Ukwazi Iimali zeeNkcitho zeNtsholongwane zeNkxaso yeMali yiNzuzo
Lithini eli gama, ixabiso lempahla phantsi kolawulo, lithetha kwaye kubaluleke kangakanani? Nangona kunokuba kuzwakale kulula, kukho okungaphezulu kokuthotyelwa kwiso ngelixesha lembundana.
I-Mutual Fund Iyonke i-Asset Net Intetho
Ixabiso lempahla yomthamo weemali ezihlangeneyo, ukuba zingadityaniswa nexabiso le-Asset yexabiso ( NAV ), limela inani lazo zonke iirhafu ze-investor ezityalomali kuzo zonke iiklasi zezabelo ze-fund . Ngokomzekelo, i- American Funds Growth Fund yaseMelika (AGTHX) inezinye iiklasi ezongezelelweyo zentengiso ezifumanekayo kubathengi ukuthenga.
Inani lemali libandakanya izabelo eziza kukhululwa ekupheleni kosuku, eziya kuba nefuthe lokunciphisa ixabiso lempahla phantsi kolawulo, ukufikelela kwixabiso lempahla.
Iinzuzo zokuhlalutya ii-Assets eziNtsundu
Iimpahla zeengxowa-mali zombambano phantsi kolawulo (i-AUM), nokuba yiyiphi i- Morningstar ifowuni "i-asethi esebenzayo," inokuba luncedo kumtyalomali kuba i-AUM enkulu ingenza i-fund enkulu ibe nzima kunzima kwaye ilukhuni ukulawula, leyo ingadlulisela ukusebenza kwesikhwama.
Ubungakanani obukhulu bexabiso lempahla enempahla inakho nako ukunyanzelisa iifowuni kwisitayela okanye isigaba ezahlukeneyo. Ngokomzekelo, isikhwama semali esincinci esincinci nge-1 biliyoni kwiimpahla ezingenakukwazi ukwenza kunye nenkokhelo yesitokethi encinci kunye ne-$ 500 yezigidi kwixabiso lempahla.
Oku kungenxa yokuba utyalo-mali olukhulu ezinkampanini ezincinci zinokuba nempembelelo yexabiso elithile leenkampani ezithengwayo okanye ezithengiswa kwingxowa-mali. Ngesi sizathu, i-stock-cap stock stock with a high assets assets tend to buy the stocks of capital capitalization, okubangela ukuba le ngxowa-mali iguquke ibe yingxowa-mali ye-stock cap.
Oku kubizwa ngokuba yi- style drift .
Uninzi kangakanani kwii-Asset eziNinzi?
Ubukhulu bungakanani. Ngoko ke utyalomali uqikelele ukuqonda ukuba zininzi kangakanani ngokuthelekisa kwiingqungquthela - ii-apula kwiipulo, oko kuthetha. Ngokomzekelo, i-assets eziphantsi kolawulo kwi-stock-cap-cap stock stock fund zingabakho kwi-500 500 yezigidi. Nangona kunjalo, i-capital stock cap-fund iyininzi engaphezulu kwama-$ 50 billion phantsi kolawulo. Eyona nto ingcono. Kungaba bubulumko ukukhangela i-average ukuya kwi-intanethi ye-asethi ye-intanethi ye-fund kunye kwaye ngokuqinisekileyo ukuba incinci i-capital fund ye-fund, iyancipha umnini-mali otyalomali uya kufuna. Nangona kunjalo, i-asethi ephantsi kakhulu yexabiso, njenge-$ 10 yezigidi okanye ngaphantsi, inokuyilumkisa. Kwakhona, sebenzisa imilinganiselo ngaphakathi kwenkxaso ye- fund ukwenza iiflethi-apples ukuthelekisa kwaye ukhangele umyinge kwi-asethi yexabiso eliphantsi.
Kufuneka kwakhona kuqatshelwe ukuba ubukhulu bexabiso lemali yexabiso lemali yexabiso lemali ayiyi kuphazamisa ngokutsha ukusebenza kwayo njengokwesikhwama-mali esisebenzisanayo. Enyanisweni, ezininzi iimali eziphathekayo eziphathekayo ezinkulu zeempahla kunye nempahla ephakamileyo yamanani amaninzi zihlala ziqala ukwenza njengengxowa-mali yenkcazo ngenxa yokuba umphathi unyanzelekile ukuba athenge izitokisi ezisekhompyutheni.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.