Indlela yokuTyala imali kwi-Real Estate ne-REIT Funds
Ziziphi ii-Real Estate Investment Trusts (REITs)?
I-trust ye-investment real estate (REIT) yinkampani emela ukuqokelela abatyala-mali abadibanisa imali yabo ndawonye ukuze bathenge izakhiwo zokuvelisa ngenzuzo, njengezakhiwo zeofisi kunye namahotele.
IMITHETHO kaninzi ibinabani-nxaxheba abayi-100 kunye nee-REIT zifunwa ngokusemthethweni ukuba zihlawule ubuncinane i-90% yengeniso yabo kubanini-nxaxheba.
Ngelixa ii-REIT zivakala njengeemali ezihlanganyelweyo, azifani neengxowa-mali. Uninzi lwamacandelo e-real estate mali utyalo-mali kwi-REIT kodwa awanjalo.
I-Real Estate Sector kunye noTyalo-mali kwi-REIT Funds
Ngamanye amaxesha isakhiwo sithathwa njengecandelo elincinci lecandelo lezemali , elibandakanya amabhanki, iinkampani zekhadi lesikweletu, iinkampani zomshuwalense kunye namafayili omrhweba.
Kukho iingxowa-mali ezininzi kunye neengxowa-mali ezithengiswayo (ETFs) ezizodwa kwiindawo eziphathekayo kunye nee-REIT kodwa indlela engcono kakhulu kubafakeli-mali abaninzi ukuba bafumane ukutyhutyana ngokubanzi kwi-REIT kunye ne-real estate sector kunye ne-index ye-ETFs. Kukho amanani amaninzi okukhethwa kuwo kodwa enye yeengxelo ze-RIT eziphambili ze-REIT i- Vanguard REIT Index (VGSNX) kwaye enye ye-ETF engcono yiShares Cohen & Steers REIT (ICF) .
Njengoko unokucinga, Iimali ze-REIT zikhangeleka kwiirhafu eziphezulu ezihlawulelwayo (izityalo eziphezulu) kodwa nazo zixhobo ezifanelekileyo zokudityaniswa kwempahla kuba iziqinisekiso zendawo yokuhlala azihlali zihamba ngokubambisana nexabiso lentengiso yexabiso lempahla.
Ngoko ke iimali ze-REIT zingasetyenziselwa njengethuluzi lokudibanisa i-smart kwi-portfoliyo yemali.
Iingcebiso ezininzi kunye Nezilumkiso malunga nokuTyala imali kwiCandelo leNgxowa-mali
Khawukhumbule nje ukuba ungaboni imali eninzi yeefowthifoliyo kwiimali ze-REIT okanye ezinye iimali zecandelo eligxininisekile. Amanye amacandelo afaka iinkonzo, iteknoloji, iziqulatho zabathengi, ukuqonda okubathengi, izibonelelo zendalo, ukuthutha, ukunakekelwa kwempilo kunye nokukhusela.
Ulwabiwo olulungileyo lwemali yecandelo luse-5% kodwa aluyi ngaphezu kwe-10%. Ngokomzekelo, ukuba ukhetha ukubamba iimali zecandelo lesithathu kwipotfoliyo yakho, unako ukunika u-5% ngamnye ngamnye kwisabelo se-15%. Intsalela yepotfoliyo yakho ingaba ne-S & P 500 yengxowa-mali, isikhwama semali eselinye ilizwe, isikhwama se-stock-stock encane, kunye ne-fund ye-bond.
Abatyalomali banobulumko ukuba bangaxoshe ukusebenza kwaye baphephe ukuthenga iimali emva kokuba bebenomsebenzi oqinileyo.
I-Balance ayinikezeli irhafu, utyalo-mali, iinkonzo zemali kunye neengcebiso. Ulwazi lwenziwa ngaphandle kokuqwalasela iinjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu.