Isikhokelo ku-Florida Homestead Laws

Yiyiphi i-Florida Homestead Imithetho?

Ifoto (c) uJackie Craven

Imithetho elawula iipropati zaseFlorida zepropati zizinto ezinzima kakhulu kwilizwe. Abaninzi baseFlorida bahlala bedidekile.

Iphi na impahla yaseFlorida ekucingwa ukuba ithathwa njengemakhaya ukuze ikwazi ukukhusela yonke imiqathango kunye nokukhutshwa kwemithetho eyenziwa yi-Florida homestead laws? Wena kunye nekhaya lakho kufuneka uhlangane nemilinganiselo emithathu.

Ixesha leKhaya eliqwalaselwe kwi-Homestead yakho yaseFlorida?

Kumele ube nencwadi esemthethweni okanye inenzuzo ekhaya ngeJanuwari 1 wonyaka, kwaye kufuneka uhlale ekhaya njengendawo yokuhlala isigxina.

I-qualifier yesithathu kukuba kufuneka ufake isicelo sokukhutshelwa kwezindlu kumntu kwiofisi ye-appraiser yepropati kwindawo apho ikhaya lakho liphakathi kukaJanuwari 1 no-Matshi 1 wonyaka ofuna ukukhululwa kwemakhaya.

Iimeko zokuhlala izindlu zihlala zihlala kwindawo enokuze uxelele iofisi yeefrasi yepropati ukuba loo propati ayisekho iFlorida. Amanye amabakala aya kuthumela ileta okanye ikhadi lokuposa ukuze akukhumbule ukuba kufuneka uvumele iofisi yeefowuni yepropati ukuba i-homework yakho ayikho eyakho indlu.

Ukucinga ukuba ipropati yakho idibana nayo yonke into emithathu, le mithetho yasekhaya yaseFlorida iphinde iwele kwiindidi ezahlukeneyo ezintathu: irhafu yezindlu, ukukhuselwa kwemali-mboleko kunye nokufa, ukuzala nokusabalalisa.

Ukuhlaliswa kwezindlu ngokumalunga ne-Real Estate Taxes

Indlu yakho yaseFlorida inelungelo lokufumana iimpazamo ezithile kwiirhafu zezindlu. Iwebhusayithi yeFreedom Revenue website inikezela uluhlu olupheleleyo lwale mixolelo.

Ngaphantsi kweFlorida ye-"Save Our Houses" kwiimvavanyo, ukulinganiswa kwonyaka kwindlu yakho yokuhlala yinjongo yentlawulo kwipropati kunokunyuka ngama-3 ekhulwini okanye ipesenteji yenguqu kwi-Index of Price Index yonyaka owandulelayo. Oku kubakhokelela ekulondolozeni okukhulu kwiirhafu zakho zendawo yokuhlala xa ungenawo umhlaba wakho wendawo yokuhlala.

Ukuhlaliswa kwezindlu ngokumalunga nokuKhuselwa koMgcini

Umthetho waseFlorida unika ukuba umnikazi wecala akanakukunyanzela ukuba uthengise amakhaya akho ukuhlawula isigwebo xa umntu ekumangalela kwaye ufumene nxamnye nawe. Olu khuselo oluvela kumgwebo wabathengi nalo luya kuthatha iindlalifa ezithile ezinokuthi zizuze ikhaya lakho emva kokufa, kubandakanye neqabane lakho, abantwana, abantakwabo, abantakwabo, nabantakwabo.

Ngelishwa, naziphi na izigwebo ezikhethekileyo kwipropati, ezifana nokukhutshwa kwangaphambili, iimali ezidlulileyo zeemanyano, kunye neenkontileka zontrontrakthi, ziya kukhusela ukukhusela indlu.

Ukuhlalwa kwezindlu ngokubhekiselele ekufeni, kwiNzala kunye nokuSasazwa

Ingqungquthela yesithathu kwaye mhlawumbi inokudideka ngokumalunga nezindlu zaseFlorida yimiqathango yokuba umthetho waseFlorida ubeka kulowo unako kwaye awukwazi ukushiya ikhaya lakho laseFlorida uze ufe.

Oku kuya kuxhomekeka ekubeni unitshatile ngexesha lokufa kwakho nokuba ngaba usaphila ngabantwana abancinci. Ukuba awuyi kusinda ngumlingane okanye nabantwana abancinci , unokushiya umzi kumntu othanda ukumcela. Unokutshatyalalisa umntwana omdala omnye ngokuthanda omnye okanye ulahlekise abantwana bakho abadala ngokuthanda umntakwabo okanye umhlobo.

Ukuba usaphila ngumntwana omncinane kwaye utshatile, kwaye ukuba umzi wakho ubizwa ngegama elidibeneyo kunye neqabane lakho, unokushiya ikhaya lakho elikhuselekileyo kumlingane wakho ngamalungelo okusinda .

Kodwa kuthekani ukuba ungumzali ongabodwa kunye nomzi obizwa ngegama lakho elilodwa? Umthetho omtsha waqala ukusebenza ngo-Oktobha 1, 2010 ukuvumela umzali omnye komntwana omncinci ukuba akhethe uhlobo oluthile lokuthembela okungenakunyaniseka kwintlawulo encinane yomntwana kude kube ngumdala okhethwe ngumzali. Oku kugwema isidingo sokusekela umgcini we-encinci kwaye inika umzali ukuba alawule nini na ukuba umntwana uza kuba lifa lekhaya. Kodwa olu hlobo olukhethekileyo lokuthembela alufanele luguquke kwaye lufanele lubekwe kuphela ngoncedo lommeli wezocwangciso zezindlu . Ukuguquguquka kuthetha ukuba emva kokuba uyifomene, awukwazi ukuwuyeka ngokusemthethweni.

Yintoni eyenzekayo xa usaphila ngumlingane? Emva koko-kude kube ngu-Oktobha 1, 2010-ukuba awuzange ushiye ikhaya lakho kwiqabane lakho ngokungaqinisekanga kwaye ngaphandle kwemigca ehambelana nayo, uya kufumana ngokuzenzekelayo into eyaziwa ngokuba yi " indawo yokuhlala " kwindawo yokuhlala.

Abantwana bakho baya kufumana ifa kwizabelo ezilinganayo emva kokuba iqabane lakho lifa.

Nangona iqabane lakho eliphilayo liza kuba nelungelo lokuhlala kwipropati ngexesha lokuphila kwakhe, kufuneka kwakhona ukuhlawula zonke iintlawulo zerhafu kunye ne-inshorensi efunekayo ukuze kugcinwe indawo yokuhlala. Iqabane lakho lingenako ukunyanzelisa abantwana ukuba bathengise loo propati, kodwa abantwana bakho abakwazi ukumnyanzela ukuba athengise.

Ngomhla ka-Oktobha 1, 2010, umlingane osaphila oqala ngokubambelela kwiindawo zokuhlala kwiindawo zokuhlala ekhaya unokukhetha ukwahlula ipropati ukuze afumane isiqingatha kunye nabantwana bomfazi oshonile baya kuhlula ngokulinganayo esinye isiqingatha. Kufuneka enze olu lonyulo kwisithuba esithile esithile emva kokufa komlingane oshonile, nangona kunjalo.

Ngoko, ewe, imithetho yemakhaya yaseFlorida iyinkathazo kwaye ikhethiwe. Ukuba unabantwana abancinci okanye ucinga ukusebenzisa ikhaya lakho lesibili eFlorida njengendawo yokuhlala eyona ndawo, eyona nto yokuhlala, unokuba yinto yokuhlala phantsi nommeli waseFlorida ukuqinisekisa ukuba ucwangcise ngokufanelekileyo.