Funda malunga nama-Stirpes kunye ne-Per Capita Distributions

Xa kuziwa kwimigomo yokucwangciswa kwezinto , izinto ezimbini oza kuzifuna ukuba uziqhelanise nazo "ngeengqungquthela" kunye ne "per capita." Le yimigama yesiLatini esetyenziswa ngokuqhelekileyo kwiSigqibo Sokugqibela kunye neeTestamente kunye neeNkcazo zokuVikela eziKhuselekileyo ukuchaza indlela ipropati iya kushiywa kubaxhamli bakho.

Per Stirpes

"Iingqungquthela" zithetha ukuthatha "ngokumelwa" okanye "ngeklasini." Kwimeko yokucwangcisa indawo, oku kuthetha ukuba ukuba abaxhamli bazakubelana ngokusasazwa "ngeengqungquthela," ngoko ilungu eliphilayo kwiklasi labaxhamli Ulwalamano olusondeleyo kumntu osasazwayo uya kufumana isabelo esilinganayo.

Nangona kunjalo, ukuba ilungu eklasini labaxhamli abasondeleyo kulwalamano lomntu osasazwayo lusele kwaye lusinda yinzala nayiphi na inzala, inzala leyo iya kuba "ngokumelwa" yintoni umzali wabo ofileyo eyayiyithatha.

Indlela elula yokuyichaza ngolu hlobo ngemizekelo embalwa. Masicabange oku kulandelayo:

1. Unabantwana abathathu, uAnn, uBart noCarl
2. UAnn unabantwana ababini, uDrew noEva
3. UBart, uCarl, uDrew noEva bonke abanalo inzala

Ukuba iNtshukumo Yakho yokugqibela kunye neTestamente okanye i-Revocable Living Trust ithi ipropati yakho iya kuhanjiswa kwi "yakho inzala ephilayo, ngeengxabano," yintoni eyenzekayo kwiimeko ezahlukeneyo:

• Cinga ukuba uAnn, uBart, uCarl, uDrew noEva bonke basinda kuwe:

1. U-Ann, uBart, noCarl baya kufumana isabelo se-1/3 ngasinye
2. UDrew noEva abayi kufumana nto

• Cinga ukuba uAnn uye wangena phambili kunye noBart, uCarl, uDrew noEva bonke basinda kuwe:

1. UBart noCarl baya kufumana isabelo se-1/3 ngasinye
2. U-Drew no-Eva baya kufumana isabelo se-1/6 ngasinye; bathatha ngokumelwa kunye neengxenye ezilinganayo oko uAnna azithatha: 1/3 ulwahlulo nge-2 = 1/6 nganye

• Cinga ukuba uAnn, uCarl, uDrew noEva bonke basinda kuwe kwaye uBart uye wangaphambili:

1. U-Ann noCarl baya kufumana isabelo se-1/2 ngasinye; isabelo asiyi kudalwa kuBart ekubeni uye wangaphambili kwaye akazange asindiswe nayiphi na inzala

1. UDrew noEva abayi kufumana nto

• Cinga ukuba uAnna noDrew baqhelise wena noBart, uCarl noEva bonke basinda kuwe:

1. UBart noCarl baya kufumana isabelo se-1/3 ngasinye
2. UEva uya kufumana isabelo se-1/3; uthatha ngokumelela oko uAnna ayithathileyo kwaye akukho mfuneko yokwenza isabelo kwi-Drew ekubeni uye wangaphambili kwaye akazange asindiswe nayiphi na inzala

"Iingqungquthela" zisetyenziselwa ukulungiswa kwempahla ukulungiselela zonke iisiseko kwiimeko zentsapho ukuze ungabi nako ukugijima ukuze ubone ummeli wakho wecebo lobuhle ngethuba ngalinye umntwana okanye omnye umxhamli anikezela phambili. ufuna le patheni efana neyona nxalenye yesicwangciso sakho sefa , ukuqala kunye, ngoko uya kufuneka wenze ukuba iinjongo zakho zicacise kakuhle kummeli wakho.

Ngakolunye uhlangothi, ukuba umntwana okanye omnye umxhamli uyakudlulisela phambili kwaye awusayikufuna le patheni eqhelekileyo ukuba ifake isicelo, ngoko kufuneka uguqule isicwangciso sakho. Le yilapho ukuhlaziywa kohlahlo lwabiwo-mali kufike khona.

Ngekhapital nganye

Ukwahlula "ngeempembelelo" ukuya kumntu ngamnye, "oku kuthetha ukuthatha" ngokubakho kwenani "okanye" ngenani labantu bonke. "Kwimeko yokucwangcisa indawo, oku kuthetha ukuba ukuba abaxhamli bazakubelana ngokusasazwa" nganye , "Ke onke amalungu ephilileyo eqela elichongiweyo uya kufumana isabelo esilinganayo.

Nangona kunjalo, ukuba ilungu leqela elichongiweyo lifile, isabelo asiyi kudala ukuba ilungu elifayo kunye nazo zonke izabelo zamanye amalungu ziya kunyuswa ngokufanelekileyo.

Njengoko ngokuchaza "ngeengqungquthela," indlela elula yokuyiqonda le ngcamango ingumzekelo ombalwa. Ukuba izinto ezinjalo zichazwe ngasentla zicatshulwa, kunye neNtshukumo Yakho yokugqibela kunye neTestamente okanye i- Revocable Living Trust ithi indawo yakho iya kuhanjiswa kwi "yakho inzala, inzala," yintoni eyenzekayo kwiimeko ezifanayo ezichazwe ngasentla:

• Cinga ukuba uAnn, uBart, uCarl, uDrew noEva bonke basinda kuwe:

1. U-Ann, uBart, uCarl, uDrew noEva baya kufumana isabelo se-1/5 ngasinye

• Cinga ukuba uAnn uye wangena phambili kunye noBart, uCarl, uDrew noEva bonke basinda kuwe:

1. UBart, uCarl, uDrew noEva baya kufumana isabelo se-1/4 ngasinye

• Cinga ukuba uAnn, uCarl, uDrew noEva bonke basinda kuwe kwaye uBart uye wangaphambili:

1. UAnn, uCarl, uDrew noEva baya kufumana isabelo se-1/4 ngasinye

• Cinga ukuba uAnna noDrew baqhelise wena noBart, uCarl noEva bonke basinda kuwe:

1. UBart, uCarl noEva baza kufumana isabelo se-1/3

"Iindlovu" zisetyenziselwa ukucwangciswa kwezinto ngaphandle kwe "nganye" ngenxa yokuba iquka imeko yentsapho. Ukuba ukhetha ukusebenzisa i-"per capita" ukusabalalisa, kufuneka uqinisekise ukuba isicwangciso sakho sempahla sithetha nayiphi izabelo zokunqumla izizukulwana ezingadalwa ngoluhlobo lokuhambisa.

Ngamanye amagama, ukushiya izabelo ezicacileyo kubazukulwana kunye nabazukulwana-ntloko nge-per capita okanye olunye uhlobo lokwabiwa ngokuthe ngqo ngelixa abantwana bakho nabo basinda kuzo uza kubangela irhafu yokudlulisa izityalo kwizabelo zabazukulu nabazukulu. Uya kufuneka usebenze ngokusondeleyo kunye nommeli wecebo lakho lokuqinisekisa ukuba ifa lakho liyakukhusela irhafu ethe xaxa kunye nexabiso.