Indlela yokugqiba ukuba yiyiphi ibhizinisi lakho elifanelekileyo
Kukho izizathu ezininzi zokuba uhlalutyo loshishino olusesikhathini. Umzekelo:
- Unokudinga ukuthengisa ishishini ngenxa yomhlala-phantsi, impilo, umtshato okanye ngenxa yezizathu zentsapho.
- Unokufuna iitalato okanye imali yokulingana yokwandiswa okanye ngenxa yeengxaki zokuhamba kwemali. Abanakho imali okanye abatyala-mali baya kufuna ukubona ukuba ishishini linelungelo elifanelekileyo.
- Unokuba ungeze abanini-zimpahla (okanye omnye okanye abanini banini banini banqwenela ukuthenga). Kule meko, ixabiso lesabelo liya kufuneka lichongwe.
Kungakhathaliseki isizathu, ubuninzi boshishino lwakho lufanelekile kuxhomekeka kwizinto ezininzi, ukusuka kwimeko yangoku yezoqoqosho ngoxwebhu lwebhanki lakho. Ukuba umzekelo, amashishini afanayo kwingingqi yakho asanda kuthengisa, ixabiso lebhizinisi lakho liya kuqulunqwa kwinxalenye enkulu ngokuthengiswa kwentengiso yangaphambili.
Yenza Yenzeke Ngakwesokudla
Abanikazi bamashishini akufanele benze uvavanyo lwabo lwezoshishino. Oku kufana nokubuza umama indlela umntwana wakhe onetalente ngayo. Akukho mnikazi webhishini okanye umama unomda omele ukubuyela emva kwaye uphendule umbuzo ngokuchanekileyo.
Ngoko ukuqinisekisa ukuba ubeka kwaye ufumana intle yeyona nto xa uthengisa ishishini, fumana uqikelelo lwezoshishino olwenziwe ngumqeqeshi, njengesiQinisekiso seShishini seChartered (CBV). E-US, ungayifumana i-Business Valuators ngokusebenzisa iwebhusayithi ye-American Society of Appraisers (ASA) ngelixa useChanada ungayifumana kwi-Canadian Institute of Chartered Business Valuators.
I-Business Valuator (okanye nabani na olinganisela ishishini lakho njengomgcini-akhawunti) uya kusebenzisa iindlela ezahlukeneyo zokulinganisela ishishini ekufumaneni ixabiso elifanelekileyo kwi shishini lakho, njenge:
Iindlela zokuHlola zeShishini ezintathu
1. Iindlela ezijoliswe kwiAset-Based
Ngokukodwa, ezi ndlela zokulinganisela ishishini zizonke zizonke ukutyalomali kwishishini.
Ukulinganiswa kwee-asethi ezisekelwe kwi-Asset kunokwenziwa kwiinkxalabo ezihamba phambili okanye kwisiseko sokucinywa.
- Indlela ejongene nokuxhalabisa i-aseset ye-asethi ibonisa uluhlu lwexabiso lomsebenzi wexabiso lempahla yexabiso kunye neyokukhupha ixabiso leemfanelo zalo.
- Indlela yokuchithwa kwe-asset based based determines cash cash that would be received if all assets were sold and liabilities paid.
Ukusebenzisa indlela esekelwe kwi-asethi yokuxabisa i-proprietorship yodwa yinto enzima. Kwinkampani, zonke iimpahla ziphantsi kweenkampani kwaye ziqheleke ukuba zifakwe ekuthengiseni ishishini. Ii-asethi kwindawo yokuphela komnini ekhoyo egameni lomnini kunye nokwahlula impahla kwi-shishini kunye nokusetyenziswa komntu siqu kunokuba nzima.
Ngokomzekelo, umnini-mhlaba oyedwa kwishishini lokunyamekela intshonalanga angasebenzisa izixhobo ezahlukeneyo zokunakekelwa kwe-lawn zombini kunye nokusetyenziswa komntu. Umthengi onokuthi uya kulufuna ukuhlenga iipropati umnini azimisele ukuzithengisa njengenxalenye yoshishino.
2. Ukufumana iindlela zokuBaluleka
Ezi ndlela zokulinganisela ishishini zixeliwe kwingcamango yokuba inyaniso yexabiso loshishino likwazi ukuvelisa ubutyebi kwixesha elizayo. Indlela eqhelekileyo yokufumana inzuzo iCapitalizing Past Earning.
Ngale ndlela, umlinganisi unquma inani elilindelekileyo lokuhamba kwemali kwenkampani esebenzisa irekhodi yenkampani yembuyekezo eyadlulayo, ibeka ngokuqhelekileyo ingeniso engaqhelekanga okanye iindleko, kwaye iphinda iphindwe ukulandelelana kweemali eziqhelekileyo ezidityaniswe ngumlinganiselo wentengo.
Inkalo yemali ibonakalisa ukuba yeyiphi izinga lokubuyisela umthengi onokuzithemba ukuba ulindele ukutyalomali, kunye nenqanaba lomngcipheko wokuba umvuzo ongeke uzuze.
Imali ezuze iHlabathi ezuziweyo yindlela enye yokufumana imali yokulinganisela kwoshishini-mali apho kunokuba ngumyinge wemvuzo eyadlulileyo, umyinge wendlela yokufumana imali ezayo esetyenziswayo isetyenziswe kwaye ihlulwe yinkalo yemali.
Iimali zentengo ezinjalo zingaba njani? Kwiphepha leMicimbi yokuLawula ixoxa ngokuthi "Ubaluleke Kangakanani Ibhizinisi Lakho?" , i-firm firm Grant Thornton LLP icetyisa:
"Amashishini afumaneke kakuhle kunye nembali yeengeniso eziqinileyo kunye nesabelo semarike esihle sisoloko sithengisa ngentlawulo ye-capital, sithi 12% ukuya kwi-20%. Amashishini angenakuvunyelwa kwiimarike eziguquguqukayo kunye nezithintekayo zithengisa iirhafu eziphezulu kakhulu, i-25% 50%. "
Uhlalutyo lwe-sole proprietorship ngokumalunga nomvuzo owedlule lunokuba lukhohlisayo, njengoko ukunyaniseka kwabaxhasi kuxhomekeke ngokuthe ngqo kubunikazi bomnini-shishini. Ingaba ishishini libandakanya uphando okanye ulawulo lokubonisana, ngaba ngaba abathengi abakhona bazithembele ngokuzenzekelayo ukuba umnini omtsha unika iqondo leenkonzo kunye nobugcisa?
Naluphina uhlalutyo lwenkxaso-mboleko yedwa yecandelo leenkonzo kufuneka lubandakanye uqikelelo lwepesenti yezoshishino ezingahle zilahleke phantsi kweenguqu zobunini. Qaphela ukuba oku kunokunciphisa kwiimeko ezininzi, njengokuba ilungu lentsapho elithembekileyo (othe wayesazi kakuhle uluhlu lwabaxumi) lithatha ishishini.
3. Iimpawu zexabiso leMarike
Ixabiso leemarike lithenda kwixabiso lokulinganisela ishishini lokuseka ixabiso loshishino lakho ngokuthelekisa ibhishini lakho kumashishini afanayo athengise kutshanje. Kucacile ukuba, le ndlela iza kusebenza kakuhle ukuba kukho inani elaneleyo lamashishini afanayo ukuthelekisa.
Ukunikezelwa kwexabiso kwi-sole proprietorship ngokusekelwe kwixabiso lemarike kunzima kakhulu. Ngenkcazo, i-proprietorship eyodwa yodwa ibenomntu ngamnye ukuzama ukufumana ulwazi oluntu malunga nokuthengisa kwangaphambili njengamashishini akuwona umsebenzi olula.
Nangona i-Approving Value Approach yindlela eyaziwa kakhulu yoshishino lwexabiso, kuba amaninzi amashishini, ukuhlanganiswa kwamanye amashishini ekulinganisela ishishini kuya kuba yindlela efanelekileyo yokubeka intengo yokuthengisa.
Ukungabikho Kokhuphiswano Amagatya angabangela ukuhlaziywa
Amagatya angabikho-kukhuphiswano abandakanywa kwizivumelwano zokuthengiswa kweshishini, ngokukodwa kwiimeko apho ukulungiswa kwakha inxalenye ebalulekileyo yokulinganisela. Akukho mntu ufuna ukuthenga ishishini ngokucinga ukuba abathengi banamhlanje baya kuqhubeka bexhomekeke kwishishini kuphela ukuba umnini-dlulileyo wangena kumncintiswano okanye avule ishishini elifanayo kwindawo efanayo.
Amagatya angabikho-kukhuphiswano aqulethe izithintelo ezifana:
- Ukuthintela umthengisi ukuba avule ishishini elikhuphisanayo kwindawo efanayo
- Ukulungelelanisa umda wexesha kumsebenzi okhuphisanayo - umzekelo umthengi angacela ukuba umdayisi angabandakanyeli ukhuphiswano oluxhomekeke kwiminyaka emihlanu
Izivumelwano ezingabikho-nokhuphiswano zingaba ngumcimbi osemthethweni kwaye zihlala zixhomekeke kwiimeko zamatyala phakathi kwabathengi kunye nabathengisi emva kokuba ishishini lithengiswe. Ukususela kumbono wezomthetho, ukunyanzeliswa kwemimiselo ebekwa kwiqendu elingagqithanga kufuneka lichazwe ngokucacileyo kwaye 'lifanelekileyo'. Iminqophiso engeyiyo-intsebenzo ingahlawuliswa yinkantolo ukuba kunqunywe ukuba ukunyanzeliswa kukubeka izithintelo ngokubanzi kunye / okanye ezingenangqiqo kumthengisi ukuba aqhubeke nokuhweba kwakhe aze azuze ubomi. Amagatya angabikho-kukhuphiswano kufuneka ahlaziywe ngabameli bezomthetho bomthengi kunye nomdayisi phambi kokuthengiswa kweshishini.
Kuthiwani Ngezoshishino Zokuthengisa?
Izivumelwano zeFranchise zichaza ngokucacileyo ukuba i-franchise ingathengiswa njani, kwaye ihluka ngohlobo lweentengiso-hlola isivumelwano sakho sokuthengiswa kwemali-mboleko. Ezinye iikontraki zichaza ukuba aba-franchisors baya kuthenga i-franchise ngokuthe ngqo kwixabiso elimisiweyo. Abanye banikela ngoncedo ngokulinganisela nokufumana umthengi, njengoko kunomdla wabo wokuqinisekisa ukuba ishishini liyaqhubeka lingaphazamiseki.
Ikhethelo elihle linokuba ngumxube
Nangona i-Approving Value Approach yindlela eyaziwa kakhulu yoshishino lwexabiso, kuba amaninzi amashishini, ukuhlanganiswa kwamanye amashishini ekulinganisela ishishini kuya kuba yindlela efanelekileyo yokubeka intengo yokuthengisa. Isinyathelo sokuqala kukuqesha i-Business Valuator; uya kukwazi ukukucebisa ngendlela efanelekileyo okanye iindlela zokusebenzisa ukubeka ixabiso lakho ukuze uphumelele ukuthengisa ishishini lakho.