"Thengisa ukwesaba, thengisa ukuhaha."
Ngoxa usenokuba uvile le binzana ngaphambili, linamandla okuqhuba ikhaya elibalulekileyo: ukuba uthengi xa abatyali-mali bexhalabele kakhulu, ngeemeko xa abanini-zimali bachitha isitya sokulahla ngenxa yokuba baqhutywe ngoloyiko - unokuzibeka ngokukodwa kuthatha loo maqabane afanayo ngenani elingabalulekanga.
Emva koko, njengaye yonke into ekuhambeni kwexesha, ukwesaba kunye nezinto ezibangela ukwesaba kuya kupheka njengoko iinkampani ziphinde zithembeke. Kwaye kwithuba elide elizayo kwiinyanga ezimbalwa ezizayo, izabelo ezingabalulekanga kakhulu (ezachithwa ngexesha lokubanjwa) zingaqala ukunyuka ngokubhekiselele kwizinto ezinokwenene, ukwesaba kakhulu, ukulinganisela.
Olu hlobo lokuhlawulela lukhokela inxalenye yesibini yegama, elibamba ngokulinganayo kwi-flipside: Abatshali-mali abahlakaniphile abaye bathenga indlebe , ngoku kufuneka bafumane ithuba elifanelekileyo lokuba bathengise ukuhaha .
Ubukrakra buvame ukudala izabelo eziye zanda kwixabiso. Kwaye iimpahla ezithengileyo emva kokuba abatyala-mali bazidibanise ngexesha lomzuzu wovalo (phantse) baya kukhanga amehlo abo abalambileyo abatyali-mali ababukeleyo babuyele ekuhlaleni okufanelekileyo, kwaye mhlawumbi nangaphezulu.
Ngoku, into ehlekisayo ngokukrakra kukuba ayikho ngaphantsi. Ukuba izabelo zikhuphuka kuma-100 ekhulwini, umnini-mali uyaba nemihlali kwaye unethemba lokuba unokufikelela kwi-150%.
Ukuba ezo zabelo zanda ukuya kwisixa semali engama-150 ekhulwini, lowo wesabelo-mali ofanayo uya kubamba ngoku ngama-200 ekhulwini. Abatshali-mali abatyholakileyo abafuni ukufumana amathuba okuthatha inzuzo, banethemba lokuzuza okungakumbi.
Xa utsalo-mali sele luqalise ukunyuka phezulu, yile ngongoma apho abatyali-mali abahlezi ngenzuzo enkulu kakhulu, qalisa ukuxelela abahlobo babo.
Kwaye nabanye abaninzi abantu abava ngeentengo ezinkulu zotyalo-mali, abanako ukumelana nokungena emdlalweni, oku kunceda ukuqhuba ixabiso liphezulu.
Ukuphakama kwamasheya, ukunyuka kobukrakra kuya kutsala. Kodwa ukukrakra akuyi kukunceda ukuba uqalise isicwangciso-mali sokuhlala ixesha elide, elithembekileyo, elinenzuzo. Esikhundleni saloo nto, uvale abatshali-mali abaninzi kwisithembiso sokwenza imali engakumbi, nangemva kokuba ixabiso likhuphuke ngaphezu kwexabiso elifanelekileyo. Kwaye oku kubeka engozini yokubamba kwizabelo ixesha elide, ukulahlekelwa kwexabiso ngokukhawuleza emva kokuba intlawulo ibuyele phantsi.
Ukugcina oku engqondweni, abatyali-mali kufuneka bazi ukuba ubuhaha bunjenge-oksijeni-kuthi sonke. Ayikwazi ukubonwa. Ichaphazela yonke yesibini yobomi bethu. Kodwa akukho mntu uyayikhathalela ngokwenene. Kwaye ngoko, ukuhaha kungafakela isigwebo, kubangele abantu babambelele kwisitokisini esithile ngaphandle kokusebenza.
Yingakho la mazwi ayisithandathu alulahlekileyo - "uthenge uloyiko, uthengise ukuhaha" - zixhobo ezinamandla zotyalo-mali. Eli binzana liyiluleko elisebenzayo elenza ubunzulu beemali zeemali kunye nolwazi kubo bonke abatyali-mali. Kwaye kunokukunceda ukuba ubone ixesha elifanelekileyo lokuthenga nokuthengisa.