Ngolu hlalutyo olutshanje, fumana ukuqonda okungcono kweengxoxo ezinobuthakathaka nokuxhamla kunye nemigomo ebandakanyekayo. Qaphela ukuba kunzima ukuqonda iingcamango eziphezulu zeengxoxo.
Oku kunokunceda ngokukodwa kubalimi-mali kwiimarike zamasheya.
Ukuqonda iDollar Strong
Uninzi lwemali ezinkulu zehlabathi zihamba ngexabiso ngokuphathelele omnye komnye. Idoli yase-US ihlala isisigxina apho ezinye iirhafu zilinganiswa ngayo. I dollar eqinile ithetha ukuba imali yethu ithenga izinto ezininzi zelizwe langaphandle. Oku kungabakhona kubathengi nabahamba ngamazwe ngenxa yezinto abafuna ukuzithenga (cinga ngekhompyutha) kunye neendawo abafuna ukuya kuzo zingabizi.
Nangona kunjalo, phantsi kweenkampani zase-US ezithengisa iimpahla kubathengi bangaphandle zihlupheke ngenxa yokuba, ngokumalunga nemali ebuthakathaka, iimpahla zethu kunye neenkonzo zindleko ngakumbi. Oku kunokuthi abavelisi baseU.S. abakhathazeke kwimarike yehlabathi.
Oku kunokukhokelela kubavelisi abahambisa izityalo kumazwe angaphandle kunye neendleko eziphantsi, ukuze bakwazi ukuhlala bekhuphisana. Ngamafutshane, i dollar eqinile inokuthi imisebenzi ilahlekile e-United States.
Iintsingiselo zeDola
I dollar ebuthakathaka ithetha ukuba imali yethu ithenga ubuncinci impahla yelizwe langaphandle okanye iinkonzo.
Ixabiso lokuthengiswa kweempahla ezivela ngaphandle. Abathengi bamele bahlawule ngokuthe xaxa ukuthunyelwa kwamanye amazwe kunye nabahambi belizwe bangaphandle kufuneka bahlawule ikhefu kuba kubiza xa idola libuthathaka. Nangona kunjalo, idola eyomeleleyo ithetha ukuba zethu iimpahla zithengisa kakhulu kwiimarike zomhlaba, mhlawumbi ukugcina imisebenzi yase-US kwinkqubo.
Xa iqela elikhulu lokuthengisa (elona likhulu) njengeChina ligcina libuthakathaka imali yalo, libuhlungu ukuhlawula iintlawulo, oko kuthetha ukuba iimpahla zayo zingabizi ngaphaya kweemveliso eziveliswa ekhaya. Nangona i-short-term boon yomthengi, imali ephosakeleyo yomncintiswano wamanye amazwe kuthetha ukuba abavelisi base-US banenkathazo yokukhuphisana.
Iimbambano malunga nemali zinakho (kwaye ziye zakhokelela kwiimfazwe zorhwebo apho iirhafu zentengiso zithathwa ngokuphendulwa kwemali ebuthakathaka ebonakalayo ebalulekileyo yamashishini abalulekileyo. Imfazwe yokurhweba ayinakuphuculwa, kodwa ngamanye amaxesha ezopolitiko banenkxalabo malunga noko kudlala kakuhle kwisihlwele sasekhaya kunokuba kuthetha ukuthini uqoqosho jikelele.
Ukuqhawula phezulu
Njengokuba kukho ezininzi izinto, ukulinganisela phakathi kwidola elinamandla kunye nedola elibuthathaka kuyona nto iyona nto ibaluleke kakhulu kubutyebi bethu kunye nabatyalo-mali. Abathengi bahlawula ixabiso elifanelekileyo kwimpahla engeniswayo kunye nabavelisi bethu banokukhuphisana kwiindawo zokuthengisa.
Le ngcaciso ayifuni ukuba ibe (kwaye ayifanele ibe yinto) njengengcebiso okanye isetyenziselwa ukuzaliswa kweenjongo zokutyalomali. Kuhanjiswa ngaphandle kokuqwalaselwa kweenjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Ukutshala imali kubandakanya umngcipheko, kubandakanywa nokulahlekelwa kwinqununu.