Ulawulo olulahlekileyo
Ngomnyaka we-1975, abadayisi beenkonzo ezizeleyo balahlekelwa ukulawulwa kwabo beemarike kunye nabathengisi beSaphulelo, ababetyala inxalenye yeefizi, bathatha i-market ngeqhwithi.
Ukususela ngoko, i-intanethi inikezele indawo enye yokusebenza ngokufanelekileyo. Abatyalomali ngabanye banokufikelela kwintaba yolwazi engakaze kwenzeke.
Ngaba zonke ezi phuhliso zenze ukuba abatyalo-mali abatshale kangcono? Kuba abantu abathatha ixesha lokuhlenga nge-hype baze benze umsebenzi wabo wesikolo, impendulo ngokuqinisekileyo nguwe ewe. Kwabanye, iteknoloji yenze kube lula ukuba baqhube. Abatyalomali ngoku banokukhetha uhlobo luni lomthengisi abafuna loo mahlula ukusuka kumgca wecala lomncinci kumphathi wezimali olawula zonke izigqibo kuwe.
Izigaba
Nazi ezinye iindidi ezibanzi zabagqwelisi ukukunika ingcamango yento ekhoyo ukuze unqume ukuba uwela phi kwiinkalo zeenkonzo ezinikezelwayo.
- I-Discount / online broker
- Umthengisi wezaphulelo ngoncedo
- Umthengisi ogcweleyo wenkonzo
- Umphathi wemali
Umthengisi we-Discount / Online
Umthengisi wendabuko / i-intanethi ngumthengisi we-oda.
Baza kuthatha i-oda yakho nokuba ngaphezu kwefowuni okanye kwi-intanethi. Ukuba iphezu kwefowuni, ngokuqhelekileyo uya kufumanisa ukuba bafikelele kwinqanaba kwaye abanomdla kwi-chat-chat, enhle. Awunakufumana naluphi na uncedo kubo ngaphandle kokuba ukhubeke kwimibandela yobugcisa yomyalelo.
Abayi kukunceda ukhethe isitokhi okanye ukuxelele xa uthengisa.
Ngakolunye uhlangothi, ukuba usebenza nabo kwi-intanethi, ungeke ukhulume nomnye wabasebenzi babo. Abanye abathengisi be-intanethi banikezela ukufikelela kuphando, nangona kunjalo, iqela lilisithathu. Basenokuba nezixhobo zokulawula i-akhawunti, okanye i-intanethi okanye unokuyikhuphela.
Izaphulelo / I-Intanethi kunye ne-Assistance Broker
Olu hlobo lunikeza uncedo kubathengi abayeka ukunxibelelana ngokukhawuleza kwenkonzo kodwa bengashiyi wena ngokwakho. Iziza zabo zifumana uphando olunzulu kunokuba zithengise umrhwebi kwaye zingapha iingxelo ngeengcebiso zokutyalomali (kodwa kungekhona iziphakamiso zentengiso.)
Umthengisi weNkonzo epheleleyo
Umthengisi wenkonzo egcweleyo unikeza iingcebiso zeesitokethi ezithile zokuqwalasela. Umthengisi uqala ngokuhlolwa kwezemali kwimeko yakho yokuzikhethela iimfuno zakho kunye nokufaneleka kwemali eyahlukeneyo. Umthengisi ubeka ndawonye isicwangciso sokutyalomali ohlolisayo ngexesha kwaye wenze utshintsho. Le nkonzo inkulu xa ungenayo ixesha okanye inzala ekwenzeni izigqibo zakho zokutshala imali.
Umphathi weMali
Umphathi wemali (angaya ngamanye amagama amaninzi) aphethe iiphothifoliyo ezibalulekileyo, oku kuthetha ukuba kufuneka ube ne-sum sum for investment ngaphambi kokuqwalasela le ndlela.
Abaphathi bemali bathatha uxanduva lotyalo-mali kunye nokulawula yonke iphothifoliyo ngokutshintshela ipesenteji zeempahla abaziphetheyo. Oku kubiza, nangona kunjalo, umphathi onemali ufanele ukulinganisa ubunzima begolide.
I zi lumkiso
Naliphi na umthengisi othe wanquma ukuyisebenzisa, qiniseka ukuba ukhuseleko oluthile lukhoyo. Naliphi na umthengisi oyisebenzisayo kufuneka ikhutshwe yi- SIPC , i-Securities Investor Protection Corporation, ekhusela i-asethi yakho kwi-akhawunti ye-brokerage ukuya kuma-500,000 kwi-akhawunti apho kufuneka iqela limele. I-inshurensi ayifuni ilahleko zokurhweba.
Xa ukhetha umthengisi we-intanethi, cela malunga nezicwangciso zokulondoloza xa kwenzeka ingxaki yobuchwepheshe. Kwixesha elidlulileyo, abathengi be-intanethi babe neengxaki ngexesha leemali zorhwebo ezinzima zokuphatha zonke izicelo zabo zabaxumi. Fumana iziqinisekiso.
Isiphelo
Yiyiphi indlela oya kuyo, kodwa, qiniseka ukuba ukhululekile kwisigqibo sakho kwaye ungayilandelanga isihlwele.