Indlela yokuSindisa xa ungeze umqhubi osemtsha kumgaqo wakho
Enye inkqubo endiyifumene ekunceda ekunciphiseni i-premium yakho yomshuwalense kukuba umntwana wakho agqibe inkqubo eqhubayo yokuqhuba intsha. Isixa sesaphulelo esitholakalayo kwinkqubo yokuqhuba i-adolescence ekhuselekileyo iyahluka ngokuxhomekeke kwinkampani onayo i-inshurensi yakho. Hlola kunye nenkampani yakho yomshuwalense ukuze ufumane ukuba yiziphi izaphulelo ezikhoyo kubaqhubi abasha.
Iinkampani ezinikela abantwana abakhuselekileyo ukuqhuba iiRaphulelo
Nazi ezinye zeenkqubo ezahlukeneyo zokuqhuba izinto ezikhuselekileyo kunye nezaphulelo ezifumanekayo ezivela kubanini bomshuwalense bemoto.
I-AAA Ininshurensi : I-AAA Inomshuwalense unomqulu okhuselekileyo wokuqhubela phambili okhuselekileyo onokukugcina ufike kwi-15% kwiindleko zokongeza i-drive ye-auto yakho yomshuwalense wemoto. Ukongeza kwizaphulelo ezikhoyo, zinikela ngenkqubo yokukukhokela kwinkqubo yokufundisa wakho umntwana ukuba aqhube ngokukhuselekileyo. Le nkqubo ibizwa ngokuba yi Keys2Drive. Ngalolu hlelo unako ukufikelela kwii-webisode kunye nomyalelo wokuqhuba ngokukhuselekileyo, i-newsletter, "isivumelwano somntwana osemtsha" esichazela isivumelwano sakho nomntwana wakho ukuba usayine ukujongana noxanduva lokuqhuba ngokukhuselekileyo kunye nezinye izibonelelo ezikhuselekileyo zokuqhuba.
Banikezela ngefowuni ebizwa ngokuthi "AAA OnBoard Teen Safe Driver" esebenzisa ifowuni efakelwe ukukunceda ukuba uqaphele umkhwa wakho wokuziphatha.
Ehlabathini lonke : I-inshurensi yelizwe lonke inikezela isaphulelo sokuqhuba ukukhusela kwikhosi yokukhusela umqhubi ophunyeziweyo ngenxa yokugcinwa kwe-10% kwinqubomgomo yakho yomshuwalense.
Ungasindisa nangakumbi xa ungeze umntwana wakho kwipolisi yomshuwalense wecala ukuba uyayifumana ubuncinane ubuncinane be "B" esikolweni. Isaphulelo semfundo esilungileyo sisaphulelo se-15% esilondolozo olukhulu kwi-auto insurance yakho.
Ifama yaseburhulumenteni : Iifama zaseburhulumenteni zizinikezela i-website yonke kwikhuseleko lokuqhuba umqhubi. I-website yabo yokuqhuba ibhola inesethi esipheleleyo yezixhobo ezikhoyo ukunceda intsha nabazali babo ngokusebenzisa inkqubo yokufunda ukuqhuba. Umvuzo wabo wokukhusela okhusekileyo ubizwa ngokuba yi "Steer Clear." Emva kokuthatha inkqubo ye-intanethi, ufumana isaphulelo kwi-auto insurance yakho. Isaphulelo asifumaneki kuwo wonke umbuso, ngoko kuya kufuneka uhlolisise i-arhente yakho yaseburhulumenteni yaseburhulumenteni ukuba ufumane ukuba isaphulelo siyafumaneka.
Inkokhelo ye-Safeco : I-Safeco Insurance inikezela ngeProgram yoKhuseleko lweNtsha ngeenzuzo ezininzi ezixhamlayo kunye nezaphulelo ezibandakanya: isaphulelo somfundi esihle (ibanga lesi-3.0 B okanye lilungele ukufaneleka); ukuphuhliswa koqeqesho lomqhubi (okufumanekayo kubafana abagqibeleleyo inkqubo yokufundisa umqhubi ophunyeziweyo; isaphulelo somfundi esikwixesha elide (esi saphulelo siyafumaneka kubafundi esikolweni abahlala ngaphaya kweemitha ezili-100 ukusuka ekhaya bengenayo imoto); oye waba nekhampani iminyaka engaphezu kweminyaka emibili); isikhokelo esingaphambi kwendlela (iingcebiso malunga nokufunda ukuqhuba, ukufumana ilayisenisi, ukuba wenze ntoni kwengozi kunye nokunye); , imigaqo kunye neemfanelo zomntwana wakho xa eqhuba).
Ukulondoloza kwi-Intshurensi yakho ye-Auto ngokusebenzisa izaphulelo
Ukongeza umqhubi wentsholongwane kumgaqo-nkqubo womshuwalense we-auto uya kwongeza kwiindleko ze-premium yakho ye-inshurensi, kodwa akudingeki ukuba uphule i-bhanki. Uninzi lweenkampani zomshuwalense we-auto zinikeza uhlobo oluthile lokukhutshwa kwezinto ezikhuselekileyo ukuya kubafana abagqibe ikhosi yokuqhuba. Le nto ingaba yindlela yokuba ukwazi ukufumana imali eyongeziweyo yokongeza intombazana kwipolisi yakho yokuzibandakanya kunye nezinye izaphulelo zomshuwalense yomshuwalense . Hlola kunye ne-inshente yakho ye-inshurensi ukufumanisa ukuba kukho iiphumo ezongezelelweyo ongayifumanayo ukuze unciphise i-premium yomshuwalense we-auto.
Unokudinga ukuthenga ngeenxa zonke ukufumana ixabiso elihle kwi-inshurensi yemoto. Qhubeka ukhumbula, nangona kunjalo, ukuba ixabiso elincinci alisoloko lijongene neyona nto. Kufuneka uqwalasele ukuba yeyiphi igalelo ohlangabezana nayo nezinto ezinjengegama kunye nokuzinza kwemali kwinkampani yomshuwalense.