Ziziphi Izipho Azingekho phantsi kweNkokhelo YesiKhokelo?

Izipho zokuKhuphela ngonyaka, iiNtlawulo zeMfundo kunye neentlawulo zonyango

Akunjalo konke ukutshintshwa kwepropati kumntu omnye ukuya kumntu ongeyena umlingane ongeyena umlingane apho kungekho mali okanye enye imali eyatshintshiselwayo inokuhlawulwa kwiinjongo zentlawulo yesipho. Okwangoku, kukho iintlobo ezintathu zokudluliselwa okungekho ngokwenene ziqwalaselwe izipho kuzo zonke iinjongo zentlawulo yesipho somthetho : (1) izipho zokukhutshwa ngonyaka, (2) iintlawulo ezithile zeendleko zemfundo, kunye (3) neentlawulo ezithile zeendleko zonyango.

Ziziphi izipho zokuKhuphela ngonyaka?

Isipho sokukhutshwa ngonyaka siyakulungelelanisa imali engama-14,000 ngonyaka ngomntu ngamnye ekukhutshweni kwenyanga kwerhafu yesipho. Ngamanye amazwi, phantsi kweNkqubo yeNgeniso yangaphakathi, ukuba ipropati idluliselwa kumntu omnye ukuya kumntu ongeyena umlingane ongeyena umlingane apho kungekho mali okanye enye imali eyithengiswayo kunye nexabiso lepropati elidluliselweyo li-$ 14,000 okanye ngaphantsi koko, ukudluliselwa isipho nonke. (Qaphela ukuba ukukhutshwa yonyaka kwerhafu yesipho kuhlawulelwe kwixabiso lentengo ngonyaka, kodwa kufuneka landa nge-$ 1,000, ngoko kuya kuhlala kwisixa esifanayo kwiminyaka emininzi.)

Izibini ezitshatileyo zingadibanisa inani lazo lokukhutshwa yonyaka kunye nesipho esingu-28,000 zamawaka kumntu ngamnye, ngonyaka ngaphandle kokubandakanya nayiphi na irhafu yentlawulo yesipho. Kodwa qaphela ukuba nangona isibini sithintela isipho sazo sokuphindwa kabini inani lemali yokukhutshwa yonyaka, basenokufuneka bafake i-return tax tax gift - IRS Ifomu 709, iSipho saseMelika (kunye noKuDala-ukuThuthwa kweMidlalo) Ukubuyiswa kweRhafu- ukubika nayiphi na " ukwahlula izipho "- baya kufuneka badibanise nomgcini-akhawunti wabo ukuba baqiniseke.

Ukuba ukubuyela kwentlawulo yesipho kuyadingeka, kuya kuba ngo-Apreli 15 wonyaka olandelayo kunyaka apho isipho senziwe khona.

Qaphela ukuba izipho ezenziwe kumlingane ongummi wase-US azikhululwa kwiirhafu zesipho ngenxa yokunciphisa umtshato ongenamkhawulo, ngelixa izipho ezenziwe kumlingane ongeyena ummi wase-US zinemali yazo yokukhutshwa yonyaka.

Ziziphi iintlawulo ezifanele ukukhutshwa kwezemfundo?

Iintlawulo ezifanelwe ukukhutshwa kwezemfundo zihlawulwa ngokukhawuleza kwiziko elifanelekileyo lekhaya okanye kwiziko lasemzini njengesikolo somfundi ngamnye. Ithetha ntoni le nto? Ukuba unokuhlawula umvuzo wakho wekholeji kwinani leedola ezingama-20,000 kwaye unike umzukulu wakho i-$ 14,000 eyongezelelweyo kunyaka omnye ngaphandle kokwenza nayiphi na irhafu yombuso.

Le mithetho elandelayo kufuneka ilandelwe ngokuthe ngqo ukuze iintlawulo zemali zezemfundo zibe zizipho ezingenakulinganiswa:

1. Intlawulo kufuneka yenziwe ngqo kwiziko elibonelela ngemfundo, kungekhona kumntu ofumana imfundo.
2. Intlawulo kufuneka yenziwe ukufundiswa kuphela.

Ngoko oko kuthetha ukuba ukuba wenza inkokhelo ngqo kwisizukulwana sakho okanye ukuba uhlawula iincwadi, ukubonelela, igumbi kunye nebhodi, okanye ezinye iintlobo zeendleko zemfundo, ngoko intlawulo yakho iya kuthathwa njengesipho esikhokhelwayo xa sidlula i-$ 14,000.

Ziziphi iintlawulo ezifanele ukukhutshwa kwezoNyango?

Iintlawulo ezifanele ukukhutshwa kwezonyango zihlawulwe ngqo kwiziko elibonelela ngononophelo lwonyango kumntu okanye kwinkampani enika i-inshurensi yonyango kumntu ngamnye, kwaye iindleko zonyango lononophelo zifana nezo zithathwa kwiinjongo zerhafu yengeniso.

Ngoko oko kuthetha ukuthini? Ukuba unakho ukuhlawula i-appendectomy yakho yokuxakeka kwe-grandmount kwimali eyi-20,000 yee-$ kwaye unike umzukulu wakho i-$ 14,000 eyongezelelweyo kunyaka omnye ngaphandle kokufumana nayiphi na irhafu yesipho sombuso.

Kodwa qaphela ukuba intlawulo kufuneka yenziwe ngqo kwiziko elibonelela ngoncedo lwezonyango okanye kwinkampani enikezela ngomshuwalense wezonyango, kungekhona kumntu ofumana unyango okanye inzuzo yomshuwalense, ngaphandle koko intlawulo iya kuthathwa njengesipho esikhokhelwayo xa sidlula i-$ 14,000 .