Ungaphinda ufune ukujonga le mi sebenzi emihlanu enonwabo ukuze uzonwabe ngeentlungu xa ufezekisa umngeni.
Pheka ukutya kwakho
Kwabanye abantu, le ngxaki ingaba lula kakhulu. Unokutya ngokuyinhloko ekhaya, kuba uthanda ukupheka. Lo mngeni kufuneka uwandise kwiminikelo yakho yokutya emsebenzini, kunye nokutya kwangokuhlwa. Unokuzama ukupheka ngeeveki okanye usebenzise umpheki wakho osisindisayo ukuze wenze ixesha lokudla ixesha elide lilula. Ukuthatha isidlo sakho sasemini kusebenze kunokuba lula ngokugxila ekuphumeni kwasebusuku ngaphambi okanye ukupakisha isaladi okanye isanti. Ugcina imali eninzi ngokutya ekhaya. Ukutya okuphekwe ekhaya kusoloko kunempilo kunokukhetha ukutya okukhawulezayo, kwaye le mngeni unokukunceda uzive ungcono. Uya kumangaliswa ukuba ungalondoloza bunjani xa uyeka ukutya ngaphandle .
- Ukucwangcisa phambili kwenza kube lula kakhulu. Cwangcisa imenyu yakho yenyanga kunye nohlu lokuthenga ukutya ukuze kube lula.
- Cinga ukuthenga i-intanethi okanye unokuthenga umntu onokuthi ukhulule okanye abe ngumrhumo. Oku kungakusindisa imali kuba awuyi kuchitha imali ngokuthenga okungafunekiyo.
Ukunciphisa iiBhili zakho zenyanga
Kungaba lula kunokuba ucinga ukunciphisa iindleko zakho zenyanga , oku kuthetha ukulondoloza kulo nyaka. Lo mceli nje uthatha iifowuni ezimbalwa kubanikezeli bakho abahlukeneyo ukuba babone ukuba unokunciphisa inani olihlawulayo kwi-inshurensi okanye kwiintlawulo zakho zenyanga.
Thatha ixesha kule nyanga ukujonga ukuba unokwenza umgca ikhefu ngokupheleleyo okanye ufumane isicwangciso esincinci esiya kukunika iziteshi ozifunayo. Yenza okufanayo kunye nomboneleli wakho wefowuni. Nangona ungeke ukwazi ukutshintsha le nyanga, jonga ngeenxa zonke ukuba isivumelwano sakho siphela ngokukhawuleza ukufumanisa ukuba zeziphi iinketho ezikhoyo. Oku kunokukunceda uqhubeke usindisa emva kwenyanga.
- Ukuthenga ngeenxa zonke kuya kukunceda uxoxisane ngamazinga aphantsi .Izinye iinkampani ziya kuthethana nawe ukuba unengqiqo engcono.
- Akukho nzakalo ekufuneni ireyithi ephantsi kuyo nayiphi na inkonzo yakho ukususela apho ukugcinwa kukhona kwaye iinkampani zinamalungiselelo okugcina amakhasimende endaweni.
Udidi lokuchitha iFreeze
Oku kufana nokuchithwa kwemali ngokukhawuleza, kodwa endaweni yokumisa yonke imali, kufuneka ukhethe enye okanye iindidi ezimbini apho ungayisebenzisi nayiphi na inyanga yonke inyanga. Oku kunokuzonwabisa, izambatho, okanye ezinye iindidi apho uvakalelwa kukuba uncedisa imali ngokubanzi. Ngamanye amaxesha ukusika ngokukhawuleza kunokukunceda uqaphele ukuba ungancinci kangakanani nenyanga nganye. Oku kunokuba yindlela elula yokuphumeza ukukhawuleza.
- Khetha udidi ocinga ukuba luya kuba lula ukungachithi.
- Khetha ukhetho apho uchitha khona inyanga nganye kwaye ubone ukuba unokufumana ngaphandle kokuchitha kuyo ngenyanga.
Yenze ngokwakho
Fumana iinkonzo ezintathu okanye izinto oqhele ukuzihlawulela ukuba uzenze wena. Ukuba unomgcini wendlu, zama ukukhansela inkonzo yenyanga kwaye ugcine imali ngokwenza ngokwakho. Funda indlela yokutshintsha ioli ngokwakho. Ukuba uthanda isonka esitsha esityiweyo kwaye uthenge rhoqo kwi-bakery, zama ukubhaka isinkwa ekhaya. Unokwenza into efana nokuzama ukuphinda ufumane isidlo sakho sokutya esikuthandayo. Ukuba unokwenza ukutya kwakho, yenza uzenzele ukuba ubone ukuba unako ukugcina imali. Ekupheleni kwenyanga, uya kuba nombono ongcono wezinto eziyimfuneko ukuchitha imali yakho, kwaye oko kukufanele ukuzenza ngokwakho ukugcina.
- Le yindlela enkulu yokujonga ukuba inkonzo iyafaneleka yini imali.
- Unokufumana isakhono esitsha othanda ukukwenza okanye kukunceda ufumane umdlalo omtsha wokwenza.
Beka Injongo Yokubeka Okunye Ukonga
Umsebenzi wokugqibela we-frugal ukubeka injongo yokubeka imali eyongezelelweyo ekulondolozeni kule nyanga uze ushiye apho. Qinisekisa ukuba wenza okwaneleyo ukuba uya kuziva umahluko kwimali yakho. Imali oyikhethayo ngokwenene ixhomekeke kwingeniso yakho. Ukuba ungenzi nto, i-dollar eyongezelelweyo ingaba ilula, kodwa ukuba wenza kakuhle, ungafuna ukuzama ngamakhulu amahlanu okanye ngaphezulu . Yenza ishati uze umake inkqubela yakho njengoko ubeka imali kwi-akhawunti yakho yokulondoloza. Oku kunokukunceda uqalise i- fund yakho yexakeka xa ungenayo. Unokufuna ukuthwala ezi njongo kulo nyaka.
- Oku kungenza kube lula nje ukujikeleza intsebenziswano yakho kwaye ugcine utshintsho lwakho lokubeka imali.
- Yiba nobundlobongela kunokwenzeka xa ulondolozwa ukususela oko oku kuya kunceda uzuze kwixesha elikhawulezayo.