Imiyalelo, iindlela kunye neenombolo emva kokuthengiswa.
Ngoko ixesha lifikile ukuba ukhulule loo mali-mali. Kungakhathaliseki ukuba i-dud, i-stud, okanye ukubetha umhlaba nge-thud, ukuthengisa isitokisi kuphuka ukuya kwinkqubo elula engafuneki ukubayikise umtyalo-mali we-neophyte. Enyanisweni, ukukhwabanisa kwamanqaku okutshala kweelabhothi yanamhlanje kuyathengisa isitotho malunga nobunzima njengeengoma zokusakaza kwi-smartphone. Yaye ukuba uninzi uhlobo lwenyama-negazi, usebenze nomcebisi wezezimali othembekileyo unokungaxinzelelekanga ngokufanayo.
Nazi ezinye iindlela eziqhelekileyo zokuthengisa isitokisi, kunye nemvelaphi eyongeziweyo ekufikeleleni kwisigqibo esikhulu.
I mi yalelo
Indlela ebalulekileyo yokuthengisa i-stock ivela kwizinto ezibizwa ngokuba ngumyalelo wokuthengisa. Iintlobo ezisemgangathweni zemiyalelo enxulumene neentengiso zibandakanya umyalelo weemarike (ukuthengiswa ngokukhawuleza kwintengo yemarike yangoku), umyalelo wempompo (othiwa intengo yokuthengisa eyamkelekileyo encinane) kunye nomyalelo wokumisa (owenza ukuba kuthengiswe ukuba umlinganiselo wexabiso eliphantsi ufikelelwe ).
Ukusebenzisa i-App
Abathengisi bexesha lokuqala banomdla wokudlala imarike ngale ndlela, njengoko iinkqubo zokutyalomali zifuna ama-commissions ukuthengisa. Umzekelo omhle nguRobinhood, i-app yamahhala ye-iOS kunye ne-Android eqeshe iqela lokuxhamla ukuze unike ukwabelana ngolwazi nabanye abatyala-mali. Ukurhweba isitokisi kufana neempompo ezintathu. Ulungelelaniso luye lwaluyiphumelela impumelelo njengendlela esekelwe kwi-app yokuthenga nokuthengisa i-portfolio ekhethiweyo.
Ukusebenza noMcebisi wezeMali
Ukucinga ukuba uthenge isitotho sakho ngomcebisi wezemali, unokuthengisa i-stock yakho ngale ndlela.
Abacebisi ngezezimali baya kuqhuba i- oda yokuthengisa ngaphakathi kweeyure ezingama-24. Qaphela ukuba kulo mzekelo, kufuneka uthethe ngqo kumthengisi wakho okanye ufake isicelo sakho ngokubhaliweyo. Njengamanqaku e-Investopedia, "Amaziko emali akayi kwamkela i-imeyli okanye izicelo zezorhwebo ngevoyisimeyili njengoko zikwazi ukuphosakeka lula."
Ukungaqiniseki kwexesha lokuthengisa
Ukukwazi ukuthengisa i-stock kubonisa umbuzo obaluleke kakhulu: Uyazi njani ukuba ixesha liza kuthengisa isitokisi? Iimpendulo ezivakalayo kulo mbuzo ziyahlukahluka, kodwa makhe siqale ngeteknoloji ekhwankqisayo malunga nokuthengiswa kwesitokisi: ixesha lokuthengisa.
Ukubeka nje, ixesha lokuthengisa lithembela kwingcamango yokuba ungathenga ngempumelelo kwaye uthengise i-stock ngokuqikelela ukunyakaza kwayo kwesikhathi esizayo. Ngandlela-thile, kuhambelana nomsebenzi wokuqikelela wokubukela umlinganiselo wenzalo kwimali-mboleko kunye nokubheja ngexesha elifanelekileyo lokuvala kwisantya-kodwa ngokuchanekileyo.
Ixesha leemarike, uninzi lweengcaphephe zengxabano, kuba ukubheja kuba nakwihlabathi lamanani lokutshala imali, akukho zibalo zokubala ezikhoyo ezinokukuxelela kokubili ixesha elifanelekileyo lokungena nokuphuma kwindawo ethile (oko kukuthi, ukufika nini kwaye nini phuma ). Amaqabunga e-Tea, aphuma, mhlawumbi asebenze ngcono.
Ukuba uthembele ukungena ngexesha elifanelekileyo kwaye uphumelele, yinto enye. Kodwa ngokuthengisa, yinto engcono yokwenza iinjongo zeedola ngaphezu kwewashi. Kufana nomyalelo wokuthengiswa, ngaphandle kokuba kungabonakali-njengesikhumbuzo esicacileyo sokukhupha okuchasene nomqulu obophayo. Ngomgomo we dollar, unako ukulinda de i-20 yakho yesitoreji ixabise i-$ 30 ngesabelo, umzekelo, kwaye uyisebenzise njengento yokuthengisa, ngokuchasene nokubikezela ixesha elifanelekileyo lokuthengisa.
Inombolo yokuthengisa uMatshi: 16.5
Leli nani alinanto yokwenza kunye nexabiso lentengiso, umhla wekhalenda okanye ikhowudi eyimfihlo ukusuka kwigumbi eligcwele umsi kwiWall Street . Kunoko, kubhekisela kwinto eyaziwa njenge-GAAP phambili phambili. Ngoku, masiphule loo ngqungquthela phantsi: i-GAAP imele "imigaqo-nkqubo evunyelwe ngokubanzi," umgangatho wezemali ukuba iinkampani zikarhulumente zisebenzisa.
Ukuba uthabatha inzuzo nganye ngesabelo seenkampani njengoko kuqinisekiswe yi-GAAP, kwaye uyayandisa ngo-16.5, ngoku uhlawule ngokuthengisa. Ngoko ukuba iCarlozo Motors inemali eyinzuzo ye-$ 10, ithagethi yakho ithengisa intengo ibe yi-$ 160.50. Kutheni le nombolo 16.5? Oku kubakho oku kusekelwe kwisilinganiso seminyaka engama-40 yemigangatho kwaye ininzi okanye ibe ngaphantsi kwi-ballpark ye-16.5 ukususela ekupheleni kwe-1800.
Ukubeka konke ngokubambisanayo: Ngaba uyathengiswa?
Ngazo zonke iindlela ezahlukeneyo zokuthenga nokuthengisa impahla, imiqobo yokungena kwihlabathi lokutshala mali ayizange iphantsi.
Ukuba unenkxalabo malunga neengongoma ezigqithisayo zokuthengisa isitokisi, okanye nini, unokuhlala ukhetha ukuhlala kwaye ulinde: "uthenge kwaye ubambe" ligama langempela leqhinga lokutyalomali elithandwa yizintlu zezigidigidi ezifana noWarren Buffett kunye Charles Brandes. Kunene: Unako ukubamba kwisitokhi ngaphandle kokuba uthengise. Musa nje ukuhlala kwicala lotyalo-mali.