Musa ukuphutha ngaphandle kwiNkxaso yeNtlawulo yeNtlawulo yabantwana kunye neNanny Tax

Nazi ezinye iingcebiso kwiirhafu ezintsha ezinokuza nomntwana omtsha

Ngaba uhlolisise yonke inzuzo yengeniso yomntwana kunye nokunakekelwa kwengane evunyelwe phantsi komthetho wesigqeba? Ukuqinisekisa ukuba ufumana yonke inzuzo yokunakekelwa kwentlawulo yengane, zifundise. Ukususela ekuncitshweni kwentlawulo exhomekeke kwintlawulo yengxowa yomntwana kwerhafu yomnxeba, nantsi ingqungquthela yokuxhomekeka kweentlawulo ezixhomekeke kuyo kunye nokunakekelwa kweentlawulo zabantwana.

  • 01 Inzuzo yokuqala: I-Credit Care Tax Credit

    Okokuqala kwimenyu yerhafu yokunakekelwa kwengane ngumntu oxhomekeke kuyo kunye nentlawulo yengxowa yomntwana, okunciphisa inani lemali yerhafu yengxowa. Ukuba ukhokhela umnakekeli oqeqeshiwe okanye isikhungo sokunakekelwa kwamasango ukuba ubukele umntwana omncinci ukuze usebenze okanye ukhangele umsebenzi, unokuthi unokubanga ityala lokunakekelwa kwentlawulo yengane.

    Inkokhelo yerhafu yokunakekelwa kwengane yipesenti, ngokusekelwe kwingeniso yakho, yemali yeendleko zokunakekela abantwana ezihlobene nomsebenzi. Ipesenti ingaba ngaphantsi kwama-20 ekhulwini kunye nokuphakama kwama-35 ekhulwini, ngokusekelwe kwiTable Table Revenue Service.

    Ixabiso leendleko zokunakekelwa kwabantwana ezingasetyenziselwa ukuthenga i-ngxowa-mboleko i-$ 3,000 ngomntwana omnye kunye ne-6,000 yee-dollar ezingaphezu komntwana omnye.

    Ukuba ungumzali osebenzayo, ukwazi malunga nale ntlawulo yerhafu kufuneka ukuba njengoko sonke siyazi ukuba indleko yokunakekelwa kwabantwana e-US ikhula. Yonke into encinci inceda, ngoko uze lapha ukuze ufunde ngakumbi.

  • 02 Indlela yoBanga iNtlawulo yeNtlawulo yabantwana

    Inzuzo elandelayo yerhafu yengxowa yomntwana, enokunciphisa i-bill yakho yerhafu yentsapho ibe yi-$ 1,000 kumntwana ngamnye omncinci ofanelekile. Kodwa okokuqala, kufuneka uhlangane nazo zonke iimvavanyo kunye nemingeniso yokufumana imali.

    Kukho izinto ekufuneka uziqwalasele njengomntwana wakho ubudala, yintoni ubuhlobo obunjalo kuwe umhlawuli werhafu, ukuba umntwana kufuneka ukuba wayexhomekeke ngokupheleleyo kwiimali zonyaka, kufuneka abe ngummi wase-US, kwaye kufuneka uphendule apho bahlala khona unyaka.

    Khangela eli nqaku ukuze ufunde imigaqo kunye nomzekelo wendlela yentengo yemboleko yentela esebenza ngayo.

  • 03 Ukuqonda Ukukhutshwa kweRhafu yokuThumela

    Enye yeentlawulo zerhafu eyaziwayo zentlawulo yerhafu ekuxhomekeke kuyo. Kuyathandwa kangangokuba abanye oomama abalindelekileyo abaye bawa ngumhla wokuqala konyaka baye bafaka ingqesho ekupheleni kukaDisemba ukuze bafaneleke!

    Eli lungiselelo lekhowudi yentlawulo yase-US inokunciphisa ngokwenene irhafu yentlawulo enetyala, ukuba ufanelekile. Unokufaka isicelo sokuncitshiswa kweerhafu ezixhomekeke kumntu onomntwana ofanelekileyo okanye isihlobo kwaye uye wahlala nawe ngaphezu kwesigamu sonyaka werhafu, kunye nezinye izinto. Nantsi indlela ukuchithwa kwentlawulo exhomekeke kuyo.

  • 04 Isikhokelo sokuhlawula irhafu yeNanny

    Kungabonakali njengenzuzo, kodwa ukuhlawula irhafu yengxowa akusiyo kuphela umthetho, kuya kunceda ukubonelela umntwanki wakho xa kufika ixesha lokuqokelela i-Medicare kunye noKhuselo loLuntu. Vele uyenze! Akunzima njengoko ucinga.

    Ukuba ufuna ukukhulula kuyo, qalisa ngokuqikelela ukuba unetyala le-nanny kwi-urhulumente wase-US okanye awukho. Umthetho uthi ukuba umntu oqeshiweyo ukulawula naluphi na uncedo lwekhaya, njengomntwana, umntwana okanye umgcini wendlu, kufuneka uhlawule ukhuseleko lwezeNtlalo, i-Medicare, i-FUTA (uMthetho wama-Tax Unemployment Tax Act) kunye neerhafu kunye nesibonelelo sombuso xa umvuzo wabo wonyaka uwela umyinge othize, owathi ngo-2015 wawuyi $ 2,000.

    Nazi iindlela ezili-15 ongayilandela ukuhlawula i-Nanny Tax yakho.

  • 05 Ungaqinisekanga Ukuba ufuna ukuhlawula irhafu yeNanny?

    Yiyiphi iNtlawulo yeNanny, nayiphi na indlela? Yinto into ofuna ukuyihlawula xa uwela phantsi kweemfuno zerhafu.

    Ngokuya kwe-IRS iNanny yakho ngumqeshwa wasekhaya kuba ulawula oko asebenzayo (abantwana bakho) nendlela ekufuneka azinake ngayo (imiyalelo yakho yemihla ngemihla). Kwakhona uhlawula iNanny, okanye umntwana omdala omdala, ngaphezu kwexabiso elimiselweyo (apho i-IRS idla ngokutshintsha) ngonyaka,

    Iwebhusayithi ye-IRS ithi uhlawule umvuzo wemali engama-$ 2,000 okanye ngaphezulu ngo-2016 uza kudlala ukudlala irhafu yengqesho (okanye i-Nanny Tax). Kodwa ukuba uhlawule umvuzo wemali oyi-$ 1,000 okanye ngaphezulu kwinqanaba lekhalenda lika-2015 okanye ngo-2016 uza kufuneka uhlawule irhafu yengqesho. Ukufumana iinkcukacha ezingaphezulu, njengokuba uninzi lwepesenti oza kufuneka uhlawule, jonga iwebhusayithi ye-IRS apha.

    Ezi ntlawulo zerhafu zakho zininzi kakhulu, kwaye ukuba akayikuzibona apha yinqaku ukuba uqhubeke naye.