Ukucwangciswa kweeholide kunye nesabelomali esicacileyo engqondweni kunokunceda ubuncinci ngenye yezo zixinzelelo - ukunciphisa uxinzelelo lwemali lweeholide. Ukucwangciswa kwangaphambili kunokunciphisa iindleko zeeholide ngaphandle kokwenza uzive ngathi unqumle iKrismesi yakho yinto engento.
Qala ukuThengwa kwangaphambili
Ukuqalisa ekuqaleni kwithengesi yakho yeKrisimesi kuya kunceda ukunciphisa uxinzelelo lokufumana isipho esipheleleyo. Inokukunceda ukuba ugcine imali kuba uya kuba nexesha elithe xaxa lokufumanisa ukuthengisa kunye nezentsimbi. Yaye ugcine engqondweni ukuba rhoqo, isipho esilungileyo asiyona eyona ebiza kakhulu. Sekunjalo? Nazi iikhompyutheni zesipho sikaKrisimesi kunye neengcamango zeeholide lakho lokutshintshisa iofisi
Beka Iingxowa Zemali
Mhlawumbi akuyena yedwa ozama ukugcina isabelomali sakho seKrisimesi ukujonga lo nyaka, ngoko uzama ukuphakanyisana nokutshintshiselana ngesipho kunye nabahlobo bakho kunye nosapho - banokude bakhululwe xa beyeka ukuhamba ngeseshoni
Endaweni yokuba unike izipho kuwo wonke umntu osapho lwakho, unako ukubeka amagama okanye unike izipho zentsapho endaweni yezipho ngamnye. Ekusebenzeni, ungakhetha ukwenza ukutshintshana ngesipho sendlovu emhlophe esikhundleni seSanta eyimfihlo, enokunciphisa itekiti yentengo, ngokunjalo. Khumbula, akumazi ukubuza ukuba abanye bazimisele ukwenza utshintsho kunye nokubeka imida efanelekileyo kwimali omele ukuyichitha kwizipho.
Cinga ngoLuhlu lweHlabathi lokuLwela
Kodwa izipho azikho kuphela umgca webhajethi onokukwazi ukunqumla le Krismesi. Khangela ezinye izibophelelo malunga neeholide uze ubone ukuba yiziphi na onokuzikhawulela. Unokukhetha ukugubha iiholide ekhaya uze uwatyelele intsapho ngexesha elithile lonyaka okanye ukuphelisa olunye uhambo oluhamba ngonyaka oqhelekileyo uthathe ngeeholide.
Phambili kuqala naziphi iindawo zeeholide ezibaluleke kakhulu kuwe kwaye unciphise ezinye iimbopheleleko zokwenza ukuba kwenzeke.
Yenza i-Charity Giving Priority
Ukuba wenza kakuhle ngemali, unokucinga ukuba unikezela ngakumbi uncedo kulo nyaka kunokuba uvame ukwenza. Kukho rhoqo abantu abafuna uncedo kumaxesha anzima, kwaye kulula ukufumana ulwalamano lwendawo oluhambelana neenkolelo zakho. Emva kokuba ufumene uthando, qiniseka ukuba usebenze kwisabelomali sakho sonyaka, ukuba uqiniseke ukuba usengumzila emva kweeholide.
Misela iBhajethi yeeholide
Uhlahlo lwabiwo lweeholide luyakunceda ukuba uhlale umkhondo. Uninzi lwabantu kuphela uhlahlo lwabiwo lwezipho kwaye ushiye ezinye iindleko ezifana nokutya kweeholide, amakhadi eKrisimesi, ukuhamba kweKrisimesi kunye neendleko zokuhlobisa. Qinisekisa ukuba uquka nganye yeendleko kwibhajethi yakho yeeholide ukuze uqiniseke ukuba ufumana inani elichanekileyo lokuba ungakanani uchithe.
Ukutshintshela kwimali yesininzi sezipho kuya kwenza kube lula ukuhlala kwisabelomali. Gwema ukusebenzisa amakhadi ekwereta kwanoma yiyiphi iindleko zeKrisimesi, kuba zenza kube lula ukuchitha imali. Ukuthengwa koMnyama ngoLwesihlanu kunye ne-Cyber ngoMvulo wokuthengisa kunokunceda ukukusindisa imali, ngokunjalo. Ukuba imali inzima kakhulu, usenokufuna ukuthatha umsebenzi weeholide ukuze uncede ugcine uhlahlo lwabiwo-mali.
Qala uCwangciso loNyaka ozayo
Ukongeza, unokuqala ukucwangcisa kunyaka ozayo ngoku. Ukongeza ukonga imali nganye ngenyanga ukukhupha izipho zeKhisimusi, ungathenga izipho unyaka wonke, kungekhona ngexesha leKrisimesi. Gcina ingqalelo kuwe ofumene isipho ukuze ungathengi ngaphezu kwesipho esisodwa, kwaye ugcine kuzo kwindawo enye, ukuze ungalahlekelwa izipho osuzithenge. Oku kukuvumela ukuba usebenzise amathuba okuthengisa okwenzeka kulo nyaka.
Namathela kwisiCwangciso sakho
Ukucwangcisa ngoku kuya kukugcina imali kwaye kunciphise uxinzelelo oluvakalelwa kwieholide. Vula iingxoxo kunye nabahlobo, intsapho kunye nabasebenza nabo banokuxininisa ukunyamezela kweeholide kuwo wonke umntu.
Ukuba ufumanisa ukuba abanye abantu abavumelanga ukwenza ukucima phezu kweeholide ungayifumana indlela yokuthenga izipho ozifunayo, kodwa uchithe ngaphantsi kwexesha eliqhelekileyo kunokuba usenokuba njalo.
Kubalulekile ukuba ungabikho ngokukhululeka ngexesha leeholide. Emva kwakho konke, akukho nto ichithekile iholide yeholide njengesikolo sikhokhelo sekhadi lesikweletu.
Ukuhlaziywa nguRachel Morgan Cautero.