Izixhobo Zokukunceda Ukukhulisa Isidlo Sakho Egg & Ukuvelisa Imali
Ngamafutshane, xa ucebile, imali iba sisixhobo; akukho nto kwaye akukho ncinane. Isebenza kuwe. Awulisebenzeli.
Ukukunceda ekuhambeni kwakho ukwakha ubutyebi, ndidibanise ezinye izixhobo oza kusebenza ngazo ngokulandelana. Esi siseko kufuneka sikunike umbono ohloniphekileyo wenkqubo, imingeni, kunye nezicwangciso onokuzisebenzisa ukukhulisa umthamo wakho. Ndiyincoma ukuba usebenzise eli phepha njengesiseko sakho, ulandele inqaku ngalinye elixhumeneyo, ulifunde, kwaye ubuyele ekuhambeni xa uziva ukhululekile ukuba ufunde isihloko. Njengoko kunjalo, ukuba unemibuzo, unokufikelela kumbhantshi yam ibhola, apho ndibhalela malunga nemali ephakamileyo kunye neengcamango zokutyalomali.
Ukwakha Ubutyebi Buqalisa Ngokulondoloza Imali
Ukuze uqonde iinjongo zakho zokwakha ubutyebi, kufuneka ufunde iifomati uze ufumane ukuba imali ithatha ukuthathwa ngathi "isityebi" e-United States .
Unokumangaliswa ukuba indlela encinci ifaniswa ngayo nemifanekiso oyibonayo kumabonwakude okanye kwi-movie. Unokukuthelekisa oku kumlinganiselo wemali yenzululwazi ibanga kuthatha ukunyusa ulonwabo kwi-United States . Kuthathwe ndawonye, oku kuya kukuvumela ukuba ufike "nenombolo yakho".
Leyo nombolo yintsimi epheleleyo kufuneka uqokelele ukuze ufumane indlela ophila ngayo oyifunayo, uhlala kwiholo lakho kuphela kodwa siza kuqala.
Emva kokuba unayo inombolo yakho, lixesha lokuqalisa ukulondoloza. Oku kubonakala kukulula kodwa ukwakhiwa kobutyebi kuqala ngomkhuba wokonga. Imfihlelo yokwenza imali iyaqaphela ukuba kukho iimbambo ezimbini kuphela onokuzidonsa. Njengoko uhlengahlengisa loo maqhosha amabini, ungasebenzisa i-surplus ukuze ukhulise imali yakho yokugcina imali; iimali zokugcina iimali ezigqityiweyo ezigqitywa kwiimpahla ezivelisayo. La manqaku aya kunceda ukubonelela abanye.
- Iindlela ezine zokwenza imali
- Ukugcina iMali kunye nokuTyala imali
- Uchitha imali yakho yezigidi ezili-1 Ngexesha
- Ndingakanani Imali Ndingayigcina?
- Isisitshixo sokugcina imali: Zihlawulele kuqala
- Iindlela ezi-5 zokuSindisa nokuTyala imali
- Iindlela 4 zokuza nge-Cash kwaye Yongeza kwi-Savings yakho
- Indlela yokulondoloza i-$ 100,000 yakho yokuqala
- Ndingakanani Imali Ndingayigcina kwiAkhawunti Yokugcina?
- Ngaba Ndimele Ndihlawule Ngamatyala Amatyala okanye Sondeza Imali Yokuqala?
Isinyathelo esilandelayo ekwakheni ubutyebi Kusebenzisa imali yakho yokuthenga iiAfa ezivelisayo ezivelisa imali engenayo
Xa usenayo intsalela, kufuneka uyibeke ekusebenzeni kwiimpahla ezivelisayo; izinto ezilahla imali engenayo engenayo ezayo kuzo zonke iiyure zomhla ngaphandle kokuba uthengise ixesha lakho.
Imali engenayo ayicacaluli. Akwazi ukuba uselula okanye umdala, umnyama okanye umhlophe, umlingane okanye ulungeleleneyo, umlondolozi okanye unobungqina, unqulo okanye u-agnostic, owesilisa okanye umfazi. Imali engenayo imfihlelo iyimfihlo eyahlula ubutyebi kubo bonke abantu. Izityebi kufuneka zisebenzele imali yazo. Nangona bahlala bekhetha ukusebenza, ababutyebi akudingeki benze njalo. Baye bahlala phantsi baqokelele i-gushers yokuhlola okungapheliyo kwiindawo ezininzi abazifumene.
- Imali engenayo evela kwiMida, iMali yeNzuzo, kunye neRents Isisitshixo sokwakha ubutyebi
- Isingeniso seNgeniso yePassive - Ukwenza imali ngelixa ulala
- Ukulinganisa Impumelelo Yakho Yotyalo-mali Ngeniso Yakho Yonyaka Yomvuzo
- Yenza i-Backup Imithombo Imithombo Yemali Ukuzikhusela Ngethuba Lokubuyisela
- Izinto Ezi-4 Ukufuna Ngokwemvelaphi Engenayo Imali
- Ukusebenzisa umzekelo weBerkshire Hathaway Model ye-Income Passive Income Kwakho Ubomi Bakho Ukwakha Ubutyebi
- Iindlela ezili-8 zokuba ngezezimali ngokuzimeleyo ngokuqokelela imali engenayo kunye neZakhiwo zoKwakha
- Ukwakha Ubutyebi NgeCandelo loNyathelo lokuTyala
- Iimithombo ezine zobutyebi ezenza inzala-mali ibaluleke kakhulu
- I-8-Part Recipe yokwenza i-Fortune kunye neCandelo loKwakha kwi-Investment yakho
Inkqubo Eyona Yokwakha Ubutyebi, kunye Nokuqokelela Imali Engenayo I-Passive Income, ivela Kwikhetha Utyalo-mali
Ukuze ufunde okungakumbi malunga neendlela ezisemgangathweni zeentlobo ezahlukeneyo zeempahla onokuzibuthelela ekufuneni kwakho ubutyebi, khangela ezi nqaku.
- Ukwenza imali kuTyalo-mali kwiiShishini
- Ukwenza imali kuTyalo-mali kwiiBond
- Ukwenza imali kwi-Investment Mutual Funds
- Ukwenza imali kuTyalo-mali kwi-ETFs
- Ukwenza Imali kwi-Investment Real Estate
Ukufunda Ukuhlawula Iimali Eziphantsi Kakhulu Unako Ukuba Yiyona Nxalenye Ebalulekileyo Yomhlaba Wokwakha
Njengoko uqokelela i-asethi, uya kufuna ukufunda malunga neendlela ezahlukeneyo zerhafu ezivumela ukuba wena kunye nosapho lwakho ugcine ngaphezulu kokuhamba kwemali yakho kunye nenani elifanelekileyo. Oku kubandakanya konke ukususela kwizicwangciso ezithile zerhafu kwiindawo zokukhusela zentela ezifana nezicwangciso zomhlala-phantsi ezicwangcisiweyo. La manqaku aya kukunceda uqonde ezinye zezinto ezisiseko.
- Indlela yokuhlawula iRhafu kwiiNkcazo zakho okanye iNzuzo yeMali
- Utyalo-mali kwiimali eziMasipala ezingenanto
- Izizathu ezi-3 zokuqwalasela ukutshala imali kwiimali zeMasipala zoNgeniso lweNgeniso yeRhafu
- Indlela yokusebenzisa iSicwangciso soTyalo seNtlawulo yeAsset sokwakha ubutyebi
- Iindlela ezili-7 zokunciphisa umrhumo weRhafu yeNtlawulo yeNtsapho
- Ukusebenzisa iintlawulo ezichaziweyo ukunyusa ukubuyiswa kwetyala lakho
- Inkokhelo yeNtlawulo yeNgeniso yeNtlawulo yabatsha abatsha-mali
- Ukusebenzisa i-Individual Roth 401 (k) Ukwakha ubutyebi
- Kutheni i-Roth IRA yindawo yokuhlala epheleleyo yokuTyebi
- Indlela Abanikazi Bamashishini Abancinci Bangasebenzisa I-SIMPLE IRA yokwakha Ubutyebi
- Ukusebenzisa i-401 (k) icebo lokwakha ubutyebi bomhlalaphantsi
- Ukusebenzisa i-403 (b) icebo lokwakha umnotho weRhafu
- Izinzuzo zerhafu zoTyalo-mali kwiiNkxaso ze-EE zoLondolozo
Izibonelelo ezongezelelweyo Unokufuna Ukuzifunda Xa Ufunda Ukwakha Ubutyebi
Ekugqibeleni, kukho ezinye iincwadana zefilosofi eziqhelekileyo malunga nokwakha ubutyebi kunye nobutyebi ofuna ukufunda.
- Imithetho ye-Building Building kunye ne-Money Money
- Iindlela ezi-7 zokutshabalalisa ubutyebi bakho kunye neSigunyaziso Usebenzisa Ubomi bakho kwiNtlupheko
- Izinto Ezi-5 Okufuneka Uyenze Ukuba Ufuna UkuziTyebisa kwaye Uzakhele Ubutyebi
- Indlela Yokufumana Ubutyebi kwiNgxowa-mali Yakho Yotyalo-mali
- Iingcebiso zokwenza imali kunye nokwakha ixabiso lakho
- Iimfihlelo ezi-10 zeCandelo le-Capitalist
- Indlela Yokuba Ngutyebi
- Ewe, iVirginia, Wena Unokuthi Ungabutyebi-Isikhokelo SabaTyalo-mali Abasetyhini abatsha Abafuna Ukwakha Ubutyebi
- Izinyathelo ezithandathu zokwakha ubutyebi kunye neRhafu
- Iimfihlelo ezi-3 zokukwakha i Fort Fortune
- Indlela iScrooge McDuck eyandifundisa ngayo ukwakha ubutyebi
Ukuba ufuna ukuphefumlelwa ngabantu abakhele ubutyebi, ngamanye amaxesha ndenza izifundo zophando zezinto ezibizwa ngokuba yimfihlo kwiiblogi zam. Ukusukela kwintanethi eyashiye imali engama-8,000,000 yerhafu kwiprogram yomsebenzi wekhompyutheni ehlaziyileyo eyayifumana i-$ 18,000,000; igqwetha elizakhele iphothifoliyo yesitokethi ngokukhawuleza ixabise i-IRS ye-IRS i-ejenti eyi-188,000,000 eyayibuyisela imali engama-5,000 e-savings kwi-portfoliyo exabisekileyo kwizigidi ezigidi zeedola kwindlu yakhe eNew York , abantu baseMelika abaqhelekileyo basebenzise isicwangciso sobubutyebi sokungcebeleka ukuze batyebe ixesha elide.'
Ngokuqhelekileyo, oku kwenziwa ngokubambisa ixesha elide . Ngamanye amaxesha ndenza uphando lweziganeko ze- chip chip ezidumileyo. Ndakubonisa indlela utyalo-mali lwama-100,000 kwi-Procter neGamble landa li-$ 1,182,131 kwiminyaka emashumi mabini kuphela. Ndakuhamba ngeColorox ijika i-$ 100,000 ibe ngu-1,501,546. Ndakubonisa indlela i-Tiffany neNkampani eyajika ngayo i-$ 100,000 kwi-fortune yezigidi zamadola. Ndacacisa ukuba i-Starbucks yajika njani i-$ 100,000 kwii-10 000 zamaRandi. Sijonge indlela onokuyithenga ngayo i-Coca-Cola okanye i-PepsiCo kwaye ufumene kakhulu, ucebile kakhulu. Sijonge indlela uNestle eyenze ngayo abanikazi bayo batyebi, nabo. Sihlolisise indlela uKevron enziwe ngayo ioli ngeenkulungwane kunye nendlela iNkampani yaseHershey eyenza ngayo izizukulwana zaseMelika ezicebileyo. Sijonge abo babezakhele ubutyebi ngokutyalomali kwi-General Mills kunye nabo babakhe ubutyebi ngokutyalomali kuMcDonald's. Siye sajonga nendlela iinkampani ezithe zaphazamiseka ngayo, njenge-Eastman Kodak, ngokwenene ziye zabuya ngokufanelekileyo kubarhwebi-mali bexesha elide.
Ekugqibeleni, ngumdlalo ofanayo: Ukuqokelela izinto ezintle eziqulunqwe ngokucokisekileyo kwaye uzilahle imali ehlazileyo ukuba uchithe, uvuselele, ulondoloze, isipho, okanye unikele, kukunika amandla ukulungiselela usuku lwakho ukwenza oko kukuthandayo, kwaye Ukuchitha ixesha kunye nabantu obathandayo, kunokuthengisa iiyure ezininzi zobomi bakho.