Iimali ezininzi zakwa-SRI zineenkampani eziphikisanayo
Ukuba ufunda ulwazi lweengxowa-mali kwiintsapho ezininzi zotyalo-mali ziza kuthetha ukuba umphathi angeke atyala imali kwiinkampani ezithatha inxalenye enkulu yengeniso yabo kwimisebenzi ethile.
Kodwa yinto ethathwa ngokuba "yininzi?" Umbuzo othakazelisayo wokutshala imali.
Cinga ngxabano kwinkampani efana neGeneral Electric iphakamisa. I-GE iye yabandakanyeka ngamandla enyukliya ngamashumi eminyaka.
Leyo nyaniso yodwa iya kushiya kwiipotifoliyo zeefolthifoliyo ezinoxanduva lokusingqongileyo.
Kodwa i-GE nayo iqhubekile ngokuqhubekayo kwinkampani enkulu yombane. Yenza iimveliso zamandla emveli emakhaya kumakhaya, ezincedo kunye nabathengi bezorhwebo. Yenza iimveliso kwiimveliso zentengiso ye-hydropower, i-steam ne-wind turbines, kunye nezixhobo zokuphucula amandla. Ngenxa yokufunwa kwemarike, ngokungathandabuzekiyo yonke into ibonisa inxalenye enkulu yemali engenayo ye-GE, kwaye ngoku ibizwa ngokuthi "ukuhamba," emele i-$ 25 Billion kwingeniso ngo-2013 kuphela.
Ukucinga ukuba ezo ntengo ziqhubeka zikhula - kwaye zihoxisa ngomzuzwana nayiphi na enye i-SRI ephosakeleyo i-GE inokuthi ibe nayo - yintoni na ukuba i-GE yemali engenayo yendalo imele ibe yanele ngokwaneleyo ukunyusa imali yayo evela kumandla enyukliya? Kuba abatyali-mali abaninzi impendulo ayisoze. Kodwa kwabanye abangekho kucacile. Uphononongo lwethu lweePower Model lubandakanya iGG, ngelixa inkampani nayo ivelisa ioli kunye negesi.
Iinqunto zokugcinwa kwezimali ezizinzileyo zezimali zemali azihlali zigalelwe kwaye zome ngenxa yolu hlobo lweengxaki.
Omnye umphathi weengxowa-mali, uMatewu Zuck we-AHA yeNkcazo ejongene ne-Equity Fund, kwiminyaka emininzi edlulileyo ayengenaye i-GE ngezizathu ezahlukeneyo. Incazelo yakhe "enkulu" yayingama-5 ekhulwini. Uyavuma ukuba oku "kwakungabonakaliyo kwinqanaba." Kodwa naye wazama ukunika i-fund yakhe ukuguquguquka xa ehlonipha imigaqo yabaxhasi bakhe.
"Sifuna ukutyalomali kwiinkampani apho ishishini labo eliphambili lingabandakanyi izinto asifuni ukuzenza kuzo," utshilo uZuck, owakhe ingxowa yecuba, kwakunye nezikhokelo ezisekelwe enkolweni ye-US Conference of Bishops yamaKatolika.
"Ngelo xesha asifuni ukuba kwindawo apho apho umntu uthengela inkampani enomsebenzi othile oncedisayo ongeyonto ebalulekileyo kwinzuzo yezoshishino zawo, kufuneka sithengise ukubamba." Kwimeko apho I-Fund ye-Zuck iquka u-Emerson Electric, inkampani enkulu yezoshishino esebenzisana ne-wind turbine. Kodwa u-Emerson ufumana enye imali evela kumandla enyukliya. I-AHA yeNkcazo ye-Equity Responsible Equity Fund eyenzelwe amandla enyukliya ngelo xesha. "Baye babandakanyeka kwizixhobo ezithile zamandla enyukliya kodwa kuncinci," uZuck uthi ngoEmerson. "Akuyona into ebonakalayo."
Ingaba kukho ukunganyaniseki kwemigaqo?
Kuphela ukuba uthabatha konke okanye akukho mbono wotyalo-mali olujongene noluntu. Kodwa khawucinge ngesimo sikaArthur Ally, umsunguli weCwangciso soTimoti , kwi-investing niche-imali enoxanduva lokutyalomali.
Uthi: "Sinokunyamezela ngokunyanisekileyo kwibala lokuzimela," utsho. "Xa usebenza kwimigaqo yeBhayibhile uqala ngokuqonda ukuba akukho namalungisa.
Akukho nto enjengenkampani elungileyo. Kukho umahluko phakathi kwalabo abangaboniyo ngokungalunganga kunye nalabo abaphishekela i-ajenda engcolileyo. "
Ukujonga emva koko ukuya ku-2004, isiqwenga somxholo kulo mbandela sigxininisa uhlalutyo lukaPaul Hawken lweNdalo-mali yeNkcazo ye-Investment Responsable Sociance ekhoyo kwi-link.
I-Hawken yatshitshisa intsimi ngokuthi yayingcono kune-fund, kodwa uhlalutyo lwakhe lufumene amanani ahlukeneyo. Waqhubeka ekufumaneni i-Highwater Global Fund njengokwimeko yesifundo kunye nesahluko kwincwadi ethi Evolutions kwi-Investment Sustainable Investment. Le ngxowa-mali ngoku yaziwa ngokuba yi-Arjuna Capital, kwaye ibango layo elidumileyo libandakanyeka neenkampani zeoli kwiingozi zabo ze-carbon.
Kukho iindlela ezininzi zokutyalomali-mali oluzinzileyo, kodwa intsimi iyazama ukufumana indlela ehamba phambili ngeendlela ezininzi.
Yinto enhle, njengokuba nabani na ofumana eli lungelo baya kulawulo ezininzi zezigidi zeedola eziya phambili. Ngethuba nje siza nendlela yokuzuza abanini-nxaxheba kunye noluntu ngokusebenzisa izicwangciso zentengiso ngokuzikhethela, kufuneka ukuba konke kulungile.