Iimilinganiselo ezisekelwe kuMatual Funds
Oku kuye kwathatha uhlobo lokuphepha izinto ezibizwa ngokuba yizono, ngelixa zenzele enye imali kwiimarike, ngokwenza umzekelo, iinkampani ezibandakanyekayo kumacandelo afana notywala, ukugembula okanye ukugqithisa. Inani leemibutho lenza ngokufanelekileyo ukuthengiswa kweli shishini, kwaye nantsi abadlali abahlanu abahamba phambili:
1) I- Ave Maria Mutual Funds - elawulwa nguSwartz Investment Counsel yasePlymouth, eMichigan, inama-$ 1.7 eBillion kwizinto eziphathekayo kuluntu olujongene neengxowa-mali eziphakathi kwabo kwi-$ 2 Billion kwii-asethi phantsi kolawulo kwiinkampani ezibiza ngokuba yiyona "Inkulu kunazo zonke. Funds. " Inkampani "ibonisa ukutsalwa kwetyalo-mali kuqala kwiinkqubo zemali, ize ichithe iinkampani ezibandakanyekayo ekukhutsheni isisu okanye iiprogram zayo zigwetywe ukuba zichasene nosapho. "U Le ndlela eyingcipheko yembali yembali epheleleyo yokujonga iqela eli, ngokuchasene neminye imiba eqhelekileyo ukuba abatyala-mali abanoxanduva kuluntu kwiimeko zendalo kunye nentlalo.
Phantse kwisiqingatha sezinto eziphathekayo zeengxowa-mali zihlangene kwi-Ave Maria Rising Dividend Fund eyinkxaso yeenkwenkwezi ezine kwi-Morningstar.
Ukususela ekuqaleni, le ngxowa-mali iphakamileyo eyi-9.68% ngokumalunga ne-S & P 500 ye-8.28%, isiphumo esihle sabatyalomali abandakanyekayo. Ngokucacileyo indlela ekhuselekileyo yokuzama ukulinganisa iimpawu zakho nemali yakho, kwimeko apho abo baseRoma Katolika
2) Ii-Azzad Funds - ezisungulwe ngo-1997, i-Azzad iphinda ifune ukutyalombela kwiinkqubo zokuziphatha ngokwezenkolo, kwiimeko zabo ze-Islamic okanye oko bathathe ukubiza u-Halal Investment, okanye uhlobo lokutyalomali olusekelwe kwi-Shariah.
Njengokuba kubhaliwe malunga neNjelo ye-Investment Investment, iMali ye-Islamic isisiseko sayo ngokubaluleka okwabelwana ngaso, kodwa ngokuqhelekileyo iqhutyelwa njengendlela yokuhlola okungalunganga.
Inguqulelo ye-Azzad ibandakanya amanyathelo asixhenxe kwindlela yabo "yeHalal", kubandakanywa ukukhangela iinkampani ezibandakanyeka kotywala, ucuba okanye ingulube. Njengoko sichazwe kwincwadi yethu ka-2011 Evolutions kwi-Investment Sustainable Investment, enye yeeNgxowa-mali eziQinisekayo zoTyalo-mali eziqhubekayo e-UK, i-Jupiter Ecology Fund, ixesha elide liye laba nelinye lezona zinkulu kwiimveliso zengqolowa yeCorks plc, kwaye ihlala isithathu ibambelele kakhulu kulo mhla. Oku kuthetha nje ukuba xa uhlaziya i-onion kwizicwangciso zotyalo-mali oluzinzileyo, njengoko sibonile kwizifundo ezili-15 esizenzayo kwincwadi ye-Evolutions, ukuba iindlela ezinokuthi zizahluka kakhulu, ngakumbi ukuba ukhangele Ukucoca ngokucokisekileyo kumacandelo ambalwa ngokubhekiselele kutshintsho lwemozulu okanye amalungelo abantu. Uphelela ngeziphumo ezahlukileyo kakhulu kwaye ngoko ke ukhiye ujongene nokusebenza ngokudibanisa namaxabiso okanye izicwangciso ozifunayo ngokwenene kutyalo-mali.
I-Azza yayinama-387 Million ayi-$ ngaphantsi kolawulo ngokusandul
Kuyathakazelisa ukuba i-ICCR, i-ICCR, iqumrhu labantu abatyala imali kunye ne-$ 2 trillion kwizinto eziphathekayo ezibandakanya namashishini kwimicimbi yoluntu, kubonisa ukuba iAzzad iyafikelela kwiinkonzo. ICCR ibaluleke kakhulu iqela eliye lazala ingcamango yokubambisana neenkampani zombini ngokuthetha ngokuthe ngqo kunye neengxoxo zamasheya zokufuna utshintsho kwimibandela esuka kwiirhafu ezilawulayo ukuya kwiimveliso zesebe eBangladesh nangaphezulu. Amanani okurekhoda kwezigqibo zamasheya aqhubekayo kulo nyaka, kwaye unokubona okunye kwimisebenzi yabo apha malunga noku.
3) U- Everence Praxis - Kwankulu kule ndawo ngaphezu kwe-Ave Maria apha ngentla yi-Everence Management Asset, nokuba ngaba umgca wabo we-Praxis Mutual Fund awunzima.
U-Everence ubone ixabiso lawo likhula ukusuka kwi-2.1 2.1 eBiliyoni ngo-2012 ukuya kuma-2,5 Billion ngo-2014 ngenxa yokungahambi kakubi konke ukunyuka kwama-20%.
U-Everence uphatha iindleko ezinkulu kakhulu ezixhomekeke kwi-US Mutual Fund ekwahlukileyo kwiinkcukacha zengxowa-mali eziphathekayo zentlalo zamalungu e-US SIF, ukuba yi-Praxis Intermediate Income, elawula i-$ 424 yezigidi ngokugxininisa kwimali engenayo. Oku ngakumbi kwimikhwa yabo yokukhangela ingatholakala apha. Njengoko iAzzad ngenhla, ukusebenza ukususela emva kokuhlawula emva kwemirhumo encinci ngaphantsi kwe-benchmark, kodwa ingongoma kukufanisa iimpawu kunye nemali kwaye ungayishiyi kakhulu kwimisebenzi.
4) Isicwangciso sikaTimoti - ngoko siza kuTimoti, abazibiza ngokuba ngabasebenzi "be-Investment Responsible Investment". Le ngxowa-mali ijolise ukusekela izikrini zokuziphatha ngelixa iinjongo zokugcina imali ngokukhawulelana okanye ukubetha amanqaku kwaye njengoko sibonile ngophando lwethu, ukuhlolwa okungalunganga kufikeleleke ekusebenzeni kakuhle kweemarike, ngoko ke kukho umngcipheko ophantsi kwaye ngokufanayo, kungenzeka ukuba ube negalelo elincinane ukungaphumeleli kufumaneka ngeendlela ezinjalo. Le ngxowa-mali yayingumtyalo-mali osandul 'u-Jonathan Byrd wase-Indianapolis ngamanyathelo ama-500 ngo-2015, ukhetho olunomdla mhlawumbi. Nabani na utyalo-mali ojolise kwiimeko zokusingqongileyo kunye / okanye utshintsho lwemozulu aluyi kufumana amanxulumano amaninzi nezindlela zemali ezidweliswe kule ngxande, kwaye kuya kuba lunomdla ukubona ukuba le mali iyenze njani kwiPapu Francis ezayo malunga nokuguquka kwemozulu.
5) Ulawulo lwe-Wespath Ulawulo lwezoTyalo - ekugqibeleni kodwa ubuncinane lulawulo lweSonto le-United Methodist imali njengoko kwenziwa nguWespath wase-Illinois. Ngama-Billion angaphezu kwama-21 eBillion kwi-asethi, i-Wespath ngokuqinisekileyo igumbi elikhulu lemali e-US lijongene nokujongene noluntu ngaphandle kwezimali ezinkulu ze-NY kunye ne-California, ezenza ukuba kubaluleke ukuba umzimba ubukele.
Bafuna "izisombululo zokutsalwa kwezokhuphiswano ezihambelanayo nezithethe zecawa." Inkqubo yabo iquka ukufuna iindleko ezincinci, ukukhanya okukhulu kunye nokugxininisa, ukugxininisa ekulawuleni utyalo-mali, ngokusebenzisa ukusetyenziswa kwezinto ezisisiseko zeMigaqo yeNtlalo. " Leyo yimbono kaJohn Wesley obambelele, emva kwe-1700s, ukuba izenzo zoshishino "akufanele zibangele ummelwane nommelwane".
Omnye unokubona ngokukhawuleza ukuba kukho ukhetho lwabatyalomali abafuna ukulinganisa iimpawu zabo zobuqu okanye zenkolo kwimali yabo. Kuya kuba mnandi kakhulu ukubukela nokubona indlela le ndawo iguqulwa ngayo ngo-2015 njengoko uPapa uFrancis uphakamisa ikhwelo lakhe kwisenzo semozulu.
Abaphathi bezezikhundla ngasentla babonisa ukuba kuncinci kwiindlela abazithathele kude, kwaye abanye abaphathi njengoDana no-Horizon nabo baphuma ngeendlela ezifanayo. Indlela yokutshatyalaliswa kweengxaki zemozulu kubalandeli bakaPapa Francis kunye neerali zabo zokutshala imali ziya kuba mnandi kakhulu.