Ukujikela ukugwema ukubetha i-Deer
Ungalokothi uphuphe ukuphosa ukushaya i-deer.
Umonakalo omkhulu kunye nokulimala kusemngciphekweni xa uhlawulela ukuzama ukuphepha ukuthintela ngedaka. Xa usuka, unomngcipheko omkhulu wokuhlaselwa kwezithuthi, umthi, indawo elula, ibhokisi lemeyile, okanye ityitye. Umonakalo wokubetha inambuzane ihlala ilula ngokuthelekisa ukubetha enye yezinye izinto . Ukulimala kuninzi kunokwenzeka xa uhlawula iphosa.
Imiphumo yokukhupha ukulahlekelwa yindlala ingabonakala ngokubhekiselele kwimigaqo yomshuwalense wemoto yakho. Ukubetha into engaphiliyo kunye nesithuthi sakho kukuxabana. Iziganeko zengxabano zivame ukuza kunye nezithintelo eziphezulu kunye nentlawulo ephezulu.
Ukuhlaselwa ukulahlekelwa yindlala kukuphendulwa kwendalo. Kuthatha ingqalelo ekuqwalaseleni zonke iziphumo zokuguquka. Inambuzane ingabangela umonakalo omkhulu kwisithuthi sakho kwaye kubangele ukulimala, kodwa ubuninzi kakhulu xa uhlela emthini. Thatha unyawo lwakho kwigesi kwaye ugcine iqonde elichanekileyo lokunciphisa umonakalo kunye namazinga aphezulu e-inshurensi.
Umshuwalense wakho
Iziganeko zengozi zigqitywa phantsi kwengxelo epheleleyo ye-inshorensi yakho. Ukuba awuqinisekanga ngesikhokelo sakho, khangela iphepha lakho lokuvakalisa ukuqinisekisa. Ukufowunelwa ngokukhawuleza kwi-arhente yakho okanye ummeli wenkonzo yamakhasimende unokucacisa ukuba yeyiphi idibansi oye wabhala kwisithuthi sakho.
Ngamanye amaxesha emva kwengozi yenzama, kufuneka i-tow ifuneke. Ukuba unesiqulatho esiphezulu , i-tow izakukhutshwa ngokuzenzekelayo njengenxalenye yesibango. Ukuba awunayo inkcazo epheleleyo kodwa unokuncediswa kwendlela , i-tow yakho iya kugutywa. Akukho phepha epheleleyo ngaphandle kwendlela yokunceda ithetha ukuba uya kuba yedwa umonakalo kwisithuthi sakho kunye ne-tow.
Intshurensi yakho ichithwe
Ukuthengwa ngokubanzi ngokuqhelekileyo kuthengwa nge-deductible. Ezinye iinkampani zinika i-zero deductible, ngoko kuxhomekeka kwindlela obeka ngayo umgaqo-nkqubo wakho. Ukwahlula kungabizi ngaphantsi kokugqitywa kwaye kudla ukuthengiswa ngexabiso elincinci. Ukuba unomdaka odibeneyo oludweliswe ngokubanzi, kuya kusebenza ngokukodwa kwingozi yemoto. Hlola iphepha lakho lokuvakalisa okanye ushayele i-arhente yakho ukuqinisekisa ukuba i-deductible yakho ifakwe kuyo.
UkuFakela ingxelo yePolisa
Iingxelo zamapolisa zixhaswa nazo nayiphi na ibango lomshuwalense ; Nangona kunjalo, ngokuqhelekileyo, ayifuni ukuba ibango lihlawulwe. Kucetyiswa ukuba kufumane ingxelo yengxelo ngakumbi yamapolisa xa sele ubethe iindlwana ezininzi. Uxwebhu lwenza inkqubo yebango yinqunywe kwaye yome. Ukuba unako ukufumana ingxelo efakwe kwisebe le polisa, yenzeke.
Indlela Umrhumo Wakho Umshurensi ochaphazelekayo
Ngelishwa, impendulo ecacileyo kwibhodi yabathwali bomshuwalense ayitholakali. Iinkampani zomshuwalense zineemithetho eyahlukeneyo kumabango amaninzi. Amaxesha amaninzi, amabango amaninzi awachaphazeli izinga lakho le-inshurensi, kodwa yinto oyakufuneka uyiqinisekise kunye nomphathi wakho.
Abanye abathwali bomshuwalense baya kufaka isicelo esingaphezulu kwi-policy yakho ukuba uthe wathintela ngaphezu kweyontathu emithathu kwiminyaka emithathu. Abanye basebenzisa umrhumo omncinci kunoma yiyiphi ibango le-inshurensi yomshuwalense. Ngethemba, unesiqinisekiso nge-inshurensi yenkampani engaphelelanga ngeengozi zemoto.
Iingozi zeentaba zihlala zihlala kwiindawo ezininzi zase-US Ukukwazi indlela yokusabela xa ubona inyamazane inokunciphisa ukulimala kwakho kunye nee-inshorensi. Yazi ukuba yintoni umyalezo wakho wokubhengezwa ngaphambi kokuba ibango livele. Ukuqonda ukuba zininzi ezidityanisiweyo zakho kwaye xa zisetyenzisiweyo ziya kuthintela ininzi yokulahlekelwa.
Thetha kunye ne-arhente yakho okanye ummeli wenkonzo yamakhasimende ukuba unemibuzo malunga nokukhutshwa kwakho.