E-Louisiana, awukwazi ukucima abantwana abaneminyaka engama-23 ubudala okanye abatsha, okanye abantwana banoma yimuphi umdala, ngenxa yokukhubazeka kwengqondo okanye ukukhubazeka ngokomzimba, abakwazi ukuzinyamekela okanye ukulawula imali yabo ngexesha lokufa.
Ngelishwa ngandlela-thile, i-Hollywood iye yakwazi "ukukhazimulisa" ingcamango yokuchithwa kwempahla ukususela kumaxesha amaninzi kwimiboniso ye-movie okanye kwi-TV sibona isongelo sokungatshatyalaliswa okanye ukuchithwa kwezinto eziphambili njengeqonga eliyinhloko okanye i-subplot kwi-movie okanye ezorhwebo.
Ngokwenene ubomi, nangona kunjalo, ukutshatyalaliswa komntwana, umzukulu okanye esinye isihlobo kufuneka sithathwe ngokungathí sina. Nazi ezinye izinto okumele uziqwalasele ngaphambi kokuba wenze ukuthanda nokugqibela okanye ukuguqula ukuphilisa , okanye ukuguqula umyalelo wokugqibela wokuhlala kunye nentembeko yokuhlala , okanye ukuguqula iindlalifa.
5 Izinto ezinokucinga ngazo kwiNkunkuma
Ukuchithwa kwezinto eziphucukileyo kuyisigqibo somzwelo nesoqoqosho. Ngamanye amaxesha uqala ngexesha lobomi xa umzali okanye ootatomkhulu ugqiba isigqibo sokunquma inkxaso eqhubekayo yemali kumntwana omdala okanye umzukulu (njengoHana kwi-series ye-HBO yamantombazana).
Ngamanye amaxesha kukho umphumo wexesha lokuphila kwenkxaso yemali kumntwana okanye umzukulwana wokungabikho kwamanye abantu, okanye ukungawunaki umlinganiselo ongafanelekanga wokuba abanye abantwana okanye abazukulu bahlakulele.
Ukuba uzama ukugqiba isigqibo sokuba ngaba kufuneka ulahlekise umntwana okanye umzukulwana okanye, ukuba unabantwana, omnye uhlobo olunjenge-siblings, umntakwabo okanye umntakwabo, khawuqwalasele oku kulandelayo:
- Ungasebenzisi ingozi yokutshatyalaliswa kwempahla njengendlela yokuphatha indlela yokuziphatha. Ukuba ufuna umntwana wakho okanye umntakwabo ukuba enze, okanye akwenzi, into ethile, kwaye ucinga ukuba ukubatyisisa nge-disinheritance kuya kwenza ukuba benze, okanye bangenzi nto, bacinge kwakhona. Inene ngokwenene indlela yokwenza umntu enze ngendlela ofuna ukuba benze ngayo, kwaye uvele uthengise uthando kunye nenhlonipho ngemali.
- Cinga ukusebenzisa i-trust ukulawula ifa lefa. Ukuba unomdla wokuba umntwana okanye umntanakho uza kutshayela ifa labo kwiimoto ezikhawulezileyo, iziyobisi, kunye notywala, okanye uhambo oluqhenqileyo, okanye uya kulahleka nje ukukhuthaza ukusebenza kunye nokwenzela igalelo ngqo kuluntu, cinga ukubashiya ilifa kunye nemingcingo qhotyoshelweyo. Oku kungafezwa ngokubeka ithemba lokuphila kwindlalifa yenzuzo kunye nokunika i-trustee imiyalelo ecacileyo malunga nokuba njani kwaye ukusabalalisa kunokwenziwa yindlalifa. Oku kungabandakanya ukukhuthaza njengokwenza ikholeji, ukusebenza emsebenzini wexesha elipheleleyo, okanye ukuhlala ngaphandle kweziyobisi kunye notywala, kodwa akunakubandakanya izikhuthazo eziya kuchasene nomgaqo-nkqubo woluntu, njengokutshata okanye ukwahlukanisa umntu othile okanye ukwenza ethile unqulo.
- Cinga ukunika umlingane wakho, umntwana okanye esinye isihlobo esinamandla okuqeshwa. Nangona ekugqibeleni ukhetha ukutshatyalalisa umntwana, umzukulu okanye ezinye izalamane, cinga ukunika umxhamli kwixesha lokuphila, njengomlingane wakho okanye umntwana, ukukwazi "ukulidla". Oku kungenziwa ngokunika umxhamli ngexesha lokuphila uthembela amandla okuqeshwa angasetyenziselwa ukuba "uzuze kabusha" umntu omsusa.
- Yenza iinjongo zakho zokungcola ngokucacileyo kwintando yakho okanye ukuthembela. Ukuba ukhetha ukutshatyalalisa umntwana, umzukulu okanye ezinye izalamane, ke ungaze ubaleke ekuthandeni kwakho kunye nokubethemba kokuphila okuthethiweyo , ngokucacileyo ukuba usuke uzimisele ukuzitshabalalisa. Ukuyibona ngokumnyama nomhlophe kuya kuqinisekiswa ukuba iqhube ikhaya kwaye inqabise inxaxheba ekuncintisana , ikakhulu xa ulwimi olunjengalolu hlobo "Ndiyichitha inkululeko uSusie ngenxa yezizathu ndicinga ukuba zilungile kwaye zanele kwaye ngenxa yoko, injongo kaSusie iya kubonwa ukuba uye wangaphambili "isetyenziswe ekuqaleni kwenjongo yakho.
- Hlola abaqeshwe abaxhamli bakho kwaye uhlaziye xa kuyimfuneko. Ngamanye amaxesha ukukhawuleza ukuqiniseka ukuba umntu oyindlalifa uyakunqandwa kwiintando okanye ukuthembela, ukutyunjwa kwabaxhamli be- inshorensi yobomi kunye neakhawunti yomhlala-phantsi , njenge-IRAs kunye ne-401 (k), ayinakunakwa. Ukuba uthe wagqiba ekubeni ulahlekise umntu oyindlalifa, qiniseka ukuba zonke iimpahla zakho zibizwa ngokufanelekileyo kwaye zonke izikhundla zakho ezixhamliweyo zifikelele ngoku.