye nedilesi yokuthengisa (idilesi apho ufumana khona ingxelo zakho zasebhanki). Iimali zentengiselwano ziya kuncitshiswa kwi-akhawunti yokukhangela edibene nekhadi lokubambisa. Ukuba ungenayo ikhadi lokudityaniswa, qhagamshelana nebhanki yakho ngokufaka enye kwi-akhawunti yakho yokujonga. Okanye tyelela ibhanki yendawo ukuze uvule i-akhawunti entsha yokukhangela uze ucele ikhadi lokutsalwa.

Amakhadi ahlawulwayo afana namakhadi okutsalwa, ngaphandle kokuba imali ilayishwe kwi-akhawunti ehambelana nekhadi, kungekhona i-akhawunti yokujonga. Qinisekisa ukuba ikhadi elihlawulwa kuqala linomxholo omkhulu wenethiwekhi yekhadi lesikweletu - iVisa, MasterCard, Discover, okanye i-American Express. Amakhadi okubhadela ayenokukhetha kwabo abangenako (okanye abangafuni) ukufumana i-akhawunti yokujonga okanye ikhadi lekhredithi. Unokufaka isicelo sekhadi elihlawulwe ngaphambili okanye u tyelele umthengisi wendawo ofana neCVS, Walgreen, Chevron, okanye iWalmart.

Amakhadi eziphoso kunye nenethiwekhi enkulu yekhadi lesikweletu, umzekelo iVisa okanye i-MasterCard, isetyenziswe kuyo nayiphi na ivenkile ye-intanethi evuma inkokhelo evela kuloo ntanethi. Ungasebenzisa kwakhona ikhadi lesipho esithile lokuthengisa ukuthenga kwi-intanethi, kodwa ngokuqhelekileyo kuphela kwiwebhusayithi yomthengisi. Ngokomzekelo, ikhadi le-Macy isipho lingasetyenziswa kwi-Macy.

Ungathenga amakhadi wesipho kwiindawo ezifanayo njengamakhadi ahlawulwe. Zininzi zale ndawo zibuye zithengise amakhadi wesipho esithengisa umthengisi, kodwa ngokuqinisekileyo, unokuzithenga ngokuthe ngqo kumthengisi.

Paypal . Unokudibanisa i-akhawunti ye-Paypal kwi-akhawunti yakho yokukhangela usebenzisa i-akhawunti yakho yokukhangela kunye nenombolo yokuhamba kunye nokuthengwa kuya kuncitshiswa kwi-akhawunti yakho yokujonga. Ukuba unayo ibhalansi ye-Paypal, umzekelo, ukusuka kwizipho, ukuthengiswa, okanye enye imali yokutshintshwa kwemali, ukuthengwa kuya kukhishwa kwi-balance balance kuqala kwi-akhawunti yakho yokujonga. Iwebhusayithi ye-Paypal ineluhlu lwabathengisi be-intanethi abamkela i-Paypal njengendlela yokuhlawula.

I-akhawunti yakho yokujonga . Nangona akuqhelekanga, abathengisi bambalwa bakuvumela ukuba usebenzise i-akhawunti yakho yokukhangela kunye nolwazi lokuhambisa ukuthenga. Hlola iindlela zokuhlawula umthengisi ukuqinisekisa ukuba unokusebenzisa ulwazi lwakho lokutshekisha. Ukuqhagamshela i-akhawunti yakho yokutshekisha kwi-Paypal okanye ukucela ikhadi lokutsalwa kweebhanki kwi-bhanki yakho kukunika ukuguquguquka okuthe xaxa ukwenza ukuthengwa kwe-inthanethi.

Ukuboleka ikhadi lomnye umntu . Unokuba nomhlobo okanye isihlobo esilungele ukukuvumela ukuba usebenzise i-credit card okanye i-debit card ekuthengeni kwakho kwi-intanethi ngexesha nje ubapha imali. Xa usebenzisa olu khetho, qiniseka ukuba ufake idilesi yokubakho efanelekileyo ukwenzela ukuba intlawulo iza kuqhuba ngokuchanekileyo.

Nangona kunjalo, phawula ukuba abanye abathengisi abanakho ukuvumela ukuthunyelwa kwiidilesi ezahlukeneyo zokuthengisa kunye neentengiso ngenxa yengozi yokukhwabanisa. Abanye abakhupha amakhadi ekhredithi banokufakela umthengi njengento yokukhwabanisa. Ukubonisa ukuthengwa njengesipho kunokuyihlawula le ngxaki.

Ukukhusela okukhuselekileyo kunamandla kumakhadi-mboleko, ngoko qaphela ukuthenga i-intanethi kunye nezinye iindlela zokuhlawula. Qinisekisa ukuba uhlala kwiwebhusayithi esemthethweni. Ukuba abahlaseli bafumana ukufikelela kwiakhawunti yakho yokujonga okanye i-akhawunti edibene neakhawunti yakho yokutshekisha, banokubamba imali yakho. Ngelixa unako ukubuyisela ininzi yemali ebiwe kwi-akhawunti yokukhangela xa ubika ubuqhetseba ngexesha elifanelekileyo, amakhadi ahlawulwe kunye namakhadi wesipho awunikeli ukukhuselwa okufanayo.