Xa unesabelomsebenzi esisebenzayo, unokulawula ngaphezulu kweemali zakho. Uhlahlo lwabiwo-mali lunye lwezona zixhobo eziphambili ozinayo ukuze ufumane ukulawulwa kwemali yakho kwaye uphendule imeko. Abantu abaninzi bakhononda ukuba uhlahlo lwabiwo-mali alusebenzi okanye lukhuni kakhulu ukuhlawula imali ngoba kuthatha ixesha elininzi okanye baqhubeka bezenza iimpazamo ezifanayo. Kukho iingcamango ezininzi ezingalunganga malunga nokuhlawula imali kunye nemali . Kuthatha umsebenzi, ingakumbi kwiinyanga ezimbalwa zokuqala ozibeka kuso-mali ngenxa yokuba kukho ixesha lokulungiswa. Nangona kunjalo, ungasebenzisa le ngcamango ukuze unamathele kwisabelo-mali ngokulula.
01 Sebenzisa iCash for Problem Categories
02 I- Software Budgeting kwi-Phone yakho
Isofthiwe yesabelomali isenza isabelo sebhajethi kulula. Konke okufuneka ukwenze yabeka isigaba njengoko ufaka kwiintengiselwano. Iifowuni ze-Smart kunye neenkqubo zokusebenza zebhajethi zithatha oku kwinqanaba elitsha. Zininzi iinkqubo ngoku ziza neenkqubo eziza kuqhagamshelana neprogram yakho yekhompyutha. Ungangena kwiintengiselwano njengoko uya khona kwaye uqaphele ukuba ungakanani kwiqela ngalinye. Oku kunokukunqanda ukwenza iimpazamo kwaye kubalulekile ukuba utshatile kwaye zombini usebenzisa iindidi ezifanayo. Unokwenqumla ngokwenene ixesha elithathayo kuhlahlo lwabiwo-mali ngokungena kwimicimbi njengoko wenzayo.
03 Iintlanganiso zeBhajethi
Iintlanganiso zeBhajethi zindlela enkulu yokufumana uhlahlo lwabiwo-mali. Ukuba utshatile, ziyimfuneko. Intlanganiso yebhajethi ithetha ukuba ukhangele imali yakho rhoqo ukuze wenze utshintsho njengoko kuyimfuneko. Ukuba ungatshatanga unokwenza njalo ekuseni okanye ubusuku bonke, kwaye kuthatha imizuzu embalwa kuphela. Ukuba utshatile, kuya kufuneka ukuba ulungele lo msebenzi ubusuku bonke uze uhambe kwiintlanganiso zeveki. Kwiinyanga ezimbalwa zokuqala, unokuba uzive ngathi unomsebenzi omningi. Nangona kunjalo, ixesha lifanelekile. Njengoko uhamba ngcono xa uhlahlo lwabiwo-ntlanganiso kuza kuthatha ixesha elincinane. Kubalulekile ukuba uyazi apho imali yakho ihamba khona kwaye uninzi kangakanani ushiye inyanga nganye.
04 Sika iiBills zakho zesevisi
Ukukhawula iindleko zakho zenyanga kuza kwenza kube lula ukuhlala kwisabelomali. Ukuba unzima kunye neendidi ezahlukileyo, kubalulekile ukuqaphela ukuba ukufumana igumbi elongezelelekileyo kwibhajethi yakho kunokukwenza uhluke kakhulu. Ukuthenga isicwangciso esitsha sefowuni okanye umniki-intanethi unokukunceda ukuba ulondoloze, kodwa ngoko unokulungiswa kwe-thermostat. Ezi nyathelo ziza kubambelela kuwe ibhajethi yakho kulula.
05 Gcina kwi-Groceries
Kubantu abaninzi inkalo yengxaki kukutya. Ukutya okukhawulezileyo kuyinto elula ukuba ingadibanisa ngokukhawuleza, ngokukodwa ukususela ekubeni amaxabiso ayaqhubeka. Xa ucinga ukuba bekuya kuba yindleko kangakanani ukwenza ukutya ngokwakho, uphantse ufike phambili ngokupheka. Nangona kunjalo, kusenokuba nzima ukuyigcina kwisabelomali sakho sokutya. Inkonzo yokucwangcisa imenyu ingaba yi-hacks oyifunayo ukuyilondoloza ngokwenene kwi-bill bill yokutya. Le nkonzo ibeka uluhlu kunye kwaye inikezela ngeendlela zokupheka ukupheka nganye iveki. Oku kunokukunceda ukuba uyeke ukutya ngaphandle kwaye kuqinisekisa ukuba ukutya kwakho akuyi kuchitha.