Ukukhetha i-inshurensi ye-Renter

Kutheni i-Renters ifuna i-Inshoni kunye nendlela yokukhetha umgaqo-nkqubo ochanekileyo

Ngethuba lokuqala abantu abaninzi bacinga nge-inshurensi nendlu yabo yokuqala okanye imoto. Ngokuqhelekileyo, oku kungenxa yokuba umthetho okanye ibhanki idinga ukuba senze njalo. Nangona i-inshurensi yeenrenti ayidingekanga, kuyimfuneko ukuba ibe nayo. I-inshurensi yeenkontileka ayiyikukhusela kuphela izinto zakho , iya kunika uncedo ngezindlu zesikhashana kunye nokukhuselwa kwezoxanduva ezifana neendleko zonyango kubantu abakwipropati yakho okanye igqwetha ukuba ulandelwa ngumntu ongenakwenzakala ngengozi kuwe.

Emva kokuba unqume imfuno yakho ye-inshurensi yomnini-mali, ukwazi ukuba ukhetho lwakho lunokukunceda ukhethe umgaqo-nkqubo ongcono .

Kutheni Ufanele Ube neNkampani Yomshuwalense?

Ukuba idilesi kwindawo yakho eqeshisiweyo yonakaliswe ngumoya okanye isichotho kwisiqhwithi, ngokuqinisekileyo, isilitye sihlanganiswe ngumnini-mninikhaya. Kodwa kuthekani nge-brand new stereo kunye neTV yakonakaliswe? Kwakhona, ngelixa idilesi isekelwe, ngaba unayo imali eyaneleyo ukuba ufumane enye indawo yokuhlala? Le yimihlobo yezinto eziza kugqitywa ngumgaqo-nkqubo we-inshorensi yakho. Ngokubambisene nepropati yakho kunye neendleko zokuhlala, umgaqo-nkqubo wakho we-inshorensi yomnini-mboleko uya kugubungela uxanduva lwakho okanye umonakalo obangela abanye okanye impahla yabo. Ngokomzekelo, intombi yakho ibuyele ukutyelela kwaye iphosa kwiqhwa ngaphandle kwendlu yakho. Inqanawa efanayo enokwenza kwakho ngokufanelekileyo ukugcina icace! Intombi yakho idinga unyango kwaye iyanquma ukusola!

Ininshurensi yeRharener ayikwazi ukunceda ngentliziyo yakho ephukileyo, kodwa kuya kukunceda ukuhlawula iindleko zakho zonyango kunye negosa lakho.

Iimpawu ezibalulekileyo zabaqeshi Abanshurensi

Ngoku ukuba unqumle i-inshurensi ye-renter yimi, kukho ezinye izinto oza kuziqwalasela xa uthengela umgaqo-nkqubo we-inshorensi yakho.

1. Inani leDola ye-Inqaku: Le nto ibangela phambili kwixabiso kunye negalelo . Isamba se dollar asifaki kwisiqephu ngasinye sepropati, endaweni yoko, isixa esicwangcisiweyo sokuba yonke impahla yakho iya kugqitywa. Ngokuqinisekileyo, ukuthengwa okuthe xa kuthengwa, ukuphakama kwexabiso lomgaqo-nkqubo.

2. Ukuhlawuleka: Oku kuya kuba yindlela ebalulekileyo yokuqwalasela kwiindleko kunye nokuba uzimisele kangakanani ukuhlawula ngaphandle kwe-inshurensi ngaphambi kokuba i-inshurensi yakho ikhaphe .

3. I-ACV (Ixabiso langempela leCash) okanye Iindleko zokufaka : Xa inkampani yomshuwalense iza ukubuyisela i-stereo yakho kunye ne-TV into abakunike yona izimisele ngale miba. Umgaqo-siseko uza kukuhlawula i-ACV, eyona xabiso lepropati ngexesha lokulahleka. Kodwa, ukuba ukhetha iindleko zokutshintsha uza kufumana indawo ekhoyo. Umzekelo, i-stereo yakho eneminyaka emi-5 ubudala iya kutshintshwa ngemali eninzi njengoko kuya kubiza ukuba uthenge i-stereo entsha. Izinto ezincinci eziphathekayo zobusela ezifana nobucwebe kunye neebhokhwe, kunye nezinye izinto onokuzifumana zona zikhawulelana nokukhawuleza ngoko kuqikelele ukubeka ezi zinto kumkhweli we-inshurensi ngokungeza ukuvuma . Iindleko zokutshintshwa ngokufanelekileyo zixabisa inani elincinci elingaphezulu kweendleko zomgaqo-nkqubo wakho.

1. Indawo kunye nezibhengezo zangaphambilini: Ukuba urenti kwindawo ejongene nobuqhophozi uya kuhlawulisa ngaphezulu yakho yinshurensi kwaye ukuba wena okanye umntu owedlule okanye nabamelwane banamanani amabango amaninzi, oku kungakhulisa iindleko zomgaqo-nkqubo wakho. Ixabiso eliqhelekileyo leendleko zentengo yomshuwalense yinto enengqiqo, kwaye ezinye zeenzuzo unokufumana ixesha elide ngokuthenga i-inshurensi yabanininzi ngoku, ngokuqhelekileyo zifanele ixabiso.

Nangona uvakalelwa ukuba impahla yakho ayifanelekanga ukuqinisekisa, ukubaluleka kokufumana iimbopheleleko eziyimfanelo kufuneka ufumane i-inshurensi yomnini-mboleko. Khumbula, njengazo zonke iinkqubo zomshuwalense , jonga i-arhente yakho kwiingxelo ezithile. Umgaqo ngamnye unokwahluka phakathi kweenkampani kunye namazwe.