Xa ukhangele iindlela zokugcina imali okanye ukunciphisa iindleko zakho, kufuneka uqwalasele zonke iinketho zakho, kubandakanye iindlela zokufumana ezinye iinkonzo ozithembele kuzo. Ngokuqhelekileyo izicwangciso zenkcubeko kunye neenkonzo zibiza kakhulu kunokuba zitshintshe indlela engaphantsi kwendabuko. Kwimibhalo amaninzi ebhajethi, unokufunda ukuba kufuneka ukhansele le nto okanye ugqibe imikhwa emibi yezimali . Ezi ngcamango ziya kukunceda ugcine imali kwaye unike ezinye iindlela, ukuze uqhubeke nokuzonwabisa ngezinto ezibalulekileyo kuwe. Ezi ziphakamiso zingenza kube lula ukujongana neendleko zezinto ezisetyenziswayo kuhlahlo lwabiwo-mali .Ungaphinda ufune ukuqwalasela iindleko zeeyure zezinto ofuna ukuzenza ukuba unqunyulwe okanye ugcine. Ungaphinda ufune iindlela zokonga kwireyithi ngokungezelela ukuphumeza le ngcamango emihlanu.
01 Shintsha iCandelo kwiNetflix okanye kwi-Hulu
Enye yezona zinto zibiza kakhulu kodwa ezinokunyanzeliswa kwebhajethi yabantu abaninzi ngumabonakude okanye kwi-satellite. Iindleko zenyanga zihamba ukusuka kwi-$ 60 ukuya kuma-dollar ayi-100. Unokunquma lula iindleko kwaye ungaziva, ingakumbi ukuba awuchithe ixesha elide ubukele umabonwakude. Abantu abaninzi banqumla ikhebula kunye nokutshintsha ukusebenzisa i-Netflix, i-Amazon Prime okanye i-Hulu Plus njengomthombo wabo wee-TV. Inye yalezi nkonzo zibiza ixabiso elingaphantsi kwama-R10 ngenyanga, kwaye uza kufumana imali eninzi. Unokubukela uninzi lwakho lwentengiso kwi-intanethi mahhala. Ukutshintshwa okanye ukukhansela bonke ndawonye kunokulondoloza amakhulu emadola ngonyaka.
02 Ukulahla Ikhontrakthi yakho yefowuni yeSafa esikhokhelwa kuqala
Ifowuni yakho yefowuni enye indawo apho unokuhlawula imali ngenyanga. Iinkampani zeefowuni zitshintshe kwiikontraka, kwaye kufuneka uhlawule imali yokukhansela kwangaphambili ukuphuma kwisivumelwano. Ngokuqhelekileyo awudingi zonke iintsimbi kunye neengcingo ozihlawulayo. Ungalondoloza imali ngokucoca ngokusetyenziswa kwedatha yakho nokunciphisa isicwangciso sakho senkonzo kwixabiso elincinci. Kungakufanelekile ukuhlawula imali yokuthenga ukucima isivumelwano sakho, kodwa oko kuxhomekeke kwixesha elingakanani oshiye kwisivumelwano sakho kunye neendleko zokuhlawula umrhumo wokukhansela. Ungasebenzisa i-smartphone kunye nezicwangciso ezihlawulwa kuqala. Ukuba awusebenzisi ifowuni okanye ungazifuni ukuvalelwa kwisivumelwano, iifowuni ezihlawulwa kuqala zingakusindisa imali eninzi. Unokukufaka inombolo yakho yangoku kunye nayo.