1. Ukuseka okanye ukufumana ishishini elenza izibuyiselo zeenkwenkwezi kwi-Equity
Indlela eqinisekileyo yokwakha i-fortune enkulu kukuqala okanye ukufumana ishishini elinempawu ezintathu.
Okokuqala, kudala ukubuyisela okuphezulu kwimali . Okwesibini, liyakwazi ukukhawuleza; oko kuthetha ukuba ulawulo lunokuqhubeka lukhula ngokulula, olunjengeMcDonald's okanye i-Wal-Mart ye-cookie-cutter model. Ekugqibeleni, ishishini kufuneka liqhayisise inzuzo yokuncintisana engapheliyo yohlobo oluthile (oko kuthethwa nguWarren Buffett ngokuthi " ixabiso lokuthengisa "). Oku kungathatha ifom yokulawulwa kweso sikhulu okanye i-facto monopoly efana nedolophu enephepha elilodwa kwinqanaba le-20 leminyaka, ukukhuselwa kwe-patent kwisixhobo esibalulekileyo okanye ifomu, igama lomngqinga njengeCoca-Cola okanye i-archetype yeenkcubeko ezifana Tiffany & Co.
Uninzi lwamashishini amakhulu kwiWall Street ephantsi kwamashishini abucala abucala aqaliswa ngendlela enje. Cinga iMicrosoft, Apple, Wal-Mart, Target, Limited, iDell, Depot yasekhaya, i-Yankee Candle, iBhanki yeGranite neCitiBank. Iindlela ezahlukileyo; abanye bebathengisi baqaliswe ngabasomashishini kanti abanye beenkampani ezithatyathwe ngabanjineli abanengqiqo abanokwazi ukuseka ishishini.
Banikezela isithuthi esavumele ukuba bafumane imali engaphezulu kunokuba abasebenzi babo bebodwa. Lelo litshixo. Awukwazi ukwakha inzuzo ehloniphekileyo xa uthembela kumsebenzi wakho ukuvelisa imali. Umnini wekhonkco yeebhanki uqokelela inzala engenayo njengoko enesidlo saseKrisimesi kunye nosapho lwakhe okanye uya kuloba.
Thelekisa loo ntombazana esebenza kanzima omele avelise aze ahlasele indlu yangasese ukuze axhashe intsapho yakhe.
Enye into ebalulekileyo xa ukhetha ishishini kukubuyisela kwi-capital equity. Emva kwexesha elide, nokuba ngaba ufanele uqoke iisitokisi okanye iinkampani ngokuncinane kunokuba zifanelekile, kuya kuba nzima kakhulu ukuzuza ngaphezu kwexesha elide elifumene kubalingani babanini-mali. Ukufumana ulwazi malunga neenkalo ezibandakanya i-ROE, funda malunga nohlalutyo lweDuPont kunye nendlela ongayisebenzisa ngayo ebomini okanye kwishishini lakho.
2. Musa ukuhlukumeza isikhundla sakho sobulungisa
Intsapho kaSam Walton ibe ne-40% ye-Wal-Mart. Kwiminyaka yokuqala, uBill Gate waba malunga no-44% weMicrosoft ngaphambi kokuqalisa ukuthengisa izabelo zesiseko sakhe kunye nokuhluka. UWarren Buffett ungumnikazi wama-30% eBerkshire Hathaway . Phawula umzekelo? Ukuze ukwazi ukwakha inhlanhla ye-epic, kufuneka ukuba ube neyona nkampani eninzi ngangokunokwenzeka. Amaninzi amaninzi, oko kuthetha ukungahlawuli izabelo ngokunyathelisa izatifikethi ezingaphezulu zokufumana izinto ezingaphezulu.
Kutheni abantu bambalwa banako ukwenza oku? Ukukhula kwishishini kuthatha inkunzi. Ukuba awukho ucebile, indlela yodwa yokuphepha ukukhupha isitoreji ukuboleka ukuze ityala libe yinxalenye enkulu yesakhiwo semali , okanye inayo inkampani ekuvumela ukuba usebenzise imali yabanye abantu njengenkampani yomshuwalense edala ukuhamba ukusuka kubanini-mithetho abatyalomali kwiimpahla, iibhondi kunye nezinye izinto.
3. Thatha Inzuzo Yomthetho Wentlawulo Efanelekileyo
Enye indlela yokwakha ubutyebi bakho kukuqinisekisa ukuba ugcina imali eninzi ngangokunokwenzeka. Oku kubandakanya ukusebenzisana nabacebisi bezemali abanokwenene nabahlakaniphile kunye nabagcini-zimali babantu abaqinisekisiweyo abanokukunceda ukuba uhlele imicimbi yakho ukuze ube nemali eninzi yokuxuba wena kunye nabanini-nxaxheba bakho ngexesha elide. Kuya kubandakanya izicwangciso ezifana nokufumana iifowuni eziqhelekileyo ozigcina uvalelwe ngaphandle kwiminyaka emininzi ekugqibeleni usebenzise inzuzo yokuhamba . Kudinga ukuqikelela iindlela zokwandisa umlinganiselo onokubeka kwisakhiwo esingenaserhafu njengeRoth 401 entsha (k) .