IKrismesi ingaba yinkxalabo kunye nexesha elibuhlungu, ngakumbi xa kuthengwa kuthengisa. Kunokuba nzima ukufumana ixesha lokuthenga isipho esipheleleyo kuwo wonke umntu oluhlu lwakho - ungathethi ukuba ulungele ixabiso lezipho kubhajethi yakho.
Ukuba ugxininisekile ngokufumana imali kunye nexesha lokuthenga kwakho, jonga la macebiso ukwenza uKrisimesi uthengise lula kulo nyaka. Ngokucwangcisa ngokucophelela kunye nekhompiyutha yethu yokusindisa iKrisimesi, kunokwenzeka ukuba unamathele kwisabelo-mali sakho kwaye wenze ukuthengwa kwakho kwenziwe ngokukhululeka. Mhlawumbi uya kuba novuyo lweKrisimesi.
01 Yenza Isicwangciso Sokuthengwa - kunye nendlela yokuhlawula ngayo
Qala ngohlu lwabantu ofuna ukuthenga. Emva koko unako ukubala ukuba uza kuchitha ixesha elingakanani kumntu ngamnye kwaye uzakufuna phi ukuvumela ukufumana izipho ezipheleleyo.
Emva kokuba unoluhlu, unokucwangcisa nalapho kwaye uza kuthenga izipho, okwenza kube lula ukufuna amaxabiso aphantsi kunye naziphi na iziphumo. Ukuphonononga iziza kunye nokuthengisa izingosi ukufuna izipho kuqala. I-Amazon, RetailMeNot, kunye ne-Ebates zizo zonke iindlela zokugcina imali xa kuthengwa kweKrisimesi. Ukuthatha ixesha lokucwangcisa ngokucokisekileyo kunokukunceda ukuphepha ukulibala umntu oluhlu lwakho okanye ukuthenga izipho ezininzi.
Zama ezi ngcebiso zempesimesi yeKrisimesi ukuze wenze iKrisimesi ithengise ngokukhawuleza kwaye kulula xa ulondoloza imali. Unokucinga nokuthatha umsebenzi weeholide ukuze uncede ukuhlawula izipho.
02 Thatha inzuzo yoLwesihlanu omnyama
Enye yezindlela eziphambili zokugcina imali kwiintengiso zeKrisimesi kukusebenzisa iintsuku ezininzi zokuthengisa njenge-Black Friday, eyenzeka ngosuku emva koMbulelo wokuBonga. (Nangona ezinye ivenkile ziqala ukuthengisa phakathi kobusuku kwi-Thanksgiving okanye ekuseni kwiintsuku zoLwesihlanu omnyama .)
Ukwenene ukuba imali yakho ibonakale kwi-Friday ngoLwesihlanu, kuya kufuneka ucebe phambili. Uninzi lweentengiso ezigqithiseleyo zidlalwa ngeyure yokuqala okanye ezimbini, ngoko kufuneka wenze isicwangciso kwaye unamathele kuso. Amacandelo okuphanda asebenzise, amaqhinga okulwa nezihlwele kunye nalapho ufuna khona izinto ozifunayo. Ukuza kunye nesicwangciso esiqinileyo kubalulekile ukwenza zonke iiyure zichithe zilinde ebushushu.
Eminye imizekelo yokucwangciswa koMnyama ngoLwesihlanu iquka: ukuba amalungu omndeni ahluke kwiivenkile ezahlukeneyo ngexesha elifanayo okanye uceba ukuyithengisa xa ivenkile ivula, ngokuqala ngokuqala kwaye uhamba uluhlu lwakho ukusuka apho.
03 Musa ukulibala i-Cyber ngoMvulo
Ukongeza kwimiba enhle ekufuneka uyihlasele uluhlu lwakho, uMsombuluko we-Cyber awudingi ukuba ulwe nezihlwele, ekubeni zijolise ekuthengeni i-intanethi. Ukongeza kwithengi yexabiso elithengisa kakhulu, zama ukufumana amanyathelo anikezela ukuthunyelwa kwamahhala kubathengi, okuza kukugcina kukukhulu.
04 Musa ukuhlawula i-Double Shipping
Enye indlela ongayigcina ngayo ngezipho zeKrisimesi ukuthumela ngokuzenzekelayo kummkeli endaweni yokuthumela into, ukufaka izipho, emva kokuzithumela kwindawo yokugqibela.
Ukuba uthumela ngokukodwa kubantwana, cela umntu omdala endlwini ukugubungela izipho kuwe. Ukuba uhamba kwindlu yeKrismesi, unokucela ukuba loo mntu ibambe iibhokisi ezingavulwayo, kwaye ungazigubungela xa ufika.
Ukuba le ngasentla ayilona ukhetho, ulinganise indleko yokuhlawula ukuba umthengisi akugubungele izipho ngaphambi kokuba uthumele. Ukuhlawula ukugqitywa kusenokuhlawula ngaphantsi kweendleko zokuthumela into kabini. Xa ukhetha ukuthenga nge-intanethi okanye kwisitoreji, kufuneka uqwalasele intlawulo yokuthunyelwa kubhajethi yakho.
05 Cinga ngeenketho zeBlue
Akusiyo yonke isipho esiya kufumana kuloluhlu, kodwa ukuba unako ukhetho ukwenza isipho esikhulu, ngokuqinisekileyo kuya kusindisa imali. Zama ukuqokelela iibhasikiti zesipho okanye iipokethi ze-cookie ukunika abo osebenza nabo okanye abamelwane. Zama ukufumana abahlobo kunye kunye nomntu ngamnye ebhaka uhlobo oluthile lwecookie. Emva koko unako ukuqokelela amacwecwe ecookie ndawonye ngelixa udibanisa kwaye uhambelana neentlobo.
Ngokufanayo, ungathenga ngobuninzi ukuze uhlangane amabhokisi esipho okanye iibhegi kubasebenzi bakho. Oku kungakugcina imali ngexesha elide ukususela ekuthengeni ngobuninzi phantse kuncinci.
Ukuhlaziywa nguRachel Morgan Cautero